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Travel rewards credit cards

Compare travel rewards credit cards and earn points towards flights, hotels, and more.

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Showing 1 — 10 of 19
Annual fee $65
Rewards rate 1 Air Miles reward mile per $15 spent
Bonus offer 2,000 Air Miles
Card details
Network
American Express
Provider
American Express
Credit needed
Excellent
Fees and interest
Annual fee
$65
Purchase interest rate
19.99%
Cash advance rate
22.99%
*provided you make your minimum monthly payments on time
Balance transfer rate
1.99%
22.99% after 6 months
Card description
  • New American Express® AIR MILES®* Platinum Credit Card card members, earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $1,500 in purchases to your card within your first three months of card membership. That's enough for a select flight
  • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partner
  • * Excludes purchases made at airmilesshops.ca
  • Earn 1 Mile for every $10 in card purchases at AIR MILES®* Partners and at other eligible grocery stores, gas stations, and drugstores in Canada
  • Plus, earn 1 Mile for every $15 in card purchases everywhere else
  • Optional balance transfer offer - Enjoy a 1.99% interest rate in the first 6 months of card membership if you choose to transfer your other credit card balances to this American Express card
  • Balance transfer option is only available at time of online application. There is no balance transfer fee at time of application
  • Shop at participating AIR MILES®* Partners®* across Canada with your card and show your AIR MILES®* Card, and you can earn reward miles twice *American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Features
  • 24/7 Customer Service
  • Air Miles Rewards
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Insurance
Annual fee $120
Rewards rate 5 Points per $1 spent on eats and drinks, including groceries
Bonus offer 30,000 Membership Rewards points
Card details
Network
American Express
Provider
American Express
Credit needed
Fair
Fees and interest
Annual fee
$120
Purchase interest rate
19.99%
Cash advance rate
22.99%
*provided you make your minimum monthly payments on time
Balance transfer rate
N/A
Card description
  • In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year.
  • 30,000 points is enough for:
    • An eligible short-haul flight using the Fixed Points Travel Program, or
    • $300 in statement credits redeemed towards travel purchases charged to your Card or
    • $300 worth of tickets on Ticketmaster.ca
  • Earn 5 points for every $1 spent on Card purchases at eligible restaurants, bars, grocery stores and food delivery in Canada
  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B
  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link.
  • Conditions Apply
Features
  • 24/7 Customer Service
  • Entertainment Benefits
  • Fraud Protection
  • Rental Car Insurance
  • Travel Benefits
  • Travel Insurance

