Your first credit card is a big deal. Your decisions now can have an impact on whether you will be approved for other credit products over the next few years. If you use your credit card wisely, a.k.a. make payments on time and keep the balance low, you will build a credit history and a high credit score.

Imagine coming home after a nice week away at the lake. You’re the nice kind of tired, refreshed and ready to tackle a new week at work. But as you approach your house, something isn’t right. As you go inside, it finally hits you. Somebody has broken in while you’re away.

 I can’t believe that I’m no longer in college. When I was a student I thought that college would never end. I never thought that the weekend would come. Now here I am in my late-20s writing about student credit cards as I think back to my first days with credit.

Four best buys for summer fun

Ah summer. The time to soak up some patio sun, relax on some far flung beach and score some sweet deals. Here are four ways you can save money on your favourite items during the hot summer months.

 

Are you excited to finally get on the road? Do you finally have your license in your hands?

I have a late birthday (December 26th), so I was the last one of my friends to drive. I know how it feels to wait around for an eternity waiting to drive. I hated it. I had to see my friends drive to school while I was stuck on foot patrol walking everywhere. I couldn’t wait to get behind the wheel.

When I finally started driving, I realized that it wasn’t cheap and that I was in for more than I bargained.

Wedding planning is like a second full-time job, if you've ever planned a wedding you know exactly what I'm talking about. Putting together a massive event with all the moving parts can be overwhelming for even the most capable bride-to-be.

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Are you in the market for a new car? Will you be buying a new vehicle this year?

We have great news for you. I looked around to find the top cars of the new year. I also have bad news. I don’t plan on buying a new car for a few years. So this article is about me getting excited for cars that I won’t be driving (unless I go for a test drive).

You love your yard. You want to create a welcome retreat from the world, an oasis where one can read a book or enjoy time with friends and family. The only problem is you’re short the big bucks needed to create the perfect landscape.

You worked hard, cut back, and saved up. You can finally afford to make a down payment on that home. You’re now living in your first home. You’re now on your own and responsible for your own decisions.

The issue of home insurance comes up. What do you do? What should you pay?

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