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What our users say:

September 27
The agent was Patient and knowledgeable…
The agent was Patient and knowledgeable answered all my questions
Richard Young
September 25
A great experience will recommend this to family and friends. Thanks!
Shelley Pasternak
September 21
Promp response upon filling…
Promp response upon filling questionnaires,courteous representative.
arturo morales
September 21
They were really quick
They were really quick, and very helpful.
September 20
On rate
The rates are very interesting
Georges Joseph
September 19
Very skilled people
Very skilled people Answered all my questions
Mike Walter
September 19
Amazing company.
Very professional company. So easy to use 5 ⭐️
September 15
well informed agent and fast respond.I…
well informed agent and fast respond.I can say one of the better one in the indu...
aj azma
September 14
Fast response
Fast response, great price!
Thuan Nguyen
September 10
The representative was very sweet and…
The representative was very sweet and understanding.
Faouzi Idrissou
September 9
responsive to what I need was calling…
responsive to what I need was calling me while I was still on the website, I tho...
Curtis Leong
September 9
Convenient way to do something that can…
Convenient way to do something that can be a pain in the b.... Thank you
September 8
I received all the information i was…
I received all the information i was interested in. Very nice service.
Wlodzimierz Wojtysiak
September 8
Most of the staff was very prompt and…
Most of the staff was very prompt and knowledgeable. The online application is e...
Karen Hall
September 7
Easy to use and call back promptly
Easy to use and call back promptly
Donna DAmore
August 31
The agent (Jan) was most professional
The agent (Jan) was most professional, courteous, and friendly.
Kewal Khanna
July 27
They gave me a lot of important…
They gave me a lot of important information
July 13
June 23
One Stop Shop - best rates with multiple companies
Found great rates with multiple companies which made it very easy to quickly ass...
Maryann O
June 22
Very professional polite & knowledgeable
Very professional polite & knowledgeable
Raymond Beaudoin
June 18
Easy and fast
Easy and fast. Saved $1000
Olga Baldin
June 11
Very prompt response
Very prompt response. Instructions were very clear. Had my best interest at hear...
Shairoz Kherani
June 10
Great dealings
Great dealings. Very pleased
Tim Cote
May 17
questions answered
questions answered
Aaron Ridsdale
May 10
Easy & Professional
Easy, fast, efficient & professional.
May 8
Fast, friendly and knowledgable service.
I was still completing the online search form for new insurance when my phone ra...
Bonnie Wilson
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
April 26
Very little time on hold
Very little time on hold Easy to understand Friendly Really got a great deal
April 26
My consultant Anees took me through the…
My consultant Anees took me through the whole process from my initial call, to r...

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When you find the best quote, secure your Barrie auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Barrie.

It’s expensive to own and insure a car in Barrie. Luckily, you’re not stuck with your current auto insurance premium.

We’ve helped Barrie drivers save hundreds of dollars a year. How? By shopping the car insurance market for them.

In three minutes, you can compare multiple Barrie auto insurance quotes on

We’ll find you a more affordable car insurance rate in Barrie. Next, we’ll connect you with a car insurance broker serving Barrie who will lock in your new policy.

Enter your postal code now to get an estimate for car insurance in Barrie. Or, keep reading to learn more about how car insurance works in Barrie.

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See how our customers in Barrie save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from September 26, 2023
Male, 28 years old
Lowest Rate
Average Rate
Quote from September 26, 2023
Male, 18 years old
Lowest Rate
Average Rate
Quote from September 26, 2023
Male, 35 years old
Lowest Rate
Average Rate

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Focus on

Driving in Barrie.

Most popular cars in Barrie.

According to our data, these are the most popular car brands among Barrie drivers. 

Popular Brands

  1. Honda
  2. Toyota
  3. Nissan
  4. Ford
  5. Mazda

Who shops for auto insurance in Barrie?

Based on our data, here's who's shopping for car insurance in Barrie.

Gender of our users


Average Age


years old

Tickets & Accidents

Have Tickets
Have Had Accidents

What can I do to get cheap car insurance in Barrie?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about Barrie car insurance, answered.


How much is car insurance in Barrie?

The cost of car insurance in Barrie will vary from driver to driver. We don’t recommend paying too much attention to the average car insurance price. Why? Because no one pays the average exactly. Everyone's insurance and driving histories are unique. Your insurance needs will be unique, too.

Plus, there are a lot of factors that insurance companies use to calculate your rate in Ontario that are totally out of your control — your age and gender, for example.

Instead, we say this: focus on what you can control. There are many strategies you can use to avoid paying a lot for car insurance, including practicing defensive driving on Barrie roads and comparing auto insurance rates to find the Barrie auto insurance company that can provide more affordable coverage.

