
10 credit cards with mobile device insurance in Canada
A decade ago, you probably wouldn’t have heard about insuring your cell phone. But as the cost – and necessi...
Find the right credit card.
Get StartedBMO offers a lot of choice when it comes to its credit cards. The big Canadian bank boasts strong offerings no matter what you’re looking for in a credit card; whether that’s a best-in-class cashback rate or competitive travel rewards. Instantly compare the best BMO credit cards and see the latest BMO credit card promotions and deals on LowestRates.ca.
Sometimes, you just need the basics: good rewards and a $0 fee. The BMO CashBack® Mastercard®* offers a competitive cashback rate without asking you to fork over a portion of those earnings to cover an annual fee. Get up to 5% cash back in your first 3 months and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.So if you need a basic, no-strings-attached cash back card, try this one.
BMO CashBack® Mastercard®*
If you’re looking for the cream of the crop in cashback cards, look no further than the BMO CashBack® World Elite™* Mastercard®*. Get up to 10% cash back in your first 3 months; after that, earn 5% cash back on groceries, 4% on transit, 3% on gas, 2% on recurring bill payments and 1% unlimited cash back on all other purchases. And if those great benefits aren’t enough, cardholders also get access to 24/7 customer service, extended warranty, rental car discounts, a roadside assistance program, and more. The best part? The $120 annual fee is waived for the first year.
BMO CashBack® World Elite™* Mastercard®*
The premium travel rewards card for Air Miles members. If you love to travel, you’re going to love the BMO AIR MILES®† World Elite™* Mastercard®*. The reason? Spending on this card is one of the fastest ways to collect Air Miles: you earn 1 Air Miles reward mile for every $12 you spend on your credit card — no restrictions. Plus, enjoy a welcome offer of up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year. Use less Miles with an exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.
BMO AIR MILES®† World Elite™* Mastercard®*
A basic, no-frills travel rewards card for Air Miles members. The BMO AIR MILES®† Mastercard®* is a classic in the travel category. Cardholders earn 1 Air Miles reward mile for every $25 spent on their credit card, plus, 3x the Miles for every $25 spent at participating AIR MILES Reward Partners and get 2x the Miles for every $25 spent at any eligible grocery store. This card has no annual fee and offers all the usual non-reward perks: extended warranty, purchase protection, rental car discounts, and more. Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.
BMO AIR MILES®† Mastercard®*
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Meet BMO, the fourth largest of Canada’s Big Five Banks. BMO is known for its robust credit card portfolio and its strong partnerships. BMO’s Mastercard partnership allows them to offer several BMO Mastercard credit cards to Canadians. If you’re looking for a Visa credit card, BMO offers BMO Visa credit cards. BMO also partners with the popular loyalty program, AIR MILES, to offer you a wealth of credit card options if you want to earn bonus Air Miles while shopping. Please note that BMO doesn’t currently offer any BMO Amex credit cards. Please check the BMO credit card site for more information.
Here are some of the other great benefits you’ll get when you choose a BMO credit card.
BMO has made paying with your credit card even easier. Its cards are accessible via Apple Pay, which means you can add your BMO credit card to your Apple device and enjoy the security and convenience of paying from your mobile device. So, start shopping with your BMO credit card online and in-store using Apple Pay to enjoy quicker checkouts.
The BMO app lets you do everything on the go, including viewing your accounts and account activity, paying your bills, transferring money between accounts, sending Interac e-Transfers®, accessing your credit card statements, and more. Tracking your offline and online BMO credit card payments has never been easier.
Two of BMO’s most popular credit cards, the BMO CashBack World Elite Mastercard and the BMO Ascend World Elite Mastercard, give you access to its exclusive rewards program. The program lets you collect BMO Rewards points and redeem them using Pay with Points to cover eligible travel purchases like flights, hotels, car rentals, vacation packages, cruises and more. If travel's not your priority, you can use the points to make other eligible, non-travel purchases. You also have the option to use your rewards points to contribute to a BMO savings or investment account, or even make a charitable donation. Other cards that participate in the rewards program include:
Need more credit card rewards in your life? BMO has partnerships with two major loyalty programs: AIR MILES and VIPorter. So, whether you’re an avid traveller who’s always thinking about the next getaway or a student on the hunt for great discounts, BMO has a card for you. There are always several options in a BMO rewards credit cards.
As one of Canada’s oldest and best recognized loyalty programs, Air Miles integrates with hundreds of companies. Check out the BMO AIR MILES®† Mastercard®* or the BMO AIR MILES®† World Elite™* Mastercard®* to start earning Air Miles that you can use toward discounts on flights, hotels, and more.
When it comes to finding the right BMO credit card, understanding your overall lifestyle and spending habits is important. Once you know what kind of card you want, LowestRates.ca makes BMO credit card comparisons easier for you.
Here are the types of BMO credit cards available in Canada:
You can easily apply for a BMO credit card by completing a BMO credit card application online.
You will need the following information along with your BMO credit card application:
Once you submit your application, the credit card provider will use the given information to do a credit check and review your overall eligibility for the applied BMO credit card and credit limit. Your credit score may drop slightly due to the hard credit check, but it will bounce back soon, so don’t worry!
When you successfully pass your BMO credit card eligibility check, you’ll receive your new card in the mail. Please note, you will have to follow the BMO credit card activation steps before you can start using your new card.
Formed in 1817, the Bank of Montreal (BMO) is Canada's oldest bank. It was the first bank to adopt branch banking, quickly establishing outposts in Kingston, Ont. and Quebec City. The institution became a major force in central Canada when it merged with Molson Bank in 1925, expanding its reach deep into Ontario. The bank then went on to national prominence, expanding from coast to coast in the decades that followed and gaining a significant footprint in the U.S. In 1977, the Bank of Montreal later moved its headquarters to Toronto, which was quickly dethroning Montreal as the centre of Canadian finance. Explore our BMO card offers above.
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