Compare the best travel rewards credit cards in Canada. Cheers to that.

 

Find the right credit card.

Get Started

TD® Aeroplan® Visa Infinite* Card

This offer is not available for residents of Quebec. †Terms and conditions apply..

Annual fee $139 First year annual fee rebate
Rewards rate 1 - 1.5 Aeroplan Points for every $1 spent on eligible purchases
Bonus offer Up to 55,000 Aeroplan points and first year no annual fee. Must apply online by May 28, 2023.
Purchase interest rate 20.99%
Balance transfer interest rate 22.99%
Cash advance interest rate 22.99%

American Express Cobalt® Card

Annual fee $155.88 ($12.99 /month)
Rewards rate 5 Points per $1 spent on eligible eats and drinks, including groceries and food delivery
Bonus offer 30,000 Membership Rewards points
Purchase interest rate 20.99%
Balance transfer interest rate N/A
Cash advance interest rate 21.99% *provided you make your minimum monthly payments on time

Scotiabank®* Gold American Express® Card

Annual fee $120 $0 for the first year
Rewards rate 5 Scotia Rewards points per $1 spent on eligible purchases
Bonus offer Up to 45,000 Bonus Scotia Scene + points (up to $450 towards travel) and first year annual fee waived
Purchase interest rate 20.99%
Balance transfer interest rate 22.99%
Cash advance interest rate 22.99%

Focus On

Comparing travel rewards credit cards.

Comparing travel rewards credit cards can be tricky. Most offer different rewards rates based on how much money you spend on the card.

To show you how different travel rewards cards are a good fit for different consumers, we compared the travel rewards that you could earn on three of our most popular travel credit cards. Check out our table below:

Card

Marriott Bonvoy™ American Express® Card

TD® Aeroplan® Visa Infinite* Card

Scotiabank Passport™ Visa Infinite* Card

Rewards

5 points for every $1 spent at Marriot Bonvoy properties 

2 points on every $1 spent on all other purchases.

1.5 Aeroplan®* Miles for every $1 spent on eligible gas, grocery, drugstore purchases and purchases on aircanada.com.

1 mile for every $1 on all other purchases. 

2 Scotia Rewards points for every $1 spent on groceries, dining, entertainment, and transit.

1 Scotia Rewards point for every $1 spent on anything else.

Interest rate

19.99%

19.99%

19.99%

Annual Fee

$120

 

$120

First year no annual fee

$139

Sign-up bonus

70,000 points after you make $1,500 worth of purchases on the card within the first 3 months.

Up to 25,000 Bonus Aeroplan®* Miles with purchase on the card (1 economy short-haul round trip). 

Up to 30,000 Bonus Scotia Rewards points ($300 towards travel).

 Get this cardGet this cardGet this card

The graph below shows how the rewards on these cards stack up based on the amount of money you spend yearly. We removed the one-time sign-up bonus so you can see how these cards perform over the long term.

The best Specialty Rewards rewards by spend

 Card 1Card 2Card 3Card 4
$1000$100$100$100$100
$2000$200200200200
3000300300300300
4000400400400400
5000500500500500
6000600600600600
$7000$700$700$700$700
$8000$800$800$800$800
$9000$900$900$900$900
$10000$1000$1000$1000$1000
$11000$1100$1100$1100$1100
$12000$1200$1200$1200$1200

 

Why choose LowestRates.ca?

50+ trusted partners (and growing) on our site to compare mortgage rates, insurance and credit cards

$1 billion+ saved in interest and fees

14+ million Canadians helped per year

High praise for LowestRates.ca

January 28
This ppl are amazing and very…
This ppl are amazing and very understanding my situation. The costumers Services...
Glenda Amaya
January 28
Excellent service
Excellent service, very professional and helpful. Waiting for the response from ...
Nazira Rawjee
January 24
Excellent and efficient
Excellent and efficient, friendly service.
Lola
January 24
choice!!!!!
choice!!!!!
chrischristoff
January 22
There service is great
There service is great, I have no complaints. 👌
HeronBeckford
January 21
Preparedness on behalf of contact team
Preparedness on behalf of contact team
TerryPetznick
January 20
Great customer service!
Great customer service!
Ron Zeraldo
January 17
Very prompt service and friendly staff
Very prompt service and friendly staff
Roberta Boswell-Gobay
January 13
Extremely quick and helpful response
Extremely quick and helpful response
KrisEggleton
January 12
Simple to use website.
Simple to use website. Range of prices for different companies . Very quick foll...
Roy Bucciol
January 11
Representative was very professional…
Representative was very professional and answered all my questions.
tek
January 6
Very professional and have patience…
Very professional and have patience answering my questions
ReynaldoBautista
January 5
timely response straitforward discussion.
timely response. straitforward discussion.
garnetmoore
December 31
Professional knowledgeable staff
Very quick response to my application. Professional knowledgeable staff. Smoot...
Jamie Hotrum
December 22
Barrett was extremely helpful and…
Barrett was extremely helpful and patient! I just moved back to Ontario and he h...
Leiah Otten

Your travel rewards credit card questions, answered.

Looking for more credit card info? Check out our Help Centre.

Why would I want a travel rewards credit card?

Longing for the white powder of Whistler or the crystal clear waters of Cuba? A travel rewards credit card can help get you there — and we can help you get your new travel rewards credit card. Travel rewards cards are great if you travel frequently or want to go on a trip every once in a while. They offer an array of miles and points rewards programs based on the amount of money you spend on your card. In other words, more spending equals more and better travel.

What kind of perks do travel rewards credit cards offer?

If you like to travel, you'll love travel rewards credit cards. Every time you make a purchase with your card, you'll earn points for your next trip or hotel stay. The type of rewards points you earn will depend on the card you select: some offer Aeroplan® or Airmiles® points, some offer points towards your favourite hotel chain or cruise-line, and some offer both.

Many travel rewards credit cards also offer additional travel-related perks too. Some cards offer rental car discounts, free flight upgrades, and travel insurance. In other words, a good travel rewards card can be a handy tool: you'll benefit from the card while you're booking your trip and while you're away on your trip.

How do I decide on a travel rewards credit card?

Travel rewards cards vary greatly, so you have to know what you need before you can find the right card. That's why using LowestRates.ca is so important: the best travel rewards cards from all the major credit card companies are just a click away.

Credit card news

Read More Like This