Points rewards credit cards
Want to earn while you spend? Points rewards credit cards let you do just that. Every dollar you spend with these cards earns you points that you can redeem at participating outlets, including retailers, auto dealerships, cinemas, and charities. Compare all the best points rewards credit cards right here.
About points rewards
Points rewards credit cards are popular among Canadians — and for good reason. With a good points rewards card, you can earn points toward the items or services that you're going to get the most use out of or enjoy the most. Many cards also give you bonus points when you sign up, which means you get a big stash of points rewards right away.
And tracking all of your rewards points is easy. In most cases, your points rewards are held in a special account that you can sign into online. From there, you can watch your points grow as you continue to use your credit card, and, when you're ready to put all those points to use, redeem them for your rewards.
Comparing points rewards credit cards
Comparing points rewards cards isn't always easy. After all, different cards earn points at different rates. You also have to remember that, generally, the higher the rewards rate, the higher the annual fee on the card. So when you're looking for the card that'll give you the best value, first consider how much you'll spend each year on your rewards card. Even a rough estimate will help you determine which card will be the best deal.
Check out our table below to see the different kinds of points rewards cards we offer.
- Points for charitable donations, travel, brand-name merchandise, cash back, and retailer gift cards.
- Interest rate
- 19.99%
- Annual fee
- $0
- Sign-up bonus
- Not available.
- 1 Scotia point for every $1 spent
- 2 Scotia points for every $1 spent on groceries, gas, dining, and entertainment.
- Interest rate
- 19.99%
- Annual fee
- $39
- Sign-up bonus
- 5,000 Scotia points after your first purchase.
- 1.25 Membership Rewards points for every $1 spent, plus lots of other cool benefits and perks.
- Interest rate
- 30.00%
- Annual fee
- $699
- Sign-up bonus
- 50,000 sign-up points after your first $1,000 in purchases.
Compare points rewards credit cards today
At LowestRates.ca, we do the homework so you don't have to. No matter what kind of points rewards program you're interested in, you can find the right credit card here, anytime and from anywhere.
