Compare car insurance quotes in Ajax for free. Find your best price in minutes.

Compare Ajax car insurance rates and save more than 24%.*

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

24,253 Canadians

have compared rates and saved money over the last 24 hours

What our users say:

February 16
Fast and easy good response
Fast and easy good response
Robert Burke
February 16
Great service
Great service
Waseem Akhter
February 15
Website is easy to use the…
Website is easy to use the representatives were so helpful, wasn't on hold long ...
Olivia
February 15
very easily approach for info and clear…
very easily approach for info and clear to understand
DANIEL HELDER
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
February 14
The person i talked made it easy she…
The person i talked made it easy she was easy to talk to she quick and i feel i ...
Calvin Shelley
February 13
very good and easy
very good and easy
Noel Tavas
February 10
The agent was very pleasant
The agent was very pleasant and thorough. She reviewed the important informatio...
Bernard Wrobleski
February 10
Finally service
Knowledgable friendly considerate and concerned
Rick D
February 9
Very fast
Very fast, efficient and helpful. I would not hesitate to recommend this company...
Anna Paquette
February 9
Friendly approach and talk and showing…
Friendly approach and talk and showing kindness and help.
Abdul Lodin
February 7
The agents i dealt with were amazing
The agents i dealt with were amazing! Thank you to Juliana & Alicia
Concetta Mastrangelo
February 7
Very Kind and Patient
Very kind all the way through. Took time to explain every step and were patient ...
Hunter Hughes
February 2
Easy to use and quick follow up
Easy to use and quick follow up. Thanks .
Terry Collins
January 31
Very pleasant to deal with.
Very pleasant to deal with.
Janet
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon
October 13
prompt respond
prompt respond, knowledgable
Brano Lapin
September 27
The agent was Patient and knowledgeable…
The agent was Patient and knowledgeable answered all my questions
Richard Young
August 31
The agent (Jan) was most professional
The agent (Jan) was most professional, courteous, and friendly.
Kewal Khanna
July 27
They gave me a lot of important…
They gave me a lot of important information
Liliana FERNANDEZ
July 13
THE PERSON ANSWERED ALL MYY QUESTIONS
THE PERSON ANSWERED ALL MYY QUESTIONS
Antonio
June 23
One Stop Shop - best rates with multiple companies
Found great rates with multiple companies which made it very easy to quickly ass...
Maryann O
June 22
Very professional polite & knowledgeable
Very professional polite & knowledgeable
Raymond Beaudoin

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your Ajax auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Ajax.

Cars are key to everyday living in suburban Ajax — and so is finding affordable insurance. 

Shopping around for the best insurance rates is a great way to keep your transportation costs in check. That’s where we come in. At LowestRates.ca, you can compare Ajax automobile insurance quotes from multiple insurance companies in a matter of minutes.

We'll also connect you with a car insurance broker or agent in Ajax who will secure your new rate.

If you’re ready to start comparing now, simply enter your postal code and we’ll get to work finding you the best possible price on your Ajax auto insurance rates.

Not ready to compare quotes yet? Keep reading for tips to ensure you get the best price on your car insurance in Ajax and to learn more about how car insurance works in Ajax.

Front view of a car. Illustration.

See how our customers in Ajax save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from February 20, 2024
Customer
Male, 29 years old
Location
ajax
Vehicle
2010 FORD FOCUS SE 4DR
Lowest Rate
$271/mth
$3,250/yr
Average Rate
$415/mth
$4,976/yr
Saved
$144/mth
34.69%
Quote from February 20, 2024
Customer
Male, 25 years old
Location
ajax
Vehicle
2014 LEXUS IS 250 4DR AWD
Lowest Rate
$239/mth
$2,862/yr
Average Rate
$374/mth
$4,488/yr
Saved
$136/mth
36.23%
Quote from February 20, 2024
Customer
Male, 57 years old
Location
ajax
Vehicle
2016 HONDA CIVIC EX-T 2DR COUPE
Lowest Rate
$77/mth
$923/yr
Average Rate
$156/mth
$1,877/yr
Saved
$80/mth
50.83%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Focus on

Driving in Ajax.

Most popular cars in Ajax.

According to data gathered by the the team at LowestRates.ca, these are the most popular cars in Ajax:

Popular Brands

  1. Honda
  2. Toyota
  3. Hyundai
  4. BMW
  5. Mazda

Who shops for auto insurance in Ajax?

Most households in Ajax have at least one car, which makes for a lot of vehicles on the city’s roads and a lot of drivers on the lookout for affordable car insurance in Ajax. According to our data, here’s who shops for cheap auto insurance in Ajax:

Gender of our users

Male
68%
Female
32%

Average Age

34

years old

Tickets & Accidents

Have Tickets
11.5%
Have Had Accidents
12%

Your questions about car insurance in Ajax, answered.

How much is car insurance in Ajax?

There are many different factors that play into how much car insurance will cost for a particular driver, which is what makes it hard to give an estimate of car insurance cost in Ajax. An insurer will need to consider your driving history as well as your insurance needs before being able to provide you with a quote. That said, the IBC’s data shows the average auto insurance premiums by province is $1,505 per year.

 It’s best to apply for a detailed quote to accurately estimate your insurance costs. You’ll need to tell a potential insurer some basic info about your vehicle, who will be driving it, as well as your driving and insurance history. With this information, an Ajax car insurance company can provide you with the most accurate estimate of premiums.

Which Ajax postal code has the highest average car insurance premiums?

According to data from LowestRates.ca, the Ajax postal code with the highest average car insurance premiums is the L1Z region. Its boundaries are Concession Road 5 to the north, Lake Ontario to the south, Lake Ridge Road to the east, and Salem Road (more or less) to the west.

