American Express® AIR MILES®* Platinum Credit Card
Annual fee $120
Rewards rate 1 Mile for every $5 spent on eligible food & drinks and gas & transit
Bonus offer 3,500 Air Miles
Interest rate 19.99%
Compare the best travel rewards credit cards in Canada. Cheers to that.
Find the right credit card.
Get Started American Express Cobalt™ Card
Annual fee $120
Rewards rate 5 Points per $1 spent on eats and drinks, including groceries
Bonus offer 30,000 Membership Rewards points
Interest rate 19.99%
Best Western Mastercard®
This offer is not available to residents of Quebec. For residents of Quebec, please click here.
Annual fee $0
Rewards rate 1 Best Western point per $1 spent
Bonus offer 20,000 Best Western Rewards points
Interest rate 19.99%
American Express® Gold Rewards Card
Annual fee $150
Rewards rate 2 Points per $1 spent
Bonus offer 25,000 Membership Rewards points
Interest rate N/A
Scotiabank Passport™ Visa Infinite* Card
Annual fee $139
Rewards rate 2 Scotia Rewards points per $1 spent on eligible purchases
Bonus offer 35,000 Bonus Scotia Rewards points
Interest rate 19.99%
Scotiabank®* Gold American Express® Card
Annual fee $120
Rewards rate 5 Scotia Rewards points per $1 spent on eligible purchases
Bonus offer $300 Bonus Scotia Rewards points
Interest rate 19.99%
Focus On
Comparing travel rewards credit cards.
Comparing travel rewards credit cards can be tricky. Most offer different rewards rates based on how much money you spend on the card.
To show you how different travel rewards cards are a good fit for different consumers, we compared the travel rewards that you could earn on three of our most popular American Express Aeroplan®* credit cards. Check out our table below:
Card |  |  |  |
|---|---|---|---|
Rewards | 1 Aeroplan®* Mile for every $1 spent. Earn double Aeroplan®* miles at select merchants. | 1 Aeroplan®* Mile for every $1 spent. 1.25 miles for every $1 spent after annual $10,000 limit. | 1.25 Aeroplan®* miles for every $1 spent. 1.5 miles for every $1 spent after annual $25,000 limit. |
Interest rate | 30.00% | 30.00% | 30.00% |
Annual Fee | $60 $0 in the first year | $120 $0 in the first year | $499 |
Sign-up bonus | 5,000 Bonus Aeroplan®* Miles after you use your card for the first time. | 25,000 Bonus Aeroplan®* Miles. Must spend $500 in first 3 months | 40,000 Bonus Aeroplan®* Miles. Must spend $1,000 in first 3 months. |
| Get this card | Get this card |
The graph below shows how the rewards on these cards stack up based on the amount of money you spend yearly. We removed the one-time sign-up bonus so you can see how these cards perform over the long term.
The best Specialty Rewards rewards by spend
| Card 1 | Card 2 | Card 3 | Card 4 | |
|---|---|---|---|---|
| $1000 | $100 | $100 | $100 | $100 |
| $2000 | $200 | 200 | 200 | 200 |
| 3000 | 300 | 300 | 300 | 300 |
| 4000 | 400 | 400 | 400 | 400 |
| 5000 | 500 | 500 | 500 | 500 |
| 6000 | 600 | 600 | 600 | 600 |
| $7000 | $700 | $700 | $700 | $700 |
| $8000 | $800 | $800 | $800 | $800 |
| $9000 | $900 | $900 | $900 | $900 |
| $10000 | $1000 | $1000 | $1000 | $1000 |
| $11000 | $1100 | $1100 | $1100 | $1100 |
| $12000 | $1200 | $1200 | $1200 | $1200 |
As you can see, the standard Amex Plus makes the most sense if you spend less than about $15,000 per year. Beyond $15,000 and up to approximately $90,000, the Amex Gold is the best bet. And if you're a six-figure spender, then it's worth paying the $499 annual fee for the Platinum Amex offers.
Your travel rewards credit card questions, answered.
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Why would I want a travel rewards credit card?
Longing for the white powder of Whistler or the crystal clear waters of Cuba? A travel rewards credit card can help get you there — and we can help you get your new travel rewards credit card. Travel rewards cards are great if you travel frequently or want to go on a trip every once in a while. They offer an array of miles and points rewards programs based on the amount of money you spend on your card. In other words, more spending equals more and better travel.
What kind of perks do travel rewards credit cards offer?
If you like to travel, you'll love travel rewards credit cards. Every time you make a purchase with your card, you'll earn points for your next trip or hotel stay. The type of rewards points you earn will depend on the card you select: some offer Aeroplan® or Airmiles® points, some offer points towards your favourite hotel chain or cruise-line, and some offer both.
Many travel rewards credit cards also offer additional travel-related perks too. Some cards offer rental car discounts, free flight upgrades, and travel insurance. In other words, a good travel rewards card can be a handy tool: you'll benefit from the card while you're booking your trip and while you're away on your trip.
How do I decide on a travel rewards credit card?
Travel rewards cards vary greatly, so you have to know what you need before you can find the right card. That's why using LowestRates.ca is so important: the best travel rewards cards from all the major credit card companies are just a click away.
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