Get this card

MBNA Smart Cash® World Mastercard®

MBNA Smart Cash® World Mastercard®

This offer is only available to residents of Quebec. For residents of other provinces/territories please click here.

Apply Now
Network Provider
Mastercard
Provider
MBNA
Type
Rewards
Annual fee
$39
Purchase interest rate
20.99%
Cash advance rate
20.99%
Balance transfer rate
20.99%
Credit Needed
Good (650-749)

Card description

Accelerate cash back on common purchases!

  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500) 
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • $39 annual fee
  • Standard Annual Interest Rates of 20.99% on purchases, 20.99% on balance transfers✪ and 20.99% on cash advances
  • Your personal annual income must be greater than $50,000, or your household annual income must be $80,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply Now" button.

Apply Now

Important Notice: Effective from the first day of your statement period beginning September 2025 and reflected on your October 2025 statement.  Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances‡, ††, ††††, ✪, Terms and Conditions apply. 

This offer is only available to residents of Quebec.  For residents of other provinces/territories please click here. 

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

High praise for LowestRates.ca

July 10
Great
Excellent service and very helpful
Kakada Yos
July 9
VERY NICE TO DEAL WITH AND HELPFUL
VERY NICE TO DEAL WITH AND HELPFUL
mike j
July 8
The agent clearly explained all details…
The agent clearly explained all details for me and he was very polite and correc...
Vadim Kulaga
July 8
Instant
Instant, attentative, and fair.
Steve, Canada
July 7
Insurance
Very pleasant to deal with. Took the time to explain things to me even when in i...
Peter Blackburn
July 5
Quick and Easy Process
It was a quick and easy process and the results were promising. Received a phone...
Joanne
July 4
It is as easy as 1,2,3.
It was so simple and easy.
Helen Snider
July 4
Very helpful
Very helpful, It save me a lot.
Karma Wangchok
July 4
Efficient and professional
Efficient and professional
Brent Patterson
July 3
Very convenient
Very convenient, quick
Naveen Subramaniam
July 3
Very impressed with the knowledge and…
Very impressed with the knowledge and professionalism of the agent.
Maria
July 2
Very fast and right to the point and…
Very fast and right to the point and very pleasant
Tommy Wood
July 2
Enrique was quick to respond and got me…
Enrique was quick to respond and got me exactly what I needed. Very pleasant to ...
Dave Topping
June 30
Victor is helpful and easy to work with
Victor is helpful and easy to work with
Jeff Neely
June 30
It is very low rate.
It is very low rate.
quoc nhi Chau