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Annual fee $0
Rewards rate 1 Best Western point per $1 spent
Bonus offer 20,000 Best Western Rewards points
Card details
Network
Mastercard
Provider
MBNA
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
1.99%
22.99% after 10 months
Card description
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡ 
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡ 
  • Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay 
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊ 
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year 
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more. 
  • You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)
  • Standard Annual Interest Rates of 19.99% on eligible purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances
  • No annual fee
Features
  • No Limit on Points Earned
Annual fee $150
Rewards rate 2 Points per $1 spent
Bonus offer 25,000 Membership Rewards points
Card details
Network
American Express
Provider
American Express
Credit needed
Good
Fees and interest
Annual fee
$150
Purchase interest rate
N/A
Penalty APR is 30%
Cash advance rate
N/A
Balance transfer rate
N/A
Card description
  • New American Express® Gold Rewards* card members can earn a welcome bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of card membership. That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.
  • Earn 2 points for every $1 on eligible travel and everyday purchases
  • Charge any travel to your card then pay for it with points. Your points can even cover taxes and fees!
  • Transfer your points to frequent flyer programs, including Avios and Aeroplan®*
  • Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster
  • Receive up to a $100 USD hotel credit at participating properties on qualifying room charges and a room upgrade, when available
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • *As a charge card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
  • Conditions apply
Features
  • 24/7 Customer Service
  • American Express Hotel Collection
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Rental Car Discounts
  • Rental Car Insurance
  • Travel Insurance
Annual fee $139
Rewards rate 2 Scotia Rewards points per $1 spent on eligible purchases
Bonus offer 40,000 Bonus Scotia Rewards points
Card details
Network
VISA
Provider
Scotiabank
Credit needed
Excellent
Fees and interest
Annual fee
$139
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Card description
  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel )†. For accounts opened by June 30, 2019.
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchase (including buses, subways, taxis and more).
  • Enjoy no FX Mark-up.
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • Rates, fees, and other information are effective as of April 1, 2018.  Subject to change.
Features
  • Airport Lounge Access
  • No Currency Conversion Fee
  • Rental Car Discounts
  • Rental Car Insurance
  • Travel Cancellation
  • Travel Insurance
  • Visa Infinite Benefits
Annual fee $99
Rewards rate 4 Scotia Rewards points per $1 spent on eligible purchases
Bonus offer 15,000 Bonus Scotia Rewards points
Card details
Network
American Express
Provider
Scotiabank
Credit needed
Good
Fees and interest
Annual fee
$99
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Card description
  • Earn 15,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in the first 3 months◊. For accounts opened by June 30, 2019
  • Earn 4 Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Rates, fees, offers and other information are effective as of March 1, 2018.  Subject to change.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Annual fee $0
Rewards rate 2 Points per $1 spent on gas, groceries, and restaurant purchases
Bonus offer 10,000 Bonus points
Card details
Network
Mastercard
Provider
MBNA
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
24.99%
Balance transfer rate
22.99%
Card description
  • Accelerate rewards points on common purchases!
  • No annual fee
  • 1 point‡ for every $1 in eligible purchases
  • 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases ($5,000 annual cap on each category) 
  • Receive 5,000 bonus points†† after your first eligible purchase within the first 90 days of account opening
  • Receive 5,000 bonus points†† once enrolled for e-statements within the first 90 days of account opening 
  • Redeem points‡ for travel, brand-name merchandise, gift cards from participating retailers, cash back, and charitable donations
  • Standard Annual Interest Rates of 19.99% on eligible purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • A suite of comprehensive insurance**
  • Take advantage of an everyday rewards card with no annual fee. Apply now for the MBNA Rewards® credit card.
Features
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Benefits
Annual fee $0 $150 after the first year
Rewards rate 3 Points per $1 spent on eligible purchaes
Bonus offer 35,000 Welcome bonus points
Card details
Network
Mastercard
Provider
BMO Bank of Montreal
Credit needed
Excellent
Fees and interest
Annual fee
$0
$150 after the first year
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Card description
  • Get up to $540 in your first year*
  • Welcome offer: Get 35,000 points and the $150 annual fee waived in the first year ($250 value* towards a flight booked on bmorewards.com + $150 Value*).
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, plus four annual complimentary passes* ($140 Value/Year).
  • Get 3 BMO Rewards points for every $1 spent on travel, dining and entertainment purchases*
  • Get 2 points for every $1 spent everywhere else*
  • Points you can use to cover all flights charges and taxes*
  • Fly on any airline, with no blackout dates*
  • Minimum 80K individual or 150K household income*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
  • FREE additional cards.
  • Extended Warranty*
  • Purchase Protection*
  • BMO Concierge Service*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
  • *Terms and conditions apply.
Features
  • 24/7 Customer Service
  • Airport Lounge Access
  • Extended Warranty
  • Purchase Protection
  • Travel Benefits
Annual fee $250
Rewards rate 1 Point per $1 spent
Bonus offer 30,000 Welcome bonus points
Card details
Network
American Express
Provider
American Express
Credit needed
Good
Fees and interest
Annual fee
$250
Purchase interest rate
N/A
Penalty APR is 30%
Cash advance rate
N/A
Balance transfer rate
N/A
Card description
  • Earn a welcome bonus of 30,000 points when you charge $5,000 in purchases to your card in your first three months of card membership
  • You can maximize your cash flow with up to 55 interest free days. Use the card throughout the month for all of your everyday business expenses, and earn reward points while you're at it
  • Earn 1 point for every dollar in purchases charged to the card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit
  • Take advantage of purchasing power that grows with your business. With this card, your purchasing power adjusts dynamically with your card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere
  • Receive up to a $100 USD hotel credit at participating properties on qualifying room charges and a room upgrade, when available
  • As a charge card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Features
  • Employee Card Misuse Protection
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Insurance
  • Disability Coverage
Annual fee $0
Rewards rate 1 BMO Rewards point per $1 spent
Bonus offer 20,000 BMO Rewards welcome points
Card details
Network
Mastercard
Provider
BMO Bank of Montreal
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
1.99%
22.99% after 9 months
Card description
  • Welcome offer: Get up to 20,000 BMO Rewards welcome points and a 1.99% introductory interest rate on balance transfers for 9 months*
    • 1% fee applies to balance amounts transferred*
  • Get 1 BMO Rewards point for every $1 spent*
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
  • *Terms and conditions apply
Features
  • Extended Warranty
  • Purchase Protection
  • Rental Car Discounts
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Travel rewards credit cards

