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The CIBC advantage.

CIBC offers more than 20 cards guaranteeing you’ll find one that suits your needs. The bank has cemented its reputation as an innovator in the credit card rewards space, so keep an eye out for new products and rewards.

Get cash back

If earning cash back is important to you, CIBC has a number of cards under the Dividend® Visa brand that fall into this category. The most notable cash back card from this suite is the Dividend® Visa Infinite* Card: cardholders can earn 4% cash back on gas and grocery purchases, one of the highest earn rates of any credit card on the market. Plus, the $120 annual fee is waived for the first year. CIBC also offers a Platinum version, as well as the more basic CIBC Dividend® Visa* Card.

Get snacks back

Talk about unique partnerships: CIBC and Tim Hortons have partnered up to help you earn rewards that are edible. Meet the Tim Hortons® Double Double® Visa* Card: it’s essentially a VISA card and a Tim Card® rolled into one. You earn 1% Tim Cash on all purchases, which can then be redeemed at any Tim Hortons restaurant. The card has no annual fee and a minimum income requirement of only $15,000, but the student version of the card waives the income requirement entirely. And there’s a great welcome bonus in it for you: $20 in Tim Cash. Perfect for the chronically sleep-deprived (students and hockey parents, we’re looking at you).

First-class travel rewards

CIBC has a solid roster of travel rewards cards that provide extended insurance coverage and enhanced security features, which prevents thieves from accessing your account details while you’re on the road. The CIBC Aerogold® Visa Infinite Privilege* Card features the most robust insurance package of all the CIBC-branded credit cards. Card-membership entitles you to out-of-province emergency medical, trip cancellation and other safeguards. But you’re not limited to collecting Aeroplan points when you apply for a credit card with CIBC — the Aventura program, CIBC’s signature points program, is well-represented in CIBC’s roster of cards. Collecting Aventura points through the CIBC Aventura® Visa* Infinite* Card will grant you access to luxury travel worldwide and hotel benefits for an annual fee of $139 (which is waived for the first year). And CIBC’s generous welcome offers for its Aventura cards means there’s ample potential to rack up points quickly.

Travel points that never expire

You’ll never have to worry about CIBC Aventura points expiring; they won’t. So go ahead, collect points and redeem them when you’re ready.

About CIBC

CIBC was formed in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada. Now the fifth largest national bank by deposits, CIBC has a reputation for being on the cutting-edge. Its track record of deploying new technologies and products into the typically risk-averse Canadian market is sizeable. Case in point: it was the first bank in Canada to introduce 24-hour ATMs. CIBC is also the only Canadian bank to form an alliance with a major grocery chain to create an entirely new bank: the partnership between CIBC and Loblaws resulted in President’s Choice Financial. CIBC has one of the most robust credit card portfolios through its partnerships with Visa and MasterCard.

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