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The Home Trust advantage.

Home Trust specializes in offering financial products and services to people who can’t access credit through major banks. This is typically due to having poor credit or no credit history. This includes new Canadians, but also those who are self employed. The trust company provides consumer credit cards through its partnership with Visa.

Here’s what you get when you choose Home Trust for your credit card needs.

Unique credit options

Those with credit issues often have to put down a deposit when opening a credit card — that’s how secured credit cards work. With Home Trust, you can use the equity in your home to obtain a secured card. According to Home Trust, many clients report finding this option helpful in financing big expenses, such as home renovations, consolidating debt, business expenses, and more.

Earn cash back

You can earn 1% cash back on everything you buy with your Home Trust credit card. Just because it’s a secured credit card doesn’t mean you don’t get the benefits of rewards to go with it.

Up-to-date banking options

Home Trust cardholders can view and pay their bills online. You can also use the cards to withdraw cash at any ATM displaying the Visa logo. Your card is insured in case of an emergency. Cardholders are also entitled to health and legal services.

Financial freedom

This is the company you turn to when you want to build stability. Home Trust’s speciality is providing accessible products that help you improve your credit, which in turn makes your life easier.

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