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Canadian First-time Homebuyers Guide 2021
Becoming a homeowner is one of the biggest decisions you’ll ever make, and we’re excited to help you through it. It ...
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most popular resources
November 16, 2021
What income do you need to afford a $1-million house in Toronto?
Is owning a house in Toronto even possible anymore? Well, the reality is, it depends on how much you make. We break down... Read more
October 25, 2021
Mortgage Default Insurance Calculator
When you buy a home in Canada with a down payment that is less than 20%, you’re required to buy mortgage d... Read more
October 20, 2021
Land & property transfer tax calculator Canada
When you buy a home, condo or other property in Canada, you’ll have to pay some type of fee to transfer ownership. The... Read more
October 5, 2021
The ultimate guide to mortgage closing costs in Canada
There are several additional fees homebuyers should prepare for when shopping for a property — apart from a substantia... Read more
September 9, 2021
Historical mortgage rates: Averages and trends from the 1970s to 2021
From ultra-high rates in the early 1980s to the record lows Canada is seeing today, interest rates are always changing. ... Read more
September 8, 2021
What is an emergency mortgage, and how does it work?
An emergency mortgage is a last-minute, short-term loan. Mortgage lenders can withdraw their offer to lend homebuyers mo... Read more
September 2, 2021
The best home renovations that pay off at resale
31% of Canadians would increase their budget for home improvements if the guaranteed ROI was at least 10%. But how can t... Read more
August 31, 2021
What is a purchase plus improvements mortgage?
Sometimes referred to as a home improvement mortgage, a purchase plus improvements mortgage is a mortgage (the “purcha... Read more
August 26, 2021
The pros and cons of a collateral charge mortgage
A collateral mortgage is a type of readvanceable mortgage that enables you to borrow more money than the actual loan amo... Read more