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Comparing travel rewards credit cards can be tricky. Most offer different rewards rates based on how much money you spend on the card.
To show you how different travel rewards cards are a good fit for different consumers, we compared the travel rewards that you could earn on three of our most popular travel credit cards. Check out our table below:
Card |  |
|  |
|---|---|---|---|
Rewards | 5 points for every $1 spent at Marriot Bonvoy properties 2 points on every $1 spent on all other purchases. | 1.5 Aeroplan®* Miles for every $1 spent on eligible gas, grocery, drugstore purchases and purchases on aircanada.com. 1 mile for every $1 on all other purchases. | 2 Scotia Rewards points for every $1 spent on groceries, dining, entertainment, and transit. 1 Scotia Rewards point for every $1 spent on anything else. |
Interest rate | 19.99% | 19.99% | 19.99% |
Annual Fee | $120
| $120 First year no annual fee | $139 |
Sign-up bonus | 70,000 points after you make $1,500 worth of purchases on the card within the first 3 months. | Up to 25,000 Bonus Aeroplan®* Miles with purchase on the card (1 economy short-haul round trip). | Up to 30,000 Bonus Scotia Rewards points ($300 towards travel). |
| Get this card | Get this card | Get this card |
The graph below shows how the rewards on these cards stack up based on the amount of money you spend yearly. We removed the one-time sign-up bonus so you can see how these cards perform over the long term.
The best Specialty Rewards rewards by spend
| Card 1 | Card 2 | Card 3 | Card 4 | |
|---|---|---|---|---|
| $1000 | $100 | $100 | $100 | $100 |
| $2000 | $200 | 200 | 200 | 200 |
| 3000 | 300 | 300 | 300 | 300 |
| 4000 | 400 | 400 | 400 | 400 |
| 5000 | 500 | 500 | 500 | 500 |
| 6000 | 600 | 600 | 600 | 600 |
| $7000 | $700 | $700 | $700 | $700 |
| $8000 | $800 | $800 | $800 | $800 |
| $9000 | $900 | $900 | $900 | $900 |
| $10000 | $1000 | $1000 | $1000 | $1000 |
| $11000 | $1100 | $1100 | $1100 | $1100 |
| $12000 | $1200 | $1200 | $1200 | $1200 |
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Longing for the white powder of Whistler or the crystal clear waters of Cuba? A travel rewards credit card can help get you there — and we can help you get your new travel rewards credit card. Travel rewards cards are great if you travel frequently or want to go on a trip every once in a while. They offer an array of miles and points rewards programs based on the amount of money you spend on your card. In other words, more spending equals more and better travel.
If you like to travel, you'll love travel rewards credit cards. Every time you make a purchase with your card, you'll earn points for your next trip or hotel stay. The type of rewards points you earn will depend on the card you select: some offer Aeroplan® or Airmiles® points, some offer points towards your favourite hotel chain or cruise-line, and some offer both.
Many travel rewards credit cards also offer additional travel-related perks too. Some cards offer rental car discounts, free flight upgrades, and travel insurance. In other words, a good travel rewards card can be a handy tool: you'll benefit from the card while you're booking your trip and while you're away on your trip.
Travel rewards cards vary greatly, so you have to know what you need before you can find the right card. That's why using LowestRates.ca is so important: the best travel rewards cards from all the major credit card companies are just a click away.
LowestRates.ca may receive compensation when you click on links to those products or services; however, our content and calculations are objective and free from bias. The opinions expressed are purely those of LowestRates.ca; thus, partners are not responsible for any editorials or reviews that may appear. For current term and conditions on any advertiser or partner’s product, please visit their website.
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