credit card image

Blue Sky Credit Card

Apply Now Secure
Card details
Network provider
American Express
Provider
American Express
Card types
Rewards
No Fee
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
22.99%
*provided you make your minimum monthly payments on time
Balance transfer rate
N/A
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • 24/7 Customer Service
  • Entertainment Benefits
  • Travel Insurance

The Blue Sky Credit Card is a travel rewards card offered by American Express Canada. It comes with no annual fee and is available to individuals with a good credit score (650 or higher).

Ordinarily, cardholders earn 1.25 Blue Sky Points per $1 spent on the card; however, there is an introductory opportunity for users to earn an additional 10,000 Blue Sky Points by making $500 in purchases to the card within the first three months of membership. Another way to earn Blue Sky Points is to refer a friend to the card. For each friend that signs up, you'll get an extra 5,000 points, up to an overall maximum of 75,000 points per year (that works out to a maximum of 15 friends).

If you want to collect points even faster, add another cardholder to your account. There's no fee on additional cards. 

The Blue Sky rewards model is different from some other travel rewards models in that it allows cardholders to cash in points in increments of 10,000 for $100 in travel credits that can be used to finance portions of flights, as opposed to needing enough points to pay for the entire flight.

The APR on purchases with the Blue Sky Credit Card is 19.99%, while cash advances have a rate of 21.99%. Missed payments trigger increases in interest rates. Depending on your payment history, it could increase to 23.99% or 26.99%.

Why get the Blue Sky Credit Card?

Travel benefitsCardholders have the luxury of receiving $100,000 worth of travel accident insurance, as well as travel network coverage at no extra charge.

VIP entertainment perksBlue Sky Credit Card members will have advanced notice of and access to tickets for in-demand entertainment events. They may also have the opportunity to reserve seating ahead of time, or when it is not otherwise available.

Hassle-free rewardsWhen members redeem Blue Sky Points, they will not have to deal with blackout dates, advance purchase requirements, seat restrictions, or travel restrictions.

Top-notch service American Express guarantees 24/7 service for all cardholders. It also offers emergency card replacement, fraud protection guarantee, and the option to manage your account online.