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You could get a 0% promotional annual interest rate ("AIR")† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.

Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. Offer ends July 1, 2024.

Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*

Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.* (Apply by April 30, 2024)

Plus, During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that)†.

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)¹. Plus, no annual fee in the first year, including on supplementary cards¹.  Offer ends October 31, 2024.

5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening. Plus, 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

And 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days (until $10,000 is spent annually in the applicable category)

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year*

Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.* (Apply by April 30, 2024).

Plus, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that)†.

Earn up to $1,300* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived¹. Offer ends July 1, 2024.

Get 20,000 points when you spend $1,500 in the first 3 months - that's a $133 value!* Plus, earn up to 5,000 bonus points every year.

• 2,500 bonus points for redeeming at least 12,000 points annually towards your statement balance with Pay with points - that's just 1,000 points per month!
• 2,500 bonus points for paying your full credit card balance on time for 12 consecutive months

Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*

Earn 10% cash back for the first 3 months (up to $1,000 spend)

Earn up to 7,500 bonus Scene+ points within your first 3 months¹.  Offer ends July 1, 2024.

Earn 5% cash back for your first 3 months (up to $2,500 in spending).  Plus, get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*