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TD Canada Trust credit cards

TD Canada Trust, the country’s second-largest bank, has a broad selection of Visa and Mastercard products.

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Annual fee $120
Rewards rate 1.5 Aeroplan Miles per $1 spent on eligible purchases
Bonus offer 15,000 Bonus Aeroplan miles
Card details
TD Canada Trust
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Card description
  • Welcome Bonus : 15,000 Aeroplan® Miles upon first purchase
  • Credit Limit: $5,000 minimum
  • Earn Aeroplan Miles with every Purchase made on your Card and arrive at your dream destination sooner
  • Enjoy Air Canada® benefits while travelling
  • Take advantage of an extensive suite of travel insurance
  • Earn 1.5 miles for every $1 spent on eligible grocery, gas and drugstore Purchases and Purchases
  • Earn 1 mile for every $1 spent on all other Purchases made with your Card
  • Earn miles twice when you pay with your Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore
  • Your Aeroplan Miles don’t expire as long as you’re a TD Aeroplan Credit Cardholder
  • One complimentary first checked bag (with Aeroplan Flight Rewards)
  • Priority check-in and priority boarding (with Aeroplan Flight Rewards)
  • One annual One-Time Guest Access Benefit to an Air Canada Maple Leaf Lounge™ (with an Aeroplan Flight Reward)
  • Complimentary Visa Infinite Concierge
  • Visa Infinite Luxury Hotel Collection
  • Visa Infinite Food and Wine Experiences
  • Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Delayed and Lost Baggage Insurance
  • Flight/Trip Delay Insurance
  • Common Carrier Travel Accident Insurance
  • Auto Rental Collision / Loss Damage Insurance
  • Emergency Travel Assistance Services
  • Save with Avis Rent A Car and Budget Rent A Car
  • Chip & PIN technology
  • Purchase Security and Extended Warranty Protection
  • Emergency Cash Advances
  • Verified by Visa
  • Instant Alerts. Added convenience, with TD Fraud Alerts
  • Optional TD Auto Club Membership
  • Optional Balance Protection insurance
  • 24/7 Customer Service
  • Air Canada Benefits
  • Airport Lounge Access
  • Rental Car Discounts
  • Roadside Assistance Program
  • Travel Benefits
  • Visa Infinite Benefits
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The TD advantage


Meet TD, the second-largest of Canada’s Big Five Banks. TD has a wide variety of credit cards to choose from, the majority of which are offered through Visa. TD also has a strong partnership with popular loyalty program Aeroplan, where cardholders can earn and redeem miles for plenty of great rewards.

Here are some of the other great benefits you’ll get when you choose a TD credit card.

Apple Pay

TD has made paying with your credit card a breeze through Apple Pay. All of its credit cards are accessible via Apple Pay, meaning you can add your TD credit card to your Apple iPhone or iWatch and enjoy the security, simplicity and convenience of paying with your mobile device.

Excellent mobile banking app

Keeping track of your credit card usage has never been easier. The TD mobile banking app allows you access to everything you’ll need when it comes to your account — all while on the go. You’ll be able to view your account activity, transfer money between accounts, pay bills, send money using Interac e-Transfers®, plus have access to your credit card statements. A recent app update also added the ability to view pending transactions on your credit card account in real time.

TD Rewards

Many of TD’s most popular credit cards give you access to TD’s rewards program. With the program you’ll collect points when you make purchases with your card, which can then be redeemed for travel, merchandise, and gift cards. You’ll also have the option to redeem your points for cash, or towards a credit at HigherEdPoints — a program that transforms loyalty program points into payments for school.


As one of Canada’s most popular loyalty programs, Aeroplan has partnerships with hundreds of companies and brands. TD has a number of Aeroplan cards to choose from, and miles collected while using your TD Aeroplan card can be used towards discounts on travel, merchandise and more.

Recommended TD credit cards


TD offers a large variety of credit cards in various categories. The big Canadian bank boasts great options, regardless of what you’re in the market for: whether it’s a great no-fee card, competitive travel rewards or a card with top-notch cash back offers. Check out a few of TD’s fan favourites.

Most popular
TD® Aeroplan® Visa Infinite Card
TD® Aeroplan® Visa Infinite Card

It’s not a surprise that the TD® Aeroplan® Visa Infinite Card is one of TD’s most popular credit cards — especially among Canadians who love to travel. Using this card is one of the best ways to collect Aeroplan Miles, which can be redeemed for seats on Air Canada flights. You’ll earn 1.5 miles for every $1 spent using your card on eligible grocery, gas, drugstore and purchases, plus one mile for every $1 spent on all other purchases. Finally, there’s a welcome bonus of 15,000 Aeroplan Miles that you’ll receive after your first purchase. The annual fee of $120 is well worth it when you consider the benefits — which also include an extensive suite of travel insurance, a complimentary checked bag, and priority check-in and boarding on Air Canada flights.

Best cash back
TD Cash Back Visa Infinite Card
TD Cash Back Visa Infinite Card

Looking for the best of the best of cashback cards? Then the TD Cash Back Visa Infinite Card is for you. This card boasts 3% cashback on eligible grocery and gas purchases, as well as on regularly recurring bill payments. You’ll earn 1% cashback on all other purchases made with your card, in addition to a generous welcome bonus of 6% cash back during your first three months. In case those benefits weren’t enough, there’s more. Cardholders can redeem their cashback dollars to help pay down their account balance, and cashback dollars never expire. Cardholders will also have access to emergency road service, TD travel medical insurance, and more. The annual fee of $120 is waived for the first year, and after that, frequent use of this card will more than pay for itself.

Best travel
RBC Rewards+ Visa
TD First Class Travel Visa Infinite Card

A premium travel card, the TD First Class Travel Visa Infinite Card is perfect for jet-setters who want the flexibility of redeeming rewards points toward any travel expense of your choosing. You’ll earn three TD Points for every $1 spent using your card — a return of up to 1.5%. Plus, when you book travel online through Expedia for TD, you’ll earn triple the TD points (a return of up to 4.5%). In addition, cardholders are guaranteed no travel blackouts, no seat restrictions, and no expiry of TD Points. If that’s not enough, this card also offers travel medical insurance and trip cancellation insurance, plus a generous welcome bonus of 20,000 TD points. The $120 annual fee is well worth the perks that come with this premium travel card.

About TD


TD Canada Trust, formerly known as the Toronto-Dominion Bank, and before that, the Bank of Toronto, first opened its doors in 1856. In 2000, the bank merged with Canada Trust, and is now the second largest of the Big Five Canadian banks.

Long known for its emphasis on great customer service, TD takes care of the little things, like staying open longer than its competitors and giving free financial advice. TD also has a large portfolio of credit cards, made larger by its recent purchase of MBNA Canada. The bank now offers a broad spectrum of Mastercard products, in addition to its excellent TD Visa selection.

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