LowestRates.ca Toronto

Get the lowest mortgage rates and auto and home insurance quotes in less than 3 minutes. We're safe, secure, and always free.

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Get an Auto Insurance Quote

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Find Home Insurance

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Compare Mortgage Rates

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Find a Credit Card

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Find Life Insurance

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Find Travel Insurance

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Find Renters Insurance

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Find Condo Insurance

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Get a Personal Loan

Where Toronto finds the best rates on insurance, mortgages, loans, and more.

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Hey Toronto, check out all the quotes we offer.

Toronto car insurance

Avg. savings for Toronto drivers under 25: $1,477/yr

Avg. savings for Toronto drivers 25 and up: $754/yr

Compare auto insurance from more than 30 insurance companies serving Toronto and find your lowest rate. You’ll be glad you did, especially if you’re under 30: The average LowestRates.ca user in Toronto 25 and under saves up to $123 a month on car insurance, or $1,477 a year.

Toronto home insurance

Avg. savings for Toronto homeowners: $400-$600/yr

Did you know that the average LowestRates.ca user in Toronto saves up $50 a month on home insurance? That’s $600 a year. And that’s the benefit of comparing rates from 15 companies serving the GTA.

Fill in your address and we’ll pull add information you might not know offhand: your square footage, distance to the nearest fire hydrant, and even when the roof was last replaced. Our process is quick and easy — and accurate.

Toronto mortgages

Avg. annual savings: $1,165/yr

Avg. lifetime savings: $28,471

Buying a home in Toronto is expensive enough. A savings of a few decimal points are worth tens of thousands of dollars over the years.

Our five-year variable rate mortgages are half a percentage point lower than our fixed-rate mortgages. On a mortgage of $400,000, that amounts to savings of $97 a month, $1,165 a year, and $28,471 over 25 years.

Connect with LowestRates.ca and instantly access to the best rates from lenders and mortgage brokers serving the GTA. Whether you’re looking short or long term, open or closed, fixed or variable, the best mortgage rate is at your fingertips.

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Toronto life insurance

Life insurance is an expense — until you need it. That’s as true in Toronto as it is anywhere. LowestRates.ca helps ensure your loved ones are protected at a time of need.

Fill out our quick and easy online form, and we’ll connect you to our network of 20+ life insurance providers. You’ll get the quotes you need to find the policy that best suits your needs — at the best price.

Toronto travel insurance

Nothing beats a well-deserved vacation, (especially if you’re getting away from Toronto’s sloppy winter). We’ll help you travel with peace of mind, too. Our network of travel insurers will provide you with the quotes to get the best coverage at the best price — from flight cancellation to hospital care. Just click and compare.

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Toronto renters insurance

Generating income from property is a popular investment strategy in Toronto. You may be renting the basement of your home to offset housing costs. Maybe you bought a condo as an investment — or maybe even a whole apartment building. Whatever the case, you need renter’s insurance to protect you from loss, damage and liability. Comparing quotes on LowestRates.ca makes the job of finding coverage faster and more efficient.

Toronto condo insurance

Condos are great options for younger people to get into Toronto’s hot housing market. They’re also an excellent choice for traditional homeowners looking to downsize. No wonder they’re one of the fastest growing real estate sectors in the GTA. Just remember: Condo insurance is different than home insurance. Shop for the best coverage at LowestRates.ca.

Toronto personal loans

A personal loan can be a handy tool. You can use them to consolidate debt and make your monthly budget process more efficient — even cheaper. They can help when you come up against an unexpected expense. But shop around for the best deal. Connect with our network of Toronto-based lenders and you’ll make that task easier. You’ll save time — and money.

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Toronto credit cards

The world is awash in credit card brands and offers. What flavour do you want — cash back, travel points, rock-bottom interest rates and fees? Save yourself the trouble of schlepping from website to website to compare offers. LowestRates.ca puts a world of credit card options at your fingertips.

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What our users say:

Great
Based on 1,778 reviews
May 17
Very good customer service!!!
Very good customer service!!!
Rozarene Sagum
May 16
Friendly helpful associate made my…
Friendly helpful associate made my experience stress free
shawn rhude
May 16
My agent
My agent, Cassie was terrific. She was quick, friendly, helpful, and knowledgeab...
Shaun Medoff
May 16
Very helpful
Very helpful
John Balayon
May 14
Great Agent
Saim Ibrahim was great and very professional. I’ll definitely will call him di...
Ali
May 12
very nice and helpful
very nice and helpful
GIANPIERO GIORNO
May 12
Agent are courteous and transparent…
Agent are courteous and transparent they going to help you as much as they can.
Jessie Mangabay
May 9
He was straightforward and to the…
He was straightforward and to the point. Told me what to expect. And gave me an...
Adrian
May 9
Searched for my best option
Searched for my best option
Barry Hewitt
May 9
It’s so easy to use
It’s so easy to use. People are so friendly.
Gordon Richard
May 9
Amazing
Amazing, she was very helpful
Trent Lastname
May 9
Customer service was fantastic
Customer service was fantastic. She was knowledable, personable, and curtesous. ...
Amanda Murphy
May 8
Excellent fast and efficient.
Excellent fast and efficient.
Wayne Hunter
May 8
Help me to be able to thresh out the…
Help me to be able to thresh out the best rate with my auto insurance..
Jovi
May 8
Fast
Fast, easy, and friendly.
Daniel Castro

How LowestRates.ca works.

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    Enter your information.

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    Compare 50+ quotes in less than 3 minutes.

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    Secure your rate by talking to a licensed broker.

Why money-savvy Torontonians compare rates first.

Whether you’re looking for insurance, a loan or a mortgage, comparison shopping ensures you don’t pay more than you have to. And when you live in Toronto, you have a wealth of options to browse. Make the job of checking them out easier with LowestRates.ca. Your options are a click away.

Cheap

Toronto is already an expensive place to live. We’ll help make sure you don’t pay more in interest costs or insurance premiums than you have to.

Quick

Save time with LowestRates.ca. We show you the best offers from lenders, agents and brokers across the GTA with a few simple clicks.

Free

Personal loans. Insurance. Mortgages. It doesn’t matter. Whatever product you’re looking for, our service is 100% free.

Easy

You don’t have to be an expert to get started with LowestRates.ca. Our process is simple. That’s why we’re Toronto’s leading comparison site for your mortgage, insurance and credit needs.

Unbiased

Service providers in our network compete for your business on price and service. We won’t promote one over the other. Compare their offers on LowestRates.ca. You’ll rest easy knowing that you’ve found the best deal possible.

Comprehensive

When you use LowestRates.ca, you are comparing the best offers on everything from mortgages and insurance to credit cards and personal loans from across the Greater Toronto Area.

Secure

We’ll never ask for more information than the precise details to help you find the best deal on services you need. We’ll never give your information to a third party.

Awesome

LowestRates.ca is the fastest, most efficient way to comparison shop for financial services in Toronto. You’ll save time and money. What’s not to love?

We’re located in midtown Toronto

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LowestRates.ca
1910 Yonge Street, Suite 401
Toronto, ON
Canada
M4S 3B2
416-487-2837 [email protected]

Hours of operation:

You can get a quote with us at any time on our site. Need to speak with a customer service representative? Reach us by phone between these hours:

Monday
9 a.m. - 5 p.m.
Tuesday
9 a.m. - 5 p.m.
Wednesday
9 a.m. - 5 p.m.
Thursday
9 a.m. - 5 p.m.
Friday
9 a.m. - 5 p.m.
Saturday
Closed
Sunday
Closed

Phone: (416) 487-2837