How do home insurance claims affect your rates?

Here’s a look at what homeowners can expect when making a claim.

Onlia

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Learn more about Onlia Insurance.

Many modern financial service firms are strictly online operations, which allow modern consumers to take advantage of inexpensive and on-the-go services. This is the case for Onlia insurance, which offers consumers both home and auto insurance products. It began in 2018 as a joint venture between Fairfax Financial, a Canadian-based financial holding company, and Achmea, the largest insurance group in the Netherlands.

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Joel Kranc

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Auto insurance news

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The amount of money you'll save will make you want to celebrate.

Forty per cent of drivers don’t know if they’re driving a high-risk vehicle - Survey

When it comes to dealing with the urgent issue of auto-theft in Canada, government and policing agencies, auto manufacturers, and the insurance industry has called all hands to the deck.  

How car share vehicles are insured in Canada

Toronto

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Compare Toronto car insurance rates and save more than 30%.*

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Comparing insurance quotes from Toronto insurance brokers: what you need to know.

An insurance broker is licensed to sell insurance and can work independently or for an insurance brokerage.

Working with a broker is different than buying a policy from an agent. Brokers can show you products from multiple insurance companies. Agents can only offer products from the company that employs them.

How it works. Hint: It’s free!

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What you need to know about insurance brokers in Toronto

Should you use an insurance broker?

There are many benefits to using an insurance broker. Here are some of the biggest ones.

Top insurance brokerages in Toronto

Torontonians have plenty of options for insurance brokers. Below are some of the city’s best-rated ones. We selected them based on whether they received a meaningful number of reviews on Google and were awarded an average of at least four out of five stars.*

Connect with an insurance broker in Toronto. Save on premiums. Just like that.

Is LowestRates.ca an insurance broker?

* Represents the average saved by shoppers who obtained a Toronto quote on LowestRates.ca and transacted via our contact centre between January and December 2022. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca.

How much does raising your deductible impact your premiums?

Disaster struck, but your insurance claim was approved – you can breathe a sigh of relief. But that doesn’t mean you’re totally home free.  

TD Insurance

Compare TD Insurance car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

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Get quotes from 50+ Canadian providers in 3 minutes.

Learn more about TD Insurance's auto coverage

TD Insurance is the largest direct-response home and auto insurance group in the country and one of the top three personal home and auto insurance groups in Canada.

Other types of insurance offered by TD Insurance

As one of the largest financial institutions in Canada, TD Insurance offers many insurance products beyond car insurance.

For homeowners, TD offers its “Million Dollar Solution” plan, which gives clients a single flexible coverage amount that is paid out and can be used for many things, from rebuilds to the replacement of your personal effects.

TD Insurance discounts

Discounts

There are a whole host of discounts you can apply for when signing up with TD insurance. These discounts can be applied to all kinds of vehicles, from ATVs to motorcycles and more.

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32,450 Canadians

have compared rates and saved money over the last 24 hours

Joel Kranc

Joel Kranc

About the Author

Joel Kranc is an award-winning writer, author and journalist.

Auto insurance news

What to do if your insurance provider suddenly increases your rate?

Life is very expensive these days. Ongoing inflation has meant that prices for everyday goods like groceries and gas are way up. And the last thing you need is another unexpected expense. 

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