By: Cliff Ritter on September 2, 2012

Canada’s demographics show families are getting smaller, people are not having as many children as they once did. As a result the growth of the population is centred on immigration to fuel higher growth and stimulate Canada’s economy with bodies to fill jobs.

By: Justin Leung on August 31, 2012

An age old question for homebuyers when applying for a mortgage; is it best to lock in at a fixed rate or roll the dice and hope the variable rate will remain low? When times are good many people will choose to take their chances on a variable rate.

By: Gary Parkinson on August 26, 2012

With money tight and housing costs having been a concern all year, the numbers are in and only confirm the speculation. RBC has released a report stating higher home prices and rising mortgage rates over the last two quarters have impacted the market to make owning a home that much more costly. With the Bank of Canada expected to increase the prime lending rate by mid next year it remains one of the top concerns that home ownership may become even more unaffordable.

By: Justin Leung on August 25, 2012

The federal government enacted new legislative laws for banking procedures back in March to restrict the mingling of Canada’s banking side and the banks’ insurance side. These new rules were put in place after Finance Minister Jim Flaherty asked the banks 4 years ago to “stop doing insurance on bank websites,” a call that was by all accounts ignored.