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No matter where you turn in the GTA these days it seems a new piece of land has become setup or sold for a new condo development. The amount of high rises that are towering over Toronto’s skyline, have remained steadily on the rise due to high demand filling them up.

An age old question for homebuyers when applying for a mortgage; is it best to lock in at a fixed rate or roll the dice and hope the variable rate will remain low? When times are good many people will choose to take their chances on a variable rate.

For any Canadian not living under a rock the last few years and this summer especially; the weather has been insane. Not just unpredictable or all over the map; but violent, powerful, and all around insane.

The number of cars being purchased has gone down according to reports out of the auto sector but improvements to vehicle safety and structure should make cars more accident withstanding.

Who would ever guess that pushing for more capitalism is centred on a national, almost socialistic form of payment? That seems to be the beauty of Interac, Canada’s thriving not-for-profit method of payment.

Canada being such a large and diverse country means the different regions will go through their own difficulties in relation to each other.

With money tight and housing costs having been a concern all year, the numbers are in and only confirm the speculation. RBC has released a report stating higher home prices and rising mortgage rates over the last two quarters have impacted the market to make owning a home that much more costly. With the Bank of Canada expected to increase the prime lending rate by mid next year it remains one of the top concerns that home ownership may become even more unaffordable.

The federal government enacted new legislative laws for banking procedures back in March to restrict the mingling of Canada’s banking side and the banks’ insurance side. These new rules were put in place after Finance Minister Jim Flaherty asked the banks 4 years ago to “stop doing insurance on bank websites,” a call that was by all accounts ignored.

Banks and governments often put a positive spin on the realities of the economy to reassure the population and keep consumer spending going.

Criminals can be very crafty in breaking into a car, a home, anything of value; so that insurance coverage is becoming more and more necessary. There are many tools criminals can use both deliberate tools commonly thought to use in robberies, and ones no one would ever suspect.