The American Express advantage
American Express is known for exclusivity — not everyone takes Amex cards, not everyone spends with one, and not everyone gets to enjoy their world-class perks. So even though Amex credit cards are not accepted in as many places as MasterCard or Visa cards are, that’s more than made up for by the fact that the cards offer Canadians some of the best rewards in the industry. Plus, Amex credit cards boast enviable non-reward perks too, like free travel credits, preferred hotel memberships, and much more.
Here’s what else you’re getting when you choose an American Express credit card.
Amex’s classic charge cards, like the American Express® Gold Rewards Card or the American Express® Business Gold Rewards Card, allow you to automatically collect Membership Rewards — points that never expire and that can be redeemed for brand-name merchandise, gift cards, or top-of-the-line entertainment rewards. You can also use your Membership Rewards to pay for flights and hotel bookings, or you can convert them into Aeroplan points or Air Miles.
As an added convenience for credit card holders, Amex has partnerships with Canada’s two major travel loyalty programs: Air Miles and Aeroplan. If you’re a frequent flyer who constantly craves new horizons, or you travel all the time for business, here’s why you should take advantage of Amex’s Air Miles or Aeroplan rewards cards.
More than 100 companies integrate with Air Miles — Canada’s largest coalition loyalty program — which means you can earn Rewards Miles quickly just for using your Amex credit card. Try the American Express® AIR MILES® Credit Card or the American Express® AIR MILES® Platinum Credit Card and redeem your Air Miles for flight and hotel discounts or for retail merchandise.
Use an Amex Aeroplan rewards card — like the American Express® AeroplanPlus® Card or the American Express® AeroplanPlus® Platinum Card — to increase your miles without changing your spending habits. Originally an incentive program just for Air Canada’s frequent flyers, Aeroplan is now a major loyalty network, partnering with retail partners like Costco, Esso, Home Hardware, Delta Hotels and more than 200 other partners. Use your Aeroplan Miles® for plane tickets, car rentals, hotels, gift cards, merchandise, or experiences.
“Don't leave home without it” has been the call of American Express credit cards for more than three decades and now this rule is even easier to follow: Amex credit cards are available on Apple Pay. You can digitally store your card and use your Apple device to pay for purchases.
Recommended American Express credit cards
American Express takes pride in catering to a premium customer — that’s why its cards don’t come in a whole lot of flavours. But some premium cards are better than others, either for the extra perks they offer or for the value of their rewards opportunities. Here’s what sets some Amex cards apart from others.
The Amex Gold Card is one of the most iconic financial products ever made and it’s easy to see why. With this card, you get to enjoy the prestige and perks of a high-end credit card, but you don’t have to pay a premium annual fee — the Gold Card costs $0 for the first year and $150 per year after. It also offers the best rewards rate in Amex’s line up with 2 Membership Rewards points for every dollar spent at gas stations, grocery stores, pharmacies, and on travel services.
If you want the very best, look no further than Amex’s Platinum Card. This premium card is known for its best-in-class membership perks, which include access to airport lounges across Canada and the globe, car rental discounts, VIP status at participating hotels, and even a complimentary golf membership. The Platinum Card also has a built-in travel insurance policy, so every time you jet off — enjoying your airport valet service, flight upgrades, and other Amex benefits along the way — you know you’re covered.
What’s better than free money? Even more free money. American Express refreshed its SimplyCash Preferred Card in early 2017, introducing a 5% cash back rate on all purchases for the first six months and a 2% rate on all purchases after that. The card now outearns most of its competition. Your SimplyCash Preferred Card also gets you access to American Express Invites®, which includes special offers on the hottest events and advance tickets for the biggest concerts.
About American Express
American Express is one of the most venerable credit card companies in the world, but it actually began as an express mail service in Buffalo, NY. Two of its founders, Henry Wells and William Fargo, later formed the bank, Wells Fargo and Co, then Amex launched a money order business in the late 1880s, taking its first step toward modern day finance. Amex issued the first Amex travelers cheques in 1891, and it has been an active player in the finance world ever since, introducing its first credit card in 1958, its first Amex Gold card in 1966, and its first Platinum card in 1984. Explore our Amex card offers above.