If you’re preparing to move to Canada, you’ll want to set up complete proper insurance, rather than a temporary policy. Be sure to let your provider know that you are planning a move to Canada, and the date that your policy should take effect.
According to the Ontario government’s website:
If you are visiting Ontario for less than 3 months and want to drive while you’re here, you can use a valid driver’s licence from your own province, state or country. If you will be visiting from another country for more than 3 months, you will need an International Driver’s Permit (IDP) from your own country.
When you move to Ontario, you can use a valid licence from another province, state or country for 60 days. After 60 days, you need to switch to an Ontario driver’s licence.
The Ontario government has a list of countries that it recognizes licences from, enabling the holder to receive a full G licence. After 60 days, your licence from your former country expires. If you have a driver’s licence from a country that does not have an exchange agreement in place with Ontario, you’ll need to apply for an Ontario licence in-person at a DriveTest centre. You may be able to receive credit for your foreign driving experience.
In British Columbia, if you are a visitor you can drive for up to six months if you hold a valid foreign or out-of-province licence. Any restrictions on your licence apply in B.C. If you’re moving to the province, you can continue to use your foreign licence for 90 days. After 90 days, your out-of-province licence is not valid in B.C.
The other provinces and territories have similar rules. Be sure to visit their government websites for full information on what is required when visiting or moving to the province or territory in question. No matter where you plan on staying, you’ll need valid insurance before you can get behind the wheel.