What is facility car insurance for high-risk drivers?
Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high a risk — and that's where facility insurance comes in.
June 1, 2023
9-minute read
This article has been updated from a previous version.
No matter where you live in Canada, if you want to drive, you need car insurance. But before insurers will give you a quote, they’ll want to know a few things, like how many accidents you’ve been in and how many tickets you’ve received.
About the author
Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies.
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