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First-time Homebuyers Guide
Becoming a homeowner is one of the biggest decisions you’ll ever make, and we’re excited to help you through it. It ...
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September 9, 2021
Historical mortgage rates: Averages and trends from the 1970s to 2021
From ultra-high rates in the early 1980s to the record lows Canada is seeing today, interest rates are always changing. ... Read more
September 8, 2021
What is an emergency mortgage, and how does it work?
An emergency mortgage is a last-minute, short-term loan. Mortgage lenders can withdraw their offer to lend homebuyers mo... Read more
September 2, 2021
The best home renovations that pay off at resale
31% of Canadians would increase their budget for home improvements if the guaranteed ROI was at least 10%. But how can t... Read more
August 31, 2021
What is a purchase plus improvements mortgage?
Sometimes referred to as a home improvement mortgage, a purchase plus improvements mortgage is a mortgage (the “purcha... Read more
August 26, 2021
The pros and cons of a collateral charge mortgage
A collateral mortgage is a type of readvanceable mortgage that enables you to borrow more money than the actual loan amo... Read more
August 22, 2021
Eligibility guidelines for the first-time homebuyers’ tax credit
The government of Canada has instituted various programs designed to assist first-time homeowners entering the path to o... Read more
August 18, 2021
Open vs. closed mortgages: what's the difference?
When it comes to paying off your mortgage, you need to decide between two payment structures: an open-end and a closed-e... Read more
August 12, 2021
Millennials and homebuying: facts and myths
Many knee-jerk assumptions about millennials and homeownership don't hold up. For starters, they're not all broke. In fa... Read more
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August 5, 2021
What is a blended mortgage?
As a homeowner, you might decide to refinance your mortgage for various reasons, but this often comes with some stiff fe... Read more