
Roadside assistance in Canada: Costs, coverage, and benefits explained
No matter how skilled of a driver you are, there will likely come a time when you’ll need roadside assistance. You...
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Cars are key to everyday living in suburban Ajax — and so is finding affordable insurance.
Shopping around for the best insurance rates is a great way to keep your transportation costs in check. That’s where we come in. At LowestRates.ca, you can compare Ajax automobile insurance quotes from multiple insurance companies in a matter of minutes.
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If you’re ready to start comparing now, simply enter your postal code and we’ll get to work finding you the best possible price on your Ajax auto insurance rates.
Not ready to compare quotes yet? Keep reading for tips to ensure you get the best price on your car insurance in Ajax and to learn more about how car insurance works in Ajax.
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Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company
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According to data gathered by the the team at LowestRates.ca, these are the most popular cars in Ajax:
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Last updated June 2025Most households in Ajax have at least one car, which makes for a lot of vehicles on the city’s roads and a lot of drivers on the lookout for affordable car insurance in Ajax. According to our data, here’s who shops for cheap auto insurance in Ajax:
Gender of our users
Last updated June 2025Average Age
Last updated June 202534
years old
Tickets & Accidents
Last updated June 2025There are many different factors that play into how much car insurance will cost for a particular driver, which is what makes it hard to give an estimate of car insurance cost in Ajax. An insurer will need to consider your driving history as well as your insurance needs before being able to provide you with a quote. That said, the IBC’s data shows the average auto insurance premiums by province is $1,505 per year.
It’s best to apply for a detailed quote to accurately estimate your insurance costs. You’ll need to tell a potential insurer some basic info about your vehicle, who will be driving it, as well as your driving and insurance history. With this information, an Ajax car insurance company can provide you with the most accurate estimate of premiums.
According to data from LowestRates.ca, the Ajax postal code with the highest average car insurance premiums is the L1Z region. Its boundaries are Concession Road 5 to the north, Lake Ontario to the south, Lake Ridge Road to the east, and Salem Road (more or less) to the west.
According to data from LowestRates.ca, the Ajax postal code with the lowest average car insurance premiums is the L1M region. Its boundaries are more or less the town of Brooklin, where Highway 7 and Highway 12 intersect.
We crunched our user data to see how the average car insurance rate for Ajax compares against the average rate from surrounding cities. Rates for drivers in other cities within the Durham region tend to be lower. Here’s how they compare to Ajax auto insurance rates:
If you’re looking for cheap car insurance in Ajax, it’s important to know that there isn’t one particular car insurance company that will work for every Ajax driver. That’s because rates can vary significantly based on factors such as your driving history, insurance history, and specific coverage needs.
Driving history is one of the most important factors when it comes to determining the cost of your insurance premiums, which is why finding cheap car insurance for new Ajax drivers can be a challenge.
The good thing about the Ajax auto insurance market is that there are a lot of companies to choose from and we’ll compare them for you. Using a rate comparison site such as LowestRates.ca makes it easy to compare car insurance for new drivers in Ajax.
Another trick for securing affordable car insurance rates is to practice safe driving whenever you get behind the wheel. Follow the rules of the road and you’ll help secure the cheapest auto insurance available. Don’t forget to apply for any discounts (like the ones offered for bundling multiple insurance policies or for completing a driver’s education course), and choose your policy with care.
There are a few different factors that can affect the cost of auto insurance in Ajax, here are some to consider.
Without a track record to prove your worthiness, car insurance for new drivers in Ajax can be expensive. However, there are some things you can do to help reduce your insurance rates.
If you’re a new driver, it’s important to compare car insurance quotes in Ajax carefully. Our website can help compare dozens of insurance companies in just a couple of minutes.
New immigrants are likely to face higher insurance premiums than more experienced drivers, as they simply don’t have enough Canadian insurance history. Unfortunately, there’s not much you can do to change this until you build up an insurance history in Canada. You can try asking your old insurance company to provide a reference to your new Ontario insurer to help reduce your insurance costs. As always, comparing rates is key for finding an affordable policy.
High-risk drivers in Ajax will likely find it challenging to secure a good car insurance rate, but there are still some insurance companies that cater to high-risk drivers. High-risk drivers always have the option of purchasing facility insurance. Canadian insurance companies fund a pool that offers coverage to high-risk drivers.
There are some things you can do to reduce your insurance premiums in Ajax, including:
No matter how skilled of a driver you are, there will likely come a time when you’ll need roadside assistance. You...
This article has been updated from a previous version. An insurance company may cancel your policy f...
*Represents the average saved by shoppers who obtained an Ajax quote on LowestRates.ca and transacted via our contact centre between January and December 2022. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca.