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Kelowna
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Factors that determine your home insurance quote in Kelowna
Your home insurance policy will be customized to suit your needs and the property you’re insuring.
Home insurance premiums are determined by dwelling type (is it a single-detached home, a house with a basement tenant suite, or a condo?). Insurance companies also try to predict the kind and size of claim you might make in the future.
Home insurance news
Home Insurance*Shoppers in Canada who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 32% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.
The dangers of only making minimum credit card payments
When you make only the minimum payment on your credit card balance, it can add to your debt and negatively impact your credit history.
December 6, 2022
7-minute read
This article has been updated from a previous version.
When you’re stuck in a debt cycle, it’s tempting to continue doing the bare minimum (I was guilty of this for a long time), but the truth is: minimum payments are keeping you in debt and might be doing more harm to your finances than good.
About the author
Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.
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REPORT: Ontario’s 15 most expensive cities for car insurance
If you want to drive in Ontario, you need to pay for car insurance — that's a non-negotiable. But depending on where you live within the province, the cost of your car insurance premium can vary greatly.
This article is updated annually. As a result, city rankings may change according to the most recent data available.
Key findings
About the authors
Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.
Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies.
Michelle Bates is an editor/writer in the personal finance space with seven years of experience. Her work has also been featured in news sources like the Financial Post, the Globe and Mail, CTV News, and Narcity. In her spare time, Michelle enjoys thrifting home decor, attending live shows, and playing with her Yorkie/Shih Tzu, Freddie, at the park.
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June 19, 2023
How much car insurance do you really need?
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Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high... Read more
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Protect your home this holiday season with home insurance
The holidays are a time of celebration and togetherness, but festive decorations and big-ticket items can pose a risk to your home if left unattended. Here's a list of home safety tips to ensure you and your guests have a safe holiday season.
November 17, 2022
10-minute read
This article has been updated from a previous version.
What is often called “the most wonderful time of the year” can be filled with stress and potential safety threats to your home if left unattended. The good news is that these risks can be avoided by following the right holiday safety tips, and having the proper home insurance coverage.
About the author
Joel Kranc is an award-winning writer, author and journalist. Most of his experience lies within the institutional investment and financial services space. He also covers a variety of business topics for publications in North America and the UK.
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Backyard pools and home insurance: what you need to know
If you have a backyard pool or are thinking about installing one, here’s everything you need to know about how it can ... Read more
July 12, 2022
Does my roof affect my home insurance rate in Canada?
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Everything you need to know about bridge financing when it comes to buying a home
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If you haven’t reached the closing date of your current home by the time you want to buy a new one, a bridge mortgage allows you to use the equity from your existing home to pay the down payment on your next home.
November 16, 2022
5-minute read
This article has been updated from a previous version.
Imagine you’ve just found your dream home but are still waiting for the sale on your current home to close. Money is tight. Where will you find the down payment so quickly?
About the author
Inspiring travel writers at Western University, Melanie also cycles the globe looking for her own adventures to write about. Cycling across Japan and completing a nine-day mountain bike stage race in South Africa are a few stories she's written for Canadian Cycling Magazine. Read her work at www.melaniechambers.ca, and check out her podcast at www.outtherepodcast.com.
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12 auto insurance discounts you should know about
Whether you’re buying car insurance for the first time, switching providers, or renewing your current policy, you could be eligible for a discount. The last thing you want to do is leave money on the table.
November 8, 2022
7-minute read
This article has been updated from a previous version.
No matter where you live in Canada, basic auto insurance is a mandatory expense if you want to drive. And while you may not be able to get out of paying for it, you do have some control over how much you’ll pay.
Take advantage of comparison shopping and inquire about potential car insurance discounts to save on your annual auto insurance premium.
About the author
Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies.
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How much car insurance do you really need?
The first few questions that come to mind for most drivers are: What kind of car insurance do I need? And how much cover... Read more
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