Looking for the best MBNA credit card in Canada? You’ve got this.

Recommended MBNA credit cards.

MBNA may offer a lot of choices, but its rewards cards that let you earn points on everyday purchases, have a bit of a cult following in Canada. Here’s why.

Best MBNA card for no-fee rewards.

If you love earning rewards but hate paying an annual fee, we have the card for you. The MBNA Rewards Platinum Plus Mastercard lets you collect one MBNA Rewards point for every $1 you make in eligible purchases. These points are flexible — redeem them for cash back, travel, brand-name merchandise, gift cards, and even charitable donations. And if MBNA’s reward system isn’t enough, then how about a generous welcome bonus? MBNA gives you 5,000 bonus rewards points after you make $500 worth of purchases on the card. That’s equivalent to $50 when redeemed for cash back or travel. They'll throw in an additional 5,000 points for enrolling in paperless statements.

MBNA Rewards Platinum Plus® Mastercard®

Apply Now See Card Details

Annual fee $0

Rewards rate 4 points per $1 spent on eligible purchases (first 90 days; 2 points per $1 spent on eligible purchases in those categories thereafter)

Bonus offer Up to 10,000 bonus points

Interest rate 19.99%

Best MBNA card for points lovers.

Want double the rewards points? If your annual income is greater than $80,000, or your household income is greater than $150,000, you can with MBNA's premium rewards card. It offers one of the best cashback rates in Canada; you earn two MBNA Rewards points for every $1 in eligible purchases. And if you spend $2,000 on it within the first 90 days, you’ll be gifted 20,000 bonus points as a thank you — worth $200 when redeemed for travel — and another 10,000 points for enrolling in paperless e-statements. This card also comes with a lot of great additional benefits, including rental vehicle collision damage waivers, purchase protection, and travel benefits. Frequent use of this card ought to cover its $120 annual fee.

MBNA Rewards World Elite® Mastercard®

Apply Now See Card Details

Annual Fee $120 (Additional card annual fee: $50 for one authorized user)

Rewards Rate 2 points per $1 spent on eligible purchases

Bonus offer Earn up to 30,000 bonus points

Interest rate 19.99%

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The MBNA advantage.

You’re in good company with MBNA Canada. MBNA, now a division of the Toronto-Dominion Bank, is one of the country’s leading providers for both co-branded and affinity credit card programs. Its association with hundreds of Canadian organizations, credit unions, financial institutions, sports associations, educational institutions, and charities make this brand a top choice for credit card shoppers — especially if you like credit cards with specialized perks and affiliations. You can easily compare the best MBNA credit cards on LowestRates.ca and take advantage of the latest MBNA credit card deals and promotions.

Take a look at the other benefits you get when you choose MBNA.

Choice

With more than 50 credit cards offerings, MBNA gives you a lot of options. And we’re not just talking about rewards and no-fee options (although MBNA has both). We’re also talking about its extensive affinity partnerships, which let you pick cards affiliated with the organizations you care about most. MBNA credit cards make online and in-store credit card payments easy, giving you the ultimate flexibility of going cashless.

Affiliate partnerships

MBNA’s wide selection of co-branded credit cards means whether you’re an alumnus at one of its partner universities or you love Harley-Davidson motorcycles, MBNA’s got a card for you. And you’ve got a lot of opportunities to earn cool perks or contribute to great causes — you could apply for one of MBNA’s specialty cards and earn fan perks for your favourite team or you could sign up for one of MBNA’s alumni cards and give back to your alma mater.

MBNA Rewards

MBNA offers the flexibility of its very own rewards program. If you apply for the MBNA Rewards MasterCard or MBNA Rewards World Elite, you can use your card to collect MBNA credit card rewards points for flights, hotels, merchandise, gift certificates, travel discounts, cash, or even charitable donations.

Choosing the right MBNA credit card

MBNA offers a variety of credit cards, allowing you to pick the best card for your overall lifestyle and spending needs. On LowestRates.ca, you can do a side-by-side comparison of the top MBNA credit cards, making your choice easier.

Here are the different types of MBNA credit cards:

MBNA no annual fee credit cards: Skip on annual credit card fees with a no annual fee MBNA card and enjoy all the benefits of using a credit card, while saving money at the same time.
MBNA low interest rate credit cards: MBNA offers you low interest rate credit cards, allowing you to quickly pay down your credit card balance by avoiding hefty interest charges.
MBNA rewards credit cards: Enjoy a wide variety of MBNA credit card benefits with a MBNA rewards credit card. MBNA offers you tons for rewards options to choose from, such as a cash back credit card, a premium rewards credit card or a travel rewards credit card.
MBNA travel credit cards: As a frequent traveller, you can take advantage of a MBNA travel credit card and enjoy low exchange rates, travel points, travel insurance and many more amazing travel benefits.
MBNA student credit cards: Start building out your credit history as a student with an MBNA student credit card and enjoy amazing student perks such as credit card rewards and zero annual fees.

How to apply for a MBNA credit card

Applying for a MBNA credit card online is easy! You can simply fill out an online MBNA credit card application through LowestRates.ca by clicking the “Apply Now” button.

You’ll need to provide the following information in your application:

Your legal name
Your current and previous addresses
Your annual income
Your employment details

The information you provide will allow MBNA to pull your personal credit history and review your overall eligibility for the applied MBNA credit card and credit limit. When you successfully pass the MBNA credit card eligibility check, you’ll receive your new card in the mail. Simply follow the MBNA credit card activation steps to activate your new credit card.

About MBNA

MBNA, originally founded in the U.S. in 1982 as Maryland Bank, N.A, quickly grew to become the world’s largest independent credit card issuer, specializing in affinity cards. In 1997, MBNA expanded into Canada and became the country's single largest issuer of MasterCard credit cards. MBNA Canada was purchased in 2011 by TD Dominion Bank, giving TD a robust MasterCard portfolio to offer its customers. MBNA also offers you MBNA Visa credit cards, giving you a wide range of MBNA credit card options. MBNA does not currently offer MBNA Amex credit cards. Please visit the MBNA credit card site for more information about MBNA partnerships.

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