No-fault car insurance isn't an insurance product you choose to buy. It’s a term that describes the regulatory regime around auto insurance in your province.
When you buy car insurance in most provinces, you've automatically opted into a no-fault policy. You can’t opt-out.
Under a no-fault car insurance system, drivers get compensation from their insurance company regardless of whether they caused a car accident.
If you live in one of the provinces that currently operates under a no-fault car insurance system, the quotes you see on our site will automatically factor that into the displayed prices.
That said, some provinces, like Saskatchewan, let you opt-out of the no-fault system and allow drivers to buy at-fault insurance, which gives you enhanced abilities to sue for damages.
Read on to learn more about no-fault auto insurance.