American Express® AIR MILES®* Platinum Credit Card
Annual fee $120
Rewards rate 1 Mile for every $5 spent on eligible food & drinks and gas & transit
Bonus offer 2,000 Air Miles
Interest rate 20.99%
Compare the best travel rewards credit cards in Canada. Cheers to that.
Find the right credit card.
Get Started HSBC +Rewards™ Mastercard®
This offer is not available to residents of Quebec. For residents of Quebec, please click here.
Annual fee $25 First Year Fee Rebate. Terms Apply.
Rewards rate 2 Points per $1 spent on eligible dining and entertainment purchases
Bonus offer 20,000 HSBC Rewards Points ($100 travel value)
Interest rate 11.90%
HSBC World Elite® Mastercard®
This offer is not available to residents of Quebec. For residents of Quebec, please click here.
Annual fee $149 First Year Fee Rebate. Terms Apply.
Rewards rate 6 Points per $1 spent on eligible travel purchases.
Bonus offer Up to 100,000 HSBC Rewards Points ($500 travel value)
Interest rate 19.90%
American Express Cobalt™ Card
Annual fee $120
Rewards rate 5 Points per $1 spent on eats and drinks, including groceries
Bonus offer 30,000 Membership Rewards points
Interest rate 19.99%
Best Western Mastercard®
This offer is not available to residents of Quebec. For residents of Quebec, please click here.
Annual fee $0
Rewards rate 1 Best Western point per $1 spent
Bonus offer 20,000 Best Western Rewards points
Interest rate 19.99%
American Express® Gold Rewards Card
Annual fee $150
Rewards rate 2 Points per $1 spent
Bonus offer 25,000 Membership Rewards points
Interest rate 30%
Focus On
Comparing travel rewards credit cards.
Comparing travel rewards credit cards can be tricky. Most offer different rewards rates based on how much money you spend on the card.
To show you how different travel rewards cards are a good fit for different consumers, we compared the travel rewards that you could earn on three of our most popular travel credit cards. Check out our table below:
Card |  |
|  |
|---|---|---|---|
Rewards | 5 points for every $1 spent at Marriot Bonvoy properties 2 points on every $1 spent on all other purchases. | 1.5 Aeroplan®* Miles for every $1 spent on eligible gas, grocery, drugstore purchases and purchases on aircanada.com. 1 mile for every $1 on all other purchases. | 2 Scotia Rewards points for every $1 spent on groceries, dining, entertainment, and transit. 1 Scotia Rewards point for every $1 spent on anything else. |
Interest rate | 19.99% | 19.99% | 19.99% |
Annual Fee | $120
| $120 First year no annual fee | $139 |
Sign-up bonus | 50,000 points after you make $1,500 worth of purchases on the card within the first 3 months. | Up to 25,000 Bonus Aeroplan®* Miles with purchase on the card (1 economy short-haul round trip). | 40,000 Bonus Scotia Rewards points ($400 towards travel). |
| Get this card | Get this card | Get this card |
The graph below shows how the rewards on these cards stack up based on the amount of money you spend yearly. We removed the one-time sign-up bonus so you can see how these cards perform over the long term.
The best Specialty Rewards rewards by spend
| Card 1 | Card 2 | Card 3 | Card 4 | |
|---|---|---|---|---|
| $1000 | $100 | $100 | $100 | $100 |
| $2000 | $200 | 200 | 200 | 200 |
| 3000 | 300 | 300 | 300 | 300 |
| 4000 | 400 | 400 | 400 | 400 |
| 5000 | 500 | 500 | 500 | 500 |
| 6000 | 600 | 600 | 600 | 600 |
| $7000 | $700 | $700 | $700 | $700 |
| $8000 | $800 | $800 | $800 | $800 |
| $9000 | $900 | $900 | $900 | $900 |
| $10000 | $1000 | $1000 | $1000 | $1000 |
| $11000 | $1100 | $1100 | $1100 | $1100 |
| $12000 | $1200 | $1200 | $1200 | $1200 |
Your travel rewards credit card questions, answered.
Looking for more credit card info? Check out our Help Centre.
Why would I want a travel rewards credit card?
Longing for the white powder of Whistler or the crystal clear waters of Cuba? A travel rewards credit card can help get you there — and we can help you get your new travel rewards credit card. Travel rewards cards are great if you travel frequently or want to go on a trip every once in a while. They offer an array of miles and points rewards programs based on the amount of money you spend on your card. In other words, more spending equals more and better travel.
What kind of perks do travel rewards credit cards offer?
If you like to travel, you'll love travel rewards credit cards. Every time you make a purchase with your card, you'll earn points for your next trip or hotel stay. The type of rewards points you earn will depend on the card you select: some offer Aeroplan® or Airmiles® points, some offer points towards your favourite hotel chain or cruise-line, and some offer both.
Many travel rewards credit cards also offer additional travel-related perks too. Some cards offer rental car discounts, free flight upgrades, and travel insurance. In other words, a good travel rewards card can be a handy tool: you'll benefit from the card while you're booking your trip and while you're away on your trip.
How do I decide on a travel rewards credit card?
Travel rewards cards vary greatly, so you have to know what you need before you can find the right card. That's why using LowestRates.ca is so important: the best travel rewards cards from all the major credit card companies are just a click away.
Credit card news
Credit CardsHow credit card churners are adapting during the pandemic
Interested in what credit card churners are up to in this economy? We spoke to two to find out.
Credit CardsHere’s why you should give your teenager a credit card
If my parents and educators had discussed credit with me when I was a teenager and allowed me to practise responsible use, I’d have felt more confident when the time came to sign up for my own card and begin building credit on my own. This is why I believe parents should commit to teaching their teens about the role of credit in our adult lives, which may involve giving them their own card to practise on.