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MBNA True Line® Gold Mastercard®

MBNA True Line® Gold Mastercard®

This offer is not available for residents of Quebec.

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Network Provider
Mastercard
Provider
MBNA
Types
Low Interest
Balance Transfer
Annual fee
$39
Purchase interest rate
8.99%
Cash advance rate
24.99%
Balance transfer rate
8.99%
Credit Needed
Good (650-749)

Card description

  • $39 annual fee
  • Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • Around-the-clock-fraud protection
  • Access to 24/7 customer service

Card Features

  • 24/7 Customer Service
  • Fraud Protection

About This Card

The MBNA True Line Gold Mastercard is a low-interest credit card with an 8.99% rate on balance transfers and a 24.99% rate on cash advances. 

This card carries a fee, although there is a no-fee version called the MBNA True Line Mastercard. The difference is the Gold version offers one of the best interest rates in the market: 8.99% versus 12.99% for the no-fee card.

The annual fee clocks in at $39. For that price, though, you get a card that has an impressively low purchase interest rate.

There are, however, a few extra fees consumers need to consider before applying for the MBNA True Line Gold Mastercard.

Since MBNA is owned by TD Bank, consumers who have credit card debt on a TD-issued credit card cannot transfer their balance onto their new MBNA card. There’s also a transaction fee equal to 3% of the dollar amount of each of your balance transfers (yes, you can transfer more than one balance!). A minimum fee of $7.50 also applies for each balance you transfer. This applies to the no-fee version as well.

The interest rate for access cheques is 8.99% and cash advances are 24.99%.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the Apply Now button.

Why get the MBNA True Line Gold Mastercard?

Low annual fee - For $39 a year, cardholders have access to some of the lowest interest rates in the Canadian credit card marketplace.

Low interest on purchases and balance transfers - While some credit lenders charge significantly more interest on certain transactions, the MBNA True Line Gold Mastercard has a flat interest rate for most transactions: 8.99% on all purchases and access cheques. The rate on cash advances is 24.99%.

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✪, Terms and Conditions apply.

This offer is not available for residents of Quebec. For residents of Quebec, please click here. 

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

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