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Based on 429 reviews
May 18
Sandra was amazingly personable
Sandra was amazingly personable, efficient and knowledgeable. Kudos! A great ser...
Rachel Constantine
May 13
Car and home insurance
It was great experience and very helpful for what I needed!!!!
Maria GEstrela
May 11
Very accurate quotes that are fast …
Very accurate quotes that are fast thanks guys
May 10
Very pleasant and helpful
Very pleasant and helpful. No pressure there for the client
Dakota JCooper
May 6
Great help and very nice people
Great help and very nice people, got everything figured out fast!
May 5
They so friendly and informative
They so friendly and informative! Keep it up
Emmanuel CVillafuerte
May 5
Quick and courteous follow-up
Quick and courteous follow-up, connected me with a broker instantly.
April 27
Great experience
Was great, provided a few quotes and I felt no pressure to accept any of them. I...
April 19
This company does Follow up and Follow…
This company does Follow up and Follow through and that is so necessary because ...
Wendy Kinsey
April 13
Quick to respond and very competitive…
Quick to respond and very competitive rates offered.
Vincent EdwardWarren
April 13
Awesome service easy to deal with fast…
Awesome service easy to deal with fast and friendly
April 12
very fast service
very fast service, polite, efficient
April 11
yes it was quick and easy
yes it was quick and easy, like 100%
April 8
I spoke with Barb and she was very…
I spoke with Barb and she was very polite knowledgeable and friendly and profess...
Elena LiaBogdan
April 4
Its a good experience.
AnjoeTharakan Antony
March 20
Real options to save
Lowest Rates. CA has been extremely helpful I've gone through my ups and downs b...
Amir Isakovic
March 15
Very good.
Very good, and the Rates you have stated is great. Please wait till I see the ba...
Ian Stevens
March 10
Good customer service
Good customer service
Lina Bella
March 3
Great team and amazing communication…
Great team and amazing communication skills. Very straight forward to get an est...
Andre F MPereira
January 8
fast and easy
fast and easy
moira fortin
November 4
It was a good experience
It was a good experience
October 26
Easy to use
Easy to use, easy to find the result that you're looking for! 5 star coverage!
October 15
Great service and very helpful :) would…
Great service and very helpful :) would definitely recommend
Emily Peacock
October 14
It's great
It's great, found the best rates.
Chirath Ranaweera
October 14
Fast and pleasant experience
Fast and pleasant experience. Saved a lot of money too!
October 14
Fast response
Fast response
October 13
From the online process to the first…
From the online process to the first contact speaking to a rep it’s was a good...
Rose Daniel
October 13
A very pleasant contact
A very pleasant contact, without rep talking over my head., It was very infor...
Margaret Markson
September 30 is the best out there is the best out there. They are fast efficient and gets job done...
Maria M. T.
August 31
very quick and reliable rates
very quick and reliable rates
Tracie N

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6-year fixed-rate mortgages in Canada: what you need to know.

If you’re comparing deals on six-year fixed-rate mortgages today, it’s probably because you want to lock in your interest rate over the long-term as a hedge against future rate increases.

However, most Canadians do not choose 6-year fixed-rate mortgages and the ones who do have very specific needs. Five years is the most popular term length as it provides security as well as flexibility — and the rates are cheaper than the ones on 6-year mortgages.

Finding the lowest interest rate on a mortgage will save you thousands of dollars in both the short and long term. allows Canadians to compare mortgages from many different lenders so you can immediately see which one is offering you the best deal.

We currently offer the ability to compare rates on 3 and 5-year mortgages, as they are the most popular terms with Canadian homebuyers.

However, we can still help you find the best 6-year fixed-rate mortgage today. We recommend filling out a quote for a 5-year fixed-rate mortgage. Interest rates on 5-year mortgages are more likely to be in the same ballpark as the rates on 6-year terms — in all likelihood, 5-year mortgages will probably be even cheaper.

Next, we will connect you to a mortgage broker. If you still believe that a 6-year mortgage is the right term length, your mortgage broker should be able to show you the current 6-year fixed mortgage rates from various Canadian mortgage brokers.

Not ready to start shopping for a mortgage just yet? Keep reading to learn more about how to qualify for the lowest rates on 6-year fixed mortgages.

Your questions about 6-year fixed-rate mortgages, answered.

When should you consider a 6-year fixed-rate loan?

When it comes to mortgage terms, six years is a very specific amount of time — you might want to consider a 5-year fixed rate, which is the most commonly chosen mortgage term in Canada. However, you might choose a 6-year fixed rate mortgage if you plan to move or pay off your mortgage in exactly six years. Some lenders in Canada do offer 6-year fixed-rate mortgages, so you can compare how those rates stack up against 5- or 7-year fixed rates and see what works best for you.

Are 6-year fixed-rate mortgages better than other mortgage terms?

Not necessarily. Six-year fixed rate mortgages tend to live in the shadow of their more popular counterpart, the 5-year fixed rate — some lenders don’t offer 6-year fixed mortgage rates at all. Because shorter mortgage terms generally have lower rates, you’ll likely get a better rate if you go with a 5-year fixed rate. However, what’s “better” depends on how many years you have left to pay off your mortgage and how long you want to stay in your home. 

What is a good 6-year fixed mortgage rate?

Besides current interest rate trends and what Canadian lenders are offering in the market, a good mortgage rate depends on what you qualify for based on your income, credit score, debt ratios and down payment. Mortgage rates are always changing and can be very individualized, so the best way to see what you qualify for is to compare quotes from banks and brokers across Canada using 

How is the 6-year fixed mortgage rate set?

Fixed mortgage rates are influenced by the Government of Canada’s bond market. A government bond is a type of investment where the investor lends the government money for a set amount of time. During that time, the investor receives regular interest payments. When that time is up, the full value is repaid to the investor. Because bonds are the safest type of investment, banks and other lenders use bond yields to cover the cost of mortgages, which are much riskier from a lender’s standpoint. When bond yields go up, mortgage rates will also rise.

How much can you save comparing 6-year fixed rates in Canada with

So far, has helped our users save $1 billion in interest and fees. When it comes to mortgage rates, even a decimal point or two can save you thousands of dollars in interest payments over the life of your mortgage. Most lenders don’t offer their best rates up front, but aggregates the best rates from banks and brokers across Canada and lets them compete for your business. Mortgage rates vary in different housing markets across Canada, so it’s best to get a personalized quote.

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