Young drivers at bigger risk of This doesn’t sound like it makes sense, but apparently teaching young people advanced driving skills actually makes them more likely to crash into things than regular young drivers.

reasons to get insuranceHardly anyone likes the idea of paying insurance premiums. However, insurance is one of those things you need. Even if it’s not your preference, the reality is that you need insurance to protect you against the unexpected. Here are four reasons that you need insurance in Canada today:

Reports are in: Tesla model 3 is awesome! After so much anticipation and speculation, the Tesla Model 3 has finally made its debut on the world stage and the world is pretty damn impressed.

Tesla Model 3 announcementAnticipation is high in the auto industry today as the most exciting manufacturer in the industry is set to make history with the unveiling of their new car the Tesla Model 3.

What You Need to Know About Mandatory Car Coverage in Ontario

The term “no-fault” car insurance in Canada is a bit of a misnomer. It doesn’t mean a driver is blameless when it comes to a collision or accident.

Toronto uberLike it or not Uber is here to stay for the foreseeable future, despite the fact that the company’s main service is technically illegal.

Ride-Sharing Insurance

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Uber and Lyft insurance: what you need to know

Why do Uber and other ride sharing drivers need extra insurance?

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Get the best mortgage rates in Winnipeg. Compare current rates from Canada's top mortgage providers & find today's lowest mortgage rates. Instant. Online. Free.

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The best current mortgage rates in Canada

Conventional vs. high-ratio mortgages: which is cheaper?

If you’re new to the world of mortgages, you’re probably unaware that there are two different types: high-ratio and conventional mortgages.

Conventional 5-year fixed mortgage rates vs. high ratio 5-year fixed mortgage rates in Manitoba

DateAverage Conventional Rate

Fixed rate vs. variable rate mortgages: which is cheaper?

You should compare mortgage rates in Winnipeg before shopping for a home. That will help give you an idea of what you can afford if you qualify for the lowest mortgage rates in Winnipeg. You’ll also need to decide if you want a fixed or a variable rate mortgage.

5-year fixed vs. 5-year variable mortgage rates in Manitoba


Factors that affect your Winnipeg mortgage rate

Today, mortgage rates in Winnipeg are quite low. But there are a variety of factors that can affect whether or not you’ll be able to qualify for the cheapest mortgage rates in Winnipeg. Read below to find out what lenders are looking for when they calculate your mortgage for a Winnipeg home.

Typical mortgage amount in Winnipeg

After peaking in mid-2022, Winnipeg's housing market shows signs of cooling off following several rate increases by the Bank of Canada.

Winnipeg housing market and home prices

Housing sales for the first half of 2023 were well below the record years of 2021 and 2022.

Winnipeg closing costs and land transfer tax

In Manitoba, transferees are required to pay land transfer tax, as well as a registration fee upon registration of transfer of title.

Land transfer tax is calculated based on the market value of a property on the date of registration of a transfer of title. It is calculated as follows:


Information for first-time home buyers in Winnipeg

When comparing bank mortgage rates, Winnipeg buyers may feel a bit overwhelmed. If that’s too much of a hassle, you might want to get a broker to compare mortgage rates in Winnipeg on your behalf. The good thing is you don’t need to pay for their services because the lender pays them. Keep in mind that the broker doesn’t lend to you, it finds a lender for you.

Your questions about Winnipeg mortgages, answered.

How can I find the best mortgage rates in Winnipeg?

Joel Kranc

Joel Kranc

About the Author

Joel Kranc is an award-winning writer, author and journalist.

Mortgage news

* Based on the difference between estimated deep-discount 5-year fixed rates from Canada's top six banks and the lowest comparable rates on, as of January 14, 2022.

Live in a condo in Ontario? Good news for you

Thanks to new legislation that was passed earlier this month, condo dwellers are getting more rights and better protection.


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