Compare the best travel rewards credit cards in Canada. Cheers to that.

 

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HSBC +Rewards™ Mastercard®

This offer is not available to residents of Quebec. For residents of Quebec, please click here.

Annual fee $25 First Year Fee Rebate. Terms Apply.
Rewards rate 2 Points per $1 spent on eligible dining and entertainment purchases
Bonus offer 10,000 Welcome bonus points ($50 travel value)
Interest rate 11.90%

HSBC World Elite® Mastercard®

This offer is not available to residents of Quebec. For residents of Quebec, please click here.

Annual fee $149 First Year Fee Rebate. Terms Apply.
Rewards rate 6 Points per $1 spent on eligible travel purchases.
Bonus offer Up to 60,000 Welcome bonus points ($300 travel value)
Interest rate 19.90%

Focus On

Comparing travel rewards credit cards.

Comparing travel rewards credit cards can be tricky. Most offer different rewards rates based on how much money you spend on the card.

To show you how different travel rewards cards are a good fit for different consumers, we compared the travel rewards that you could earn on three of our most popular American Express Aeroplan®* credit cards. Check out our table below:

Card

American Express® AeroplanPlus®* Card.American Express® AeroplanPlus®* Gold Card.American Express® AeroplanPlus®* Platinum Card.

Rewards

1 Aeroplan®* Mile for every $1 spent.

Earn double Aeroplan®* miles at select merchants.

1 Aeroplan®* Mile for every $1 spent.

1.25 miles for every $1 spent after annual $10,000 limit.

1.25 Aeroplan®* miles for every $1 spent.

1.5 miles for every $1 spent after annual $25,000 limit.

Interest rate

30.00%

30.00%

30.00%

Annual Fee

$60

$0 in the first year

$120

$0 in the first year

$499

Sign-up bonus

5,000 Bonus Aeroplan®* Miles after you use your card for the first time.

25,000 Bonus Aeroplan®* Miles. Must spend $500 in first 3 months

40,000 Bonus Aeroplan®* Miles. Must spend $1,000 in first 3 months.

  Get this cardGet this card

The graph below shows how the rewards on these cards stack up based on the amount of money you spend yearly. We removed the one-time sign-up bonus so you can see how these cards perform over the long term.

The best Specialty Rewards rewards by spend

 Card 1Card 2Card 3Card 4
$1000$100$100$100$100
$2000$200200200200
3000300300300300
4000400400400400
5000500500500500
6000600600600600
$7000$700$700$700$700
$8000$800$800$800$800
$9000$900$900$900$900
$10000$1000$1000$1000$1000
$11000$1100$1100$1100$1100
$12000$1200$1200$1200$1200

As you can see, the standard Amex Plus makes the most sense if you spend less than about $15,000 per year. Beyond $15,000 and up to approximately $90,000, the Amex Gold is the best bet. And if you're a six-figure spender, then it's worth paying the $499 annual fee for the Platinum Amex offers.

Your travel rewards credit card questions, answered.

Looking for more credit card info? Check out our Help Centre.

Why would I want a travel rewards credit card?

Longing for the white powder of Whistler or the crystal clear waters of Cuba? A travel rewards credit card can help get you there — and we can help you get your new travel rewards credit card. Travel rewards cards are great if you travel frequently or want to go on a trip every once in a while. They offer an array of miles and points rewards programs based on the amount of money you spend on your card. In other words, more spending equals more and better travel.

What kind of perks do travel rewards credit cards offer?

If you like to travel, you'll love travel rewards credit cards. Every time you make a purchase with your card, you'll earn points for your next trip or hotel stay. The type of rewards points you earn will depend on the card you select: some offer Aeroplan® or Airmiles® points, some offer points towards your favourite hotel chain or cruise-line, and some offer both.

Many travel rewards credit cards also offer additional travel-related perks too. Some cards offer rental car discounts, free flight upgrades, and travel insurance. In other words, a good travel rewards card can be a handy tool: you'll benefit from the card while you're booking your trip and while you're away on your trip.

How do I decide on a travel rewards credit card?

Travel rewards cards vary greatly, so you have to know what you need before you can find the right card. That's why using LowestRates.ca is so important: the best travel rewards cards from all the major credit card companies are just a click away.

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