 

Longing for the white powder of Whistler or the crystal clear waters of Cuba? A travel rewards credit card can help get you there — and we can help you get your new travel rewards credit card. Travel rewards cards are great if you travel frequently or want to go on a trip every once in a while. They offer an array of miles and points rewards programs based on the amount of money you spend on your card. In other words, more spending equals more and better travel.

About travel rewards

 

If you like to travel, you'll love travel rewards credit cards. Every time you make a purchase with your card, you'll earn points for your next trip or hotel stay. The type of rewards points you earn will depend on the card you select: some offer Aeroplan® or Airmiles® points, some offer points towards your favourite hotel chain or cruise-line, and some offer both.

Many travel rewards credit cards also offer additional travel-related perks too. Some cards offer rental car discounts, free flight upgrades, and travel insurance. In other words, a good travel rewards card can be a handy tool: you'll benefit from the card while you're booking your trip and while you're away on your trip.

Comparing travel rewards credit cards

 

Comparing travel rewards credit cards can be tricky. Most offer different rewards rates based on how much money you spend on the card.

To show you how different travel rewards cards are a good fit for different consumers, we compared the travel rewards that you could earn on three of our most popular American Express Aeroplan®* credit cards. Check out our table below:

American Express® AeroplanPlus®* Card
Rewards
  • 1 Aeroplan®* Mile for every $1 spent.
  • Earn double Aeroplan®* miles at select merchants.
Interest rate
30.00%
Annual fee
$60
$0 in the first year
Sign-up bonus
5,000 Bonus Aeroplan®* Miles after you use your card for the first time.
American Express® AeroplanPlus®* Gold Card
Rewards
  • 1 Aeroplan®* Mile for every $1 spent.
  • 1.25 miles for every $1 spent after annual $10,000 limit.
Interest rate
30.00%
Annual fee
$120
$0 in the first year
Sign-up bonus
25,000 Bonus Aeroplan®* Miles. Must spend $500 in first 3 months.
American Express® AeroplanPlus®* Platinum Card
Rewards
  • 1.25 Aeroplan®* miles for every $1 spent.
  • 1.5 miles for every $1 spent after annual $25,000 limit.
Interest rate
30.00%
Annual fee
$499
 
Sign-up bonus
40,000 Bonus Aeroplan®* Miles. Must spend $1,000 in first 3 months.

The graph below shows how the rewards on these cards stack up based on the amount of money you spend yearly. We removed the one-time sign-up bonus so you can see how these cards perform over the long term.

Travel Rewards Comparison

As you can see, the standard Amex Plus makes the most sense if you spend less than about $15,000 per year. Beyond $15,000 and up to approximately $90,000, the Amex Gold is the best bet. And if you're a six-figure spender, then it's worth paying the $499 annual fee for the Platinum Amex offering.

Compare travel rewards credit cards today

 

Travel rewards cards vary greatly, so you have to know what you need before you can find the right card. That's why using LowestRates.ca is so important: the best travel rewards cards from all the major credit card companies are just a click away.

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