LowestRates.ca Toronto

Get the lowest mortgage rates and auto and home insurance quotes in less than 3 minutes. We're safe, secure, and always free.

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Where Toronto finds the best rates on insurance, mortgages, loans, and more.

Hey Toronto, check out all the quotes we offer.

Toronto car insurance

Avg. savings for Toronto drivers under 25: $1,477/yr

Avg. savings for Toronto drivers 25 and up: $754/yr

Compare auto insurance from more than 30 insurance companies serving Toronto and find your lowest rate. You’ll be glad you did, especially if you’re under 30: The average LowestRates.ca user in Toronto 25 and under saves up to $123 a month on car insurance, or $1,477 a year.

Toronto home insurance

Avg. savings for Toronto homeowners: $400-$600/yr

Did you know that the average LowestRates.ca user in Toronto saves up $50 a month on home insurance? That’s $600 a year. And that’s the benefit of comparing rates from 15 companies serving the GTA.

Fill in your address and we’ll pull add information you might not know offhand: your square footage, distance to the nearest fire hydrant, and even when the roof was last replaced. Our process is quick and easy — and accurate.

Toronto mortgages

Avg. annual savings: $1,165/yr

Avg. lifetime savings: $28,471

Buying a home in Toronto is expensive enough. A savings of a few decimal points are worth tens of thousands of dollars over the years.

Our five-year variable rate mortgages are half a percentage point lower than our fixed-rate mortgages. On a mortgage of $400,000, that amounts to savings of $97 a month, $1,165 a year, and $28,471 over 25 years.

Connect with LowestRates.ca and instantly access to the best rates from lenders and mortgage brokers serving the GTA. Whether you’re looking short or long term, open or closed, fixed or variable, the best mortgage rate is at your fingertips.

Toronto car loans

A car is a must-have in the Greater Toronto Area. Luckily, you have choices when it comes to financing.

Use LowestRates.ca to connect with dealerships across the city for free. We’ll recommend one that can offer you both the car and financing you need.

Our network of dealerships covers all segments of the market — regardless of age, occupation, or credit history — and offer loans of up to $40,000. Put the wheels in motion and start your application. It takes five minutes or less.  

On your mark, get set — go!

Toronto life insurance

Life insurance is an expense — until you need it. That’s as true in Toronto as it is anywhere. LowestRates.ca helps ensure your loved ones are protected at a time of need.

Fill out our quick and easy online form, and we’ll connect you to our network of 20+ life insurance providers. You’ll get the quotes you need to find the policy that best suits your needs — at the best price.

Toronto travel insurance

Nothing beats a well-deserved vacation, (especially if you’re getting away from Toronto’s sloppy winter). We’ll help you travel with peace of mind, too. Our network of travel insurers will provide you with the quotes to get the best coverage at the best price — from flight cancellation to hospital care. Just click and compare.

Toronto renters insurance

Generating income from property is a popular investment strategy in Toronto. You may be renting the basement of your home to offset housing costs. Maybe you bought a condo as an investment — or maybe even a whole apartment building. Whatever the case, you need renter’s insurance to protect you from loss, damage and liability. Comparing quotes on LowestRates.ca makes the job of finding coverage faster and more efficient.

Toronto condo insurance

Condos are great options for younger people to get into Toronto’s hot housing market. They’re also an excellent choice for traditional homeowners looking to downsize. No wonder they’re one of the fastest growing real estate sectors in the GTA. Just remember: Condo insurance is different than home insurance. Shop for the best coverage at LowestRates.ca.

Toronto personal loans

A personal loan can be a handy tool. You can use them to consolidate debt and make your monthly budget process more efficient — even cheaper. They can help when you come up against an unexpected expense. But shop around for the best deal. Connect with our network of Toronto-based lenders and you’ll make that task easier. You’ll save time — and money.

Toronto credit cards

The world is awash in credit card brands and offers. What flavour do you want — cash back, travel points, rock-bottom interest rates and fees? Save yourself the trouble of schlepping from website to website to compare offers. LowestRates.ca puts a world of credit card options at your fingertips.

What Toronto has to say about LowestRates.ca.

Excellent
Based on 203 reviews
June 8
LowestRates.ca was a great way to find…
LowestRates.ca was a great way to find a lower cost of insurance needs when rene...
David Bermingham
May 23
Website is very easy to use
Website is very easy to use, questions are basic. Be sure to review companies on...
Alan Poulter
May 18
i am so satisfied
i am so satisfied
Rabiae Kharouba
May 10
for insurance
It is good website to check for insurance
Palvinder Tumber
April 11
LowerRates.ca Review
LowerRates provides quick processing of cost comparisons and their website is so...
Agripina Suarez
April 4
Saved me $1740 per year on premiums
Saved me $1740 per year on premiums
Douglas Bailey
March 31
Easy and saved money
Our local insurance provider for home insurance increased our rate for 2020-2021...
Stephen Alexander
March 30
My hunt for a lower rate than what I…
My hunt for a lower rate than what I was paying to my current Auto insurance pai...
Muhammad
March 29
Was looking for some rates for a newer…
Was looking for some rates for a newer car I am considering so I went online and...
Scott Gould
March 27
Perfect
Just one word to describe it is perfect. Thank you
Huan Nguyen
March 23
Excellent followup
Finally, customer service improved. Please get update from Surex on my behalf.
Peter Chinaka
March 16
Very good site
Very good site, thank you!
Shulin Gao
March 13
Satisfied Client
Prompt, professional and understandable process.
E. HSIA
March 10
Fast and easy site!
Fast and easy site that ultimately helped me find the most competitive rates for...
NS44
March 7
My experience was very convenient and
My experience was very convenient and easy !!
Ben Stewart

How LowestRates.ca works.

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    Compare 30+ quotes in less than 3 minutes.

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    Secure your rate by talking to a licensed broker.

Why money-savvy Torontonians compare rates first.

Whether you’re looking for insurance, a loan or a mortgage, comparison shopping ensures you don’t pay more than you have to. And when you live in Toronto, you have a wealth of options to browse. Make the job of checking them out easier with LowestRates.ca. Your options are a click away.

We’re located in midtown Toronto

LowestRates.ca logo
LowestRates.ca
1910 Yonge Street, Suite 401
Toronto, ON
Canada
M4S 3B2
416-487-2837 info@lowestrates.ca

Hours of operation:

You can get a quote with us at any time on our site. Need to speak with a customer service representative? Reach us by phone between these hours:

Monday
9 a.m. - 5 p.m.
Tuesday
9 a.m. - 5 p.m.
Wednesday
9 a.m. - 5 p.m.
Thursday
9 a.m. - 5 p.m.
Friday
9 a.m. - 5 p.m.
Saturday
Closed
Sunday
Closed

Phone: (416) 487-2837