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Compare mortgage rates in Yukon.

Looking for the lowest mortgage rates in Yukon? You’ve come to the right place. Here at, we help you find and compare the best rates from all the top mortgage brokers and banks in the territory. Our service is free and there’s no obligation on your part. Just tell us what type of mortgage you’re in the market for, and we’ll do the rest.

Check out the charts below to see how much you can save by comparing rates and to find out more about Yukon’s housing market.

Lower mortgage rates = bigger savings.

There are many different mortgage products to choose from in Canada, so where do you start Most homeowners start with the down payment. Depending on how much you’re able to contribute to the down payment, you’ll be offered either a high ratio or a conventional mortgage. If you put down less than 20% of the purchase price of the home, you’ll be offered a high ratio mortgage contract. This means you’ll also be required to purchase mortgage insurance. If you put down more than 20% of the purchase price, you’ll be offered a conventional mortgage contract and will not be required to purchase mortgage insurance.

Conventional mortgage rates vs. high ratio mortgage rates in Yukon.

MonthAverage Conventional RateAverage High Ratio Rate

Last Updated: October 9th, 2020

Variable or fixed mortgage rates: which one is best?

How do the best variable rates stack up against the best fixed rates? We compared 5-year fixed rate mortgages and 5-year variable rate mortgages that Canadians have applied for on our site to find out. Turns out, variable rates are just a bit lower. For Yukon borrowers looking for the lowest rate, variable is the way to go. If you want your payments and interest rates to stay the same for the entire mortgage term, then fixed is a better option.


MonthFixed RateVariable Rate

Last Updated: October 9th, 2020

Focus On

Yukon’s housing market.

Home prices in Whitehorse have stayed flat recently, hovering just above $500,000 on average in 2020. Falling mortgage rates have translated into improving affordability for Yukon homebuyers and your mortgage dollars will go as far, or farther than, they did last year when it comes to purchasing a property.

Average home prices in Whitehorse


Last Updated: October 9th, 2020

Source: Yukon Bureau of Statistics and the Canadian Real Estate Association


Average Home and Prices by Province

British Columbia$788,900$778,500
Canadian Average$567,900$572,900

Last Updated: October 9th, 2020

Your Yukon mortgage questions, answered.

Looking for mortgage info? Check out our Home Buyers Guide.

Variable or fixed: which is more popular?

After you’ve determined how much money you’re able to put down to purchase your home, you’ll then need to decide whether you prefer a variable or fixed rate structure. While variable rates have been known to yield more savings for homebuyers, there are a number of factors to consider when making the decision. For instance, your risk tolerance might influence whether a fixed or variable rate is more appropriate for you.

About Yukon

Bordering Alaska to the west and British Columbia to the south, Yukon is the smallest of Canada's three federal territories, after the Northwest Territories and Nunavut. The capital city is Whitehorse, home to the Yukon Arts Centre. The main economic activity is in mining, especially lead and zinc. chooses the slogan "Visit the Yukon-it's Larger than Life", and the city is certainly an outsized destination for road trips, outdoor adventures, and unique cultural experiences.

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