Which Ajax postal code has the lowest average car insurance premiums?

According to data from LowestRates.ca, the Ajax postal code with the lowest average car insurance premiums is the L1M region. Its boundaries are more or less the town of Brooklin, where Highway 7 and Highway 12 intersect.

How do Ajax car insurance rates compare to other cities in Ontario?

We crunched our user data to see how the average car insurance rate for Ajax compares against the average rate from surrounding cities. Rates for drivers in other cities within the Durham region tend to be lower. Here’s how they compare to Ajax auto insurance rates:

  • Pickering: - 1.6%
  • Whitby: -9%
  • Oshawa: - 1.4%

Where do I get the cheapest car insurance quotes in Ajax?

If you’re looking for cheap car insurance in Ajax, it’s important to know that there isn’t one particular car insurance company that will work for every Ajax driver. That’s because rates can vary significantly based on factors such as your driving history, insurance history, and specific coverage needs.

Driving history is one of the most important factors when it comes to determining the cost of your insurance premiums, which is why finding cheap car insurance for new Ajax drivers can be a challenge. 

The good thing about the Ajax auto insurance market is that there are a lot of companies to choose from and we’ll compare them for you. Using a rate comparison site such as LowestRates.ca makes it easy to compare car insurance for new drivers in Ajax.

Another trick for securing affordable car insurance rates is to practice safe driving whenever you get behind the wheel. Follow the rules of the road and you’ll help secure the cheapest auto insurance available. Don’t forget to apply for any discounts (like the ones offered for bundling multiple insurance policies or for completing a driver’s education course), and choose your policy with care.

What factors affect the cost of car insurance in Ajax?

There are a few different factors that can affect the cost of auto insurance in Ajax, here are some to consider.

  1. Your mileage: How much you drive is another major factor when it comes to determining what you’ll pay in auto insurance rates. If you’re commuting an hour daily, you’ll likely pay more than someone who only uses their car to run the occasional errand.
  2. Your postal code: Insurance rates are partly determined by the postal code you live in. If you live in an area that sees more claims, you’ll likely find yourself paying higher rates than those in a nearby postal code with fewer claims.
  3. Your driving record: Driving history is a major factor when determining auto insurance rates. Those with a clean driving record will pay lower premiums than someone who has multiple accidents or tickets on their record. For this reason, car insurance rates for high-risk drivers in Ajax may be higher than the average rate. If you have less than 10 years of driving experience, you may see higher rates than more experienced drivers.
  4. Your age: Age is another determinant of car insurance rates. Younger drivers should expect to pay more for insurance, but the good news is rates level out by about age 30. This is why it’s important to find an Ajax auto insurance company with experience insuring new drivers. Conversely, older adults —between the ages of 50 and 70 — enjoy some of the lowest car insurance rates in Canada. This is because they’ve developed a long insurance history. That said, after the age of 70 rates begin to rise again as this age group is statistically more likely to file claims. For this reason, car insurance in Ajax for some seniors can be higher than what middle-aged drivers are charged.
  5. Your policy: Your policy and the amount of insurance coverage you purchase will also affect the size of your premium (i.e., your insurance bill). You are required to have minimum coverage amounts, which varies from province to province.
  6. Your insurance history: Finally, your insurance history will also play a role when it comes to determining your insurance rates. Filing multiple claims or having a history of missing payments will likely result in higher rates. Additionally, newcomers to Canada are likely to have higher rates as they have no Canadian insurance history.

What are car insurance rates in Ajax for students?

Without a track record to prove your worthiness, car insurance for new drivers in Ajax can be expensive. However, there are some things you can do to help reduce your insurance rates.

  • Buy a used car for cheap: the sooner you can start building an insurance history as the primary driver (and maintain a clean driver record) the lower your rates will be at age 25.
  • Or, get on your parents’ insurance as a secondary driver.
  • Apply for student discounts offered by your insurance company.
  • Complete a driver’s education course.

If you’re a new driver, it’s important to compare car insurance quotes in Ajax carefully. Our website can help compare dozens of insurance companies in just a couple of minutes.

What are car insurance rates in Ajax for new immigrants?

New immigrants are likely to face higher insurance premiums than more experienced drivers, as they simply don’t have enough Canadian insurance history. Unfortunately, there’s not much you can do to change this until you build up an insurance history in Canada. You can try asking your old insurance company to provide a reference to your new Ontario insurer to help reduce your insurance costs. As always, comparing rates is key for finding an affordable policy.

What are car insurance rates in Ajax for high-risk drivers?

High-risk drivers in Ajax will likely find it challenging to secure a good car insurance rate, but there are still some insurance companies that cater to high-risk drivers. High-risk drivers always have the option of purchasing facility insurance. Canadian insurance companies fund a pool that offers coverage to high-risk drivers.

How can I reduce my car insurance premiums in Ajax?

There are some things you can do to reduce your insurance premiums in Ajax, including:

  1. Installing snow tires. Not only will installing a quality set of snow tires help to keep you safe on the road, it can also score you a winter tire discount from your car insurance company.
  2. Following the rules of the road. Following the rules of the road and practicing defensive driving and avoiding accidents will help keep your car insurance low.
  3. Give it time. If you’re a younger driver without much insurance history, you can expect your rates to drop as you age. Those between 30-70 enjoy some of the lowest insurance rates.
  4. Opt for telematics. Signing up for a telematics program can help reduce your insurance costs. This involves installing a small device that gives your car insurance company the ability to monitor your driving habits via a smartphone app.

Auto insurance news

Read More Like This

*Represents the average saved by shoppers who obtained an Ajax quote on LowestRates.ca and transacted via our contact centre between January and December 2022. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca.