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MBNA Rewards Platinum Plus® Mastercard®

This offer is only available to residents of Quebec. For residents of other provinces/territories please click here.

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Network Provider: Mastercard
Provider: MBNA
Types: Rewards
No Fee
Annual fee: $0
Purchase interest rate: 20.99%
Cash advance rate: 20.99%
Balance transfer rate: 20.99%
Credit Needed: Good (650-749)

Card description

Accelerate rewards points on eligible purchases!

2 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases until $10,000 is spent annually in the applicable category
1 point‡ for every $1 spent on other eligible purchases
Receive 5,000 bonus points†† ($25 in cash back value) after your first eligible purchase within the first 90 days of account opening
Receive 5,000 bonus points†† ($25 in cash back value) once enrolled for e-statements within the first 90 days of account opening
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
Redeem points‡ for brand-name merchandise, gift cards from participating retailers, cash back, charitable donations, and travel
Standard Annual Interest Rates of 20.99% on eligible purchases, 20.99% on balance transfers✪, and 20.99% on cash advances
Mobile Device Insurance*** With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
No annual fee

Take advantage of an everyday rewards card with no annual fee. Apply now for the MBNA Rewards® credit card.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply Now" button.

About This Card

The MBNA Rewards Mastercard is a rewards card with no annual fee that allows you to collect points with every dollar you spend on eligible purchases. Cardholders receive one point per dollar charged to the card, and have the option of redeeming points for cash back, travel expenses, gift cards and more.

MBNA cardholders will receive 5,000 bonus points ($25 in cash back value) after your first eligible purchase within the first 90 days of opening your account. You’ll get another 5,000 points ($25 in cash back value) if you enroll to receive e-statements instead of paper within the first 90 days.

The welcome offer is sure to hook you on the idea of earning points if you’re new to rewards programs. After you collect your bonus points, you’ll continue to earn points at the rate of 1 point for every $1 spent, and 2 points for every $1 spent on groceries, dining out, digital media, memberships, and household utility purchases. You earn 1 point for every $1 spent on everything else.

Be aware, however, of the annual spending cap that applies to purchases in the special categories. You only earn 2 points per dollar on groceries, dining out, digital media, memberships, and household utility purchases until you hit a maximum spend of $10,000 annually in the applicable category. Then, put your points towards travel or the brand name merchandise available through the MBNA Rewards catalogue.

You also have the option of redeeming them for gift cards from participating retailers. If that isn't appealing, you can ask for cash back. You can even make charitable donations with points — no need to redeem them into cash first.

And that's not all. Every year, you get Birthday Bonus Points. The points are equal to 10% of the total number of points earned over the 12 months before the month of your birthday (up to a maximum of 10,000 points).

Conveniently, the MBNA Rewards Mastercard is accepted at more than one million ATMs worldwide, and offers a lower interest charge of 2.5% on all foreign currency conversions, making it an ideal option for travellers.

As for interest, the MBNA Rewards Mastercard charges 20.99% APR on purchases, 20.99% APR on balance transfers, and 20.99% APR on cash advances.

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Important Notice: Effective from the first day of your statement period beginning September 2025 and reflected on your October 2025 statement. Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

‡, ††, ✪, ***, Terms and Conditions apply.

This offer is only available to residents of Quebec. For residents of other provinces/territories please click here.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

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MBNA Rewards Platinum Plus® Mastercard®

Card description

About This Card

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