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Get quotes from 50+ Canadian providers in 3 minutes.

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What our users say:

May 19
Very simple and quick
Very simple and quick
Shannah B
May 17
Customer service was great
Customer service was great
Nur
May 17
Good service and information
Good service and information
Reta
May 17
questions answered
questions answered
Aaron Ridsdale
May 16
Excellent customer seevice
Excellent customer seevice
Dave Roach
May 13
Agent listened and answered all…
Agent listened and answered all questions. She was very thorough and quick!
Ben Reginella
May 11
Simply professional and pleasant
Simply professional and pleasant Thank you đź‘Ť
Eric Ifrah
May 11
Very polite and explained themselves…
Very polite and explained themselves well
Marilyn Bergeron
May 10
Easy & Professional
Easy, fast, efficient & professional.
Nancy
May 9
Great service
Great service Very pleasant to talk to
Joesph Vachon
May 8
Fast, friendly and knowledgable service.
I was still completing the online search form for new insurance when my phone ra...
Bonnie Wilson
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
May 5
I got the lowest rates I was looking…
I got the lowest rates I was looking for. Thank you.
Muhammed Ibrahim
May 4
Great service. Quick results .
Had a great experience with LowRates !
Amani Elasad
May 4
Quick and easy to follow
Quick and easy to follow, Follow up was with 2 hours, Saved a lot of money!
Robert Spero
April 28
Great overall experience
From start to finish they were on top of everything. Got the best rate I could f...
Adrian
April 26
Very little time on hold
Very little time on hold Easy to understand Friendly Really got a great deal
Melanie
April 26
My consultant Anees took me through the…
My consultant Anees took me through the whole process from my initial call, to r...
D.A.
April 22
My agent was easy to understand so the…
My agent was easy to understand so the process went well.
Jeffrey Kirkham
April 20
The best deal in insurance. Don’t go it alone you need expert help. are doing what I couldn’t do…
They are doing what I couldn’t do myself. They know exactly where to go to fin...
Graham Watson
April 19
I'm retired so I try to keep my cost down
your agent was very help full
Dominic Zaccaria
April 16
Very affordable auto insurance.
Very helpful representatives and gave me good price on auto insurance. So happy ...
VISHAKHA BAPUJI
April 13
A great service to connect you with the best rates.
I found the person on the phone to be helpful, courteous and professional. She p...
Rod D
April 13
Quick response
Quick response Friendly people Great price. Very happy
Scott Craggs
April 13
Very nice to talk to and efficient were…
Very nice to talk to and efficient were not in a rush explained everything
Tanya Cox
April 12
Review Hitesh Shriyan
Review Tks. Courteous competent complete.
Françoise Pierre-Pierre
April 11
Amy was fantastic
Amy was fantastic, explaining, asking if we wanted extensions and suggested exte...
Dianne Waudby

What is insurance bundling?

Bundling is a way of reducing your insurance costs by opting to have each policy held by one company. This is also referred to as a multi-line discount. It’s the easiest way to get the greatest savings on your premiums. Auto and home insurance bundles are common and can result in savings of 5-15%. When insurance providers hold more of your business, they’re more willing to offer a discount. This is because they have more information available to gauge how likely you are to make a claim.

Though auto and home are the most common forms of bundling, other multi-line discounts include:

To ensure that you always have the best coverage at the lowest rate, we recommend that you compare auto and home insurance bundles every renewal period. In other words, confirm each year that you’ve secured the greatest available savings.

No single company provides the best auto and home insurance bundle. Instead, securing the best rate depends on comparing a range of quotes from as many providers as possible. Getting quotes for a home and auto insurance bundle is simple and takes less than three minutes with our free, online tool.

How comparing insurance quotes works. Hint: it’s free!

Bundle & Compare

Next, confirm that you'd like to bundle two policies and we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Benefits of bundling your auto and home insurance policies.

Whether you live in a home, condo or rental unit, bundling your home insurance with your auto coverage is well worth considering. The additional benefits include:

Things to consider before bundling your insurance policies.

Bundling your insurance policies is the easiest way to save. A discount is almost guaranteed though the exact savings amount is up to individual providers.

Bundling is an option for most people, though there are some exceptions: If you require a specialized form of home or car insurance, it’s unlikely that bundling will be an option. For example, if you’re considered a high-risk driver and must get car insurance through an insurer of last resort, that provider is unlikely to offer home insurance.

To bundle your policies, simply confirm that you’d like to when you use our free, online tool to get quotes. You’ll have started inputting information for one type of insurance and soon be prompted about whether you’d like to bundle it with a second type of insurance.

 

What you need to know about bundling.

 

What is a multi-line discount?

Multi-line discount is another way of describing a bundling discount. When your insurance policies are each held by the same provider, you’re likely to receive a discount of 5-15%. It’s the largest available discount, though there are other savings tactics that can help you further reduce your overall insurance costs. It’s not just homeowners who can save by bundling their policies. Other multi-line discounts include tenant and auto, condo and auto as well as auto and auto.

How can I qualify for an auto and home insurance bundle?

If you’re eligible for auto and home insurance policies, there’s nothing more required in order to bundle the policies. On the other hand, if it’s difficult for you to secure either policy, you may not be able to bundle. For example, high-risk drivers may only be able to get auto insurance coverage from an alternate provider who specializes in auto insurance and does not offer home insurance. Similarly, if the home you’re trying to insure is located on a known flood plain and/or is not insurable, you’re likely to have difficulty bundling auto and home insurance policies.

How can I find the cheapest home and auto insurance bundle?

Bundling triggers a savings of 5-15%, depending on the insurance provider. To secure the greatest savings, we recommend that you compare what rate a range of insurance providers are willing to give you when you bundle your policies. Our online quote tool is free. In less than three minutes it will generate quotes from dozens of the most-trusted insurance providers. You can compare each to find the best coverage at the lowest rate.

Can I bundle my tenant and auto insurance policies?

Yes, bundling is a savings tactic that’s available to homeowners, condo owners and renters. Regardless of where you live, you’ll have the option to bundle your policies. Most policyholders do so with their home and auto insurance coverage. However, if you have trouble securing either policy, you may not be able to bundle. For example, if your home is difficult to insure or you’re considered a high-risk driver, it’s unlikely that a single insurance provider will be able to write both policies. Instead, you may need a specialty provider for either policy.

How can I bundle my insurance policies on LowestRates.ca?

It’s easy: simply check a box within our free online quote tool. When getting quotes, confirm that you’d like to bundle your home and auto policies. In less than three minutes, you’ll receive multiple quotes from the best providers across the country. Each quote will reflect savings from bundling.

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

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