Compare cheap super visa travel insurance quotes. 

A super visa is a long-stay option for the parents and grandparents of Canadian citizens or permanent residents, letting them visit family in Canada for stretches of up to two years at a time without renewing their status. The visa itself stays valid for a decade and permits unlimited entries during that period.

Yes. To obtain a super visa, applicants must demonstrate they hold Canadian health insurance meeting the government's standards. Since foreign visitors aren't covered under provincial plans like Ontario Health Insurance Plan (OHIP), Alberta Health Care Insurance Plan (AHCIP), Régie de l'assurance maladie du Québec (RAMQ), or similar programs elsewhere in the country, carrying health insurance isn't optional — it's a legal condition of the super visa.

Nobody expects to need major medical care, but even minor treatment can run into the thousands. Data from the Canadian Institute for Health Information puts the average hospital stay in Canada at around $7,000.

Without proper coverage, those costs can pile up fast. Super visa insurance gives the policyholder the financial cushion needed to handle medical care while they're in the country.

That depends on your specific condition. When you request a quote, you'll be asked to disclose any pre-existing conditions. This keeps your quote accurate, since insurers may charge more for certain conditions or leave them out of coverage entirely. After picking a quote, you'll get the chance to talk directly with a rep from that insurer, who can answer questions about your condition and adjust the policy as needed so you end up with coverage you feel good about.

The right coverage amount comes down to how long you're staying and how much financial protection you want in case of illness or injury.

While the law only requires $100,000 in coverage, plenty of applicants choose to go as high as $1 million. Since emergency medical bills can climb into the thousands almost immediately, many people find the extra peace of mind from a higher-coverage policy well worth it.

Yes. We know that not every parent or grandparent feels at ease online or speaks English fluently, so you're welcome to purchase a policy for a relative as long as you have their information on hand.

Often, yes. Super visa insurance frequently offers some coverage for trips outside Canada, provided that:

• The destination isn't the applicant's home country.
• The trip both starts and ends in Canada.
• The trip length stays within a set number of days and doesn't exceed half of the total coverage period.

Since terms differ between insurers, it's worth reviewing your specific policy's fine print before booking any travel.

If the super visa application is denied, you'll get a full refund from the insurance company. If it's approved but the visitor ends up leaving Canada before the first year is up, and hasn't filed any claims, a prorated refund is usually available.

Coverage kicks in the moment the visitor lands in Canada. Plans change, though, so if needed, you can typically adjust the start date with your provider before coverage actually begins.

Yes. It's a legal requirement that super visa insurance be purchased through a Canadian insurer. This actually works in the applicant's favor, since Canadian companies know the local healthcare system inside and out, which tends to make the claims process smoother.