Canadian military members need the same basic insurance as other drivers, but they may have unique needs. Luckily, different options exist offering discount car insurance for military personnel.
One option for military auto insurance coverage is group insurance. This means members of a particular group, like the Canadian Armed Forces, receive special pricing for purchasing their policy with a particular insurance provider. If group insurance doesn’t interest you, it may be possible to qualify for a military discount with other providers.
Not expecting to drive much within a calendar year due to training or deployment? A pay-as-you-go auto insurance program might be right for you. CAA MyPace, for instance, charges a base rate for the first 1,000 kilometres driven, with additional fees for every 1,000 kilometres driven to a maximum of 12,000. This option can be suitable for infrequent drivers. If you drive more than 12,000 kilometres annually you may get better savings by taking out a regular policy.
If you’re going to be stationed in another province for a few months of training, you likely won’t need to change insurers. However, if you’re planning on driving longer distances, you should let your insurance company know.
In general, before you relocate, even if it’s just temporary, be sure to inform your insurance provider.
The best way to find the cheapest military car insurance for you is to compare rates. Shopping around for military discount car insurance companies using LowestRates.ca offers you dozens of options to find the perfect fit for your auto insurance needs.