LowestRates.ca Toronto

Get the lowest mortgage rates and auto and home insurance quotes in less than 3 minutes. We're safe, secure, and always free.

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Where Toronto finds the best rates on insurance, mortgages, loans, and more.

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Toronto car insurance

Avg. savings for Toronto drivers under 25: $1,477/yr

Avg. savings for Toronto drivers 25 and up: $754/yr

Compare auto insurance from more than 30 insurance companies serving Toronto and find your lowest rate. You’ll be glad you did, especially if you’re under 30: The average LowestRates.ca user in Toronto 25 and under saves up to $123 a month on car insurance, or $1,477 a year.

Toronto home insurance

Avg. savings for Toronto homeowners: $400-$600/yr

Did you know that the average LowestRates.ca user in Toronto saves up $50 a month on home insurance? That’s $600 a year. And that’s the benefit of comparing rates from 15 companies serving the GTA.

Fill in your address and we’ll pull add information you might not know offhand: your square footage, distance to the nearest fire hydrant, and even when the roof was last replaced. Our process is quick and easy — and accurate.

Toronto mortgages

Avg. annual savings: $1,165/yr

Avg. lifetime savings: $28,471

Buying a home in Toronto is expensive enough. A savings of a few decimal points are worth tens of thousands of dollars over the years.

Our five-year variable rate mortgages are half a percentage point lower than our fixed-rate mortgages. On a mortgage of $400,000, that amounts to savings of $97 a month, $1,165 a year, and $28,471 over 25 years.

Connect with LowestRates.ca and instantly access to the best rates from lenders and mortgage brokers serving the GTA. Whether you’re looking short or long term, open or closed, fixed or variable, the best mortgage rate is at your fingertips.

Toronto life insurance

Life insurance is an expense — until you need it. That’s as true in Toronto as it is anywhere. LowestRates.ca helps ensure your loved ones are protected at a time of need.

Fill out our quick and easy online form, and we’ll connect you to our network of 20+ life insurance providers. You’ll get the quotes you need to find the policy that best suits your needs — at the best price.

Toronto travel insurance

Nothing beats a well-deserved vacation, (especially if you’re getting away from Toronto’s sloppy winter). We’ll help you travel with peace of mind, too. Our network of travel insurers will provide you with the quotes to get the best coverage at the best price — from flight cancellation to hospital care. Just click and compare.

Toronto renters insurance

Generating income from property is a popular investment strategy in Toronto. You may be renting the basement of your home to offset housing costs. Maybe you bought a condo as an investment — or maybe even a whole apartment building. Whatever the case, you need renter’s insurance to protect you from loss, damage and liability. Comparing quotes on LowestRates.ca makes the job of finding coverage faster and more efficient.

Toronto condo insurance

Condos are great options for younger people to get into Toronto’s hot housing market. They’re also an excellent choice for traditional homeowners looking to downsize. No wonder they’re one of the fastest growing real estate sectors in the GTA. Just remember: Condo insurance is different than home insurance. Shop for the best coverage at LowestRates.ca.

Toronto personal loans

A personal loan can be a handy tool. You can use them to consolidate debt and make your monthly budget process more efficient — even cheaper. They can help when you come up against an unexpected expense. But shop around for the best deal. Connect with our network of Toronto-based lenders and you’ll make that task easier. You’ll save time — and money.

Toronto credit cards

The world is awash in credit card brands and offers. What flavour do you want — cash back, travel points, rock-bottom interest rates and fees? Save yourself the trouble of schlepping from website to website to compare offers. LowestRates.ca puts a world of credit card options at your fingertips.

What our users say:

July 19
Shopping the insurance market
Friendly professional service.
Harold Brassard
July 18
Responsive helpful
Very helpful thank you
Karel Ferenc
July 17
Great Customer service
I was very happy and please with the outcome of the call, all my questions were ...
Santo
July 17
Insurance
Great service. Great insurance rates
Aqeel Ahmad
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 17
Very knowledgeable and helpful sales…
Very knowledgeable and helpful sales staff.
Lisa Rucha
July 17
Mark was very informative and not…
Mark was very informative and not pushy. He was very helpful and I appreciate it...
Brenda Hanzuk
July 16
Super helpful
Super helpful, quick and easy!
Mandy J
July 12
Excellent service
The lowest rates agent called me right after I finished the initial question and...
D-Glenn Surgenor
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
Jeff
July 10
PAFCO
JADAN M from Scoop is great!
Otnell Lewis
July 10
I was contacted by a broker who offered…
I was contacted by a broker who offered me home and automobile insurance at a mu...
James Mercer
July 7
Best price
It’s fast and easy to get home insurance
Alem Ahbte
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester
July 6
LowestRates.com is a tool not to ignore.
LowestRates has presented me with a choice of insurance companies I was able to ...
Leonid Katsap

How LowestRates.ca works.

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Why money-savvy Torontonians compare rates first.

Whether you’re looking for insurance, a loan or a mortgage, comparison shopping ensures you don’t pay more than you have to. And when you live in Toronto, you have a wealth of options to browse. Make the job of checking them out easier with LowestRates.ca. Your options are a click away.

We’re located in midtown Toronto

LowestRates.ca logo
LowestRates.ca
1910 Yonge Street, Suite 401
Toronto, ON
Canada
M4S 3B2
416-487-2837 info@lowestrates.ca

Hours of operation:

You can get a quote with us at any time on our site. Need to speak with a customer service representative? Reach us by phone between these hours:

Monday
9 a.m. - 5 p.m.
Tuesday
9 a.m. - 5 p.m.
Wednesday
9 a.m. - 5 p.m.
Thursday
9 a.m. - 5 p.m.
Friday
9 a.m. - 5 p.m.
Saturday
Closed
Sunday
Closed

Phone: (416) 487-2837