Compare Honda car insurance quotes.

Insurance coverage for your Honda may depend on the types of claims you anticipate. Plus, it’s difficult to answer this question because everyone drives differently. No matter which car you buy, your driving history will be unique. However, the Insurance Institute for Highway Safety (IIHS) collects some information about the type and frequency of claims filed for specific cars.

Among smaller models, the Honda Civic has an above-average number of claims filed for personal injury and medical payments. Among mid-sized models, an above-average number of collision and comprehensive claims have been filed for the Honda Clarity PHEV 4dr.

How much is insurance for a Honda? While the wear and tear on the car you buy can contribute to your car insurance premiums, it’s not the only factor insurance companies will consider. However, whether you purchase a new or used Honda will have some bearing on your premiums.

In many cases, a new Honda will be more expensive to insure than a used Honda. This is because the parts will be more expensive to replace in the event of an accident or collision. your premiums will be considered on a case-by-case basis, as will the condition of your vehicle.

The best car insurance policy for your Honda depends on the model you’re driving as well as your own personal circumstances. For instance, you’ll likely want to purchase more insurance for a brand new Acura (the luxury arm of Honda) as opposed to a used Honda Civic. Here’s some more information about what type of car insurance you need, and some additional coverages you may want.

In order to drive a vehicle, all Canadians must carry a basic level of third-party liability insurance. The required benefit may change depending on the province you live in.

Liability coverage protects you from insurance and legal costs if you injure another person in a collision. Accident benefits coverage, which is contained within third-party liability insurance, pays for your medical costs and provides you with replacement income if you are injured.

Based on your needs, you might want to add some of these coverages to your policy:

Collision insurance - This coverage provides compensation to be put towards a new car if yours is damaged in an accident.

Comprehensive insurance - This optional coverage pays for losses or damage to your car caused by things other than a collision: a fallen tree, a hail storm, or vandalism, for instance.

Extra car insurance can be worth purchasing if your car is a newer model. If it would be too expensive to pay for extensive repairs or to replace your car by paying out-of-pocket, extra insurance may be worth it.

Just remember that adding coverage will increase your auto insurance bill — but in some cases, that isn’t always a bad thing.

Getting the best insurance rate for your Honda can be complicated and there is no quick and easy way to calculate premiums. This is because many different factors are taken into account. Your personal driving history will be the first thing considered by any insurance company. If you’ve ever been in a car accident or have any other driving offenses, this will bump up your premiums. However, other things will be considered that are out of your control. These include your age, gender and where you live. This is why insurance for young drivers of Honda vehicles will likely be more expensive. This will also include the loss ratios of the insurance company you’re working with. This refers to the amount your provider paid out in claims this year before, which means they’ll need to make up that number with income from premiums.

Lastly, the car you choose to drive may play a role in determining car insurance rates for your Honda. The Insurance Bureau of Canada (IBC) collects claims data from insurance companies and compiles it in a database known as the CLEAR system. This data is then referenced by insurance providers in determining which vehicles are more prone to accidents in any particular year. The previously listed factors are more significant in calculating your premium, but the type of car you drive still matters.

The best way to calculate car insurance for your Honda is to get a quote on LowestRates.ca. By comparing Honda insurance quotes online, you’ll not only receive quotes provided from real car insurance providers, but you’ll be able to select the one that has the best car insurance rate for your Honda. Compare Honda insurance quotes today by entering your postal code and clicking the “Get Started” button.

Beyond the vehicle you choose to buy, a number of other factors can influence whether you get the best car insurance rates for your Honda. Some of these may include, your driving record, the age of your vehicle, your age, and where you live. Select a few of these factors and describe them here.

• Vehicle model - Vehicles that have high safety ratings and score well on crash tests tend to have lower car insurance premiums. Oftentimes larger vehicles — think crossovers or SUVs — will have a lower insurance premium than a small sedan. A sports car that’s frequently targeted by thieves would also have a higher than average car insurance premium. You can save hundreds of dollars per year just by choosing a specific vehicle type.
• Driving habits - Where and how often you drive your car can have an impact on your car insurance premium. If you only use the car for leisure and running errands you are more likely to have a lower premium than someone who uses their car for a long commute daily.
• Driving record - If you have a good driving record you should be able to take advantage of lower insurance premiums. However, if you have made any claims in the past (especially at-fault accidents) on your auto insurance, or if you have parking tickets, convictions for driving offences, or any license suspensions on your record, you will be paying more.

Before your Honda insurance is up for renewal, be sure to compare rates on LowestRates.ca to see how much you can save.

Shopping for Honda insurance online is safe and fast.

If you’re in the market to buy or your current Honda insurance is close to renewal, our secure online tool will provide quotes for Honda insurance from 50+ of Canada’s leading insurance providers. It takes most of our users three minutes or less.

After you receive your quotes, we’ll connect you with the agent or broker with your best Honda insurance rate.

On average, LowestRates.ca users are able to lower their car insurance bill by 30%. Compare Honda insurance quotes today and find out how much you can save.