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What is dog training insurance?

It is insurance for professional dog trainers and dog training organizations. The idea is to protect you and employees (if you have any) for potential liabilities and injuries. For instance, one of the more common injuries in the field include dog bites. While they may not all be severe, if one of them is severe enough to prevent you from doing your job, then you might not get paid – for days or even weeks. That is, unless you have insurance, which would cover you while you’re recovering. There are other instances where insurance might come in handy. So, if you’re not insured, continue reading.

What dog training insurance includes

When looking into dog training insurance, it's essential to know what coverage options you can expect. Generally, standard dog training insurance includes the following:

Recommended add-ons for dog training insurance coverage

Beyond the standard coverage, there are several add-ons you might consider to ensure comprehensive protection for your business:

Common types of dog training insurance claims

Understanding the common types of insurance claims in the dog training industry can better prepare you for potential risks. Here are some frequently encountered claims:

How much does dog training insurance cost?

Depending on the size of your business, your insurance can cost you anywhere from $600 to $10,000. If you’re just a lone dog trainer, you may end up paying about $600 to $1,500 per year. The highest amount is likely to be $2,500 per year. If your business is a bit larger, with higher revenue and multiple employees, you might be looking at premiums as high $5,000 or even $10,000 per year.

Some of the biggest factors to impact your premiums include the following:

If you want to be sure about the rates you’re going to get, we recommend looking up quotes from actual insurance providers. The easiest and quickest way to do so is to via a comparison site like LowestRates.ca where you can view multiple quotes side by side in a matter of minutes.

Dog training insurance in Canada: What you need to know

If you're operating in Canada, there are specific considerations to keep in mind regarding dog training insurance:

Dog training insurance is an indispensable component of running a successful and secure dog training business. By understanding what it includes, recognizing common claims and knowing what to expect in terms of costs, you can make informed decisions to protect your businesss and your furry clients.