Which Barrie postal code has the highest average car insurance premiums?

According to’s database, the Barrie postal code that receives the highest quotes for car insurance is the L4M region which encompasses downtown Barrie.

Which Barrie postal code has the lowest average car insurance premiums?

According to’s database, the Barrie postal code that receives the lowest quotes for car insurance is the L9J region.

How do Barrie car insurance rates compare to other cities in Ontario?

The price of car insurance in Barrie is quite a bit more expensive than the Ontario average of $1,505, according to data.

Here’s how Barrie car insurance rates compare to the average rates in surrounding communities:

  1. Newmarket: (Barrie rates are 6% higher)
  2. Angus: Barrie rates are 18% higher)
  3. Innisfil: (Barrie rates are19% higher)
  4. Orillia: (Barrie rates are 36% higher)
  5. Wasaga Beach: (Barrie rates are 54% higher)

Here’s how Barrie car insurance rates compare to the average rates in Ontario’s most populous regions:

  1. Brampton: (Barrie rates are 40% lower)
  2. Scarborough: (Barrie rates are 32% lower)
  3. North York: (Barrie rates are 29% lower)
  4. Mississauga: (Barrie rates are 18% lower)
  5. Toronto: (Barrie rates are 9% lower)

These calculations are based on user data. Your mileage may vary.

Where do I get the cheapest car insurance quotes in Barrie?

There isn’t one car insurance company that offers cheap auto insurance quotes to every Barrie driver that applies for a policy.

Car insurance premiums are highly customized products. Some factors that insurance companies consider are out of your control (such as the company’s loss ratios, which are influenced by the driving histories of their other customers as well as their underwriting standards).

There are, however, some factors you can control and use to your advantage, which in turn will help you find cheap car insurance in Barrie.

Factors that are under your control include the type of car you drive, your driving record, the number of kilometres you drive each year, your eligibility for discounts, and the amount of coverage you decide to buy.

In general, buying a utilitarian car that isn’t a target for thieves and has good safety ratings will bring down your rate, as will being a defensive driver, limiting your mileage, and opting for a basic car insurance policy.

You can drive down your rates a bit further by making yourself eligible for more discounts. For example, installing winter tires, or even maintaining a GPA above a certain level if you’re in school.

When comparing rates, we recommend focusing on the factors you can control, rather than what you can’t — but that’s only the first part of our strategy for finding the cheapest car insurance rates in Barrie.

The next step involves comparing car insurance quotes in advance of your policy renewal date. Since every insurance company’s tolerance for risk is a bit different, it’s highly likely that one may favour you more than your current auto insurance company.

Once you compare quotes, you may be surprised by the variation in prices. We can help you find a car insurance company serving Barrie that can offer you a lower rate.

How mileage impacts your auto insurance rate

Car insurance companies factor in your annual mileage when calculating your rate. The more time a driver spends on the road, the greater the likelihood they’ll be involved in an accident.

If you use your car on a daily basis and have a long work commute (daily mileage varies by insurer, but a ballpark figure for a long commute is anything over 25-30 km a day), your premium will be higher than someone with a shorter commute.

If you only use your car to run quick errands (about 6-9 km a day), you will pay slightly more than the bare minimum.

If you’re only using your car for pleasure driving (3 km or less), your premiums won’t be affected at all.

When you do need to use your car, combine your trips as often as you can.

What are car insurance rates for Barrie seniors?

Adults between the ages of 50 and 70 get some of the lowest car insurance rates in Barrie. If you belong to this demographic, you probably have a long history of being insured and you might even have bundled your home insurance policy with the same provider of your auto insurance. After age 70, you might see your rate begin to creep up because people in your age group are more statistically more likely to need to file a claim and need longer to recover from an injury. If you do see your rates begin to climb, it may be time to shop around for new automobile insurance in Barrie.

What are car insurance rates for Barrie students?

Car insurance for new drivers in Barrie is expensive. Young people pay, on average, the highest insurance premiums of any demographic (adults with driving convictions notwithstanding). For drivers who’ve been insured since the age of 16, rates start declining in the mid-twenties and typically persist until their thirtieth birthday.

Here are some ways student drivers can trim the price of their auto insurance rates in Barrie:

  • Avoid getting your own car, if you can. Instead, opt to get listed as the secondary driver of your parents’ car. Insurance for secondary drivers costs less than it does for the primary driver.
  • If you’re in school (high school or post-secondary), insurance companies offer discounts to students who maintain a certain GPA.
  • Take a driver’s education course and make sure you get a certificate of completion. Showing that to an insurance company will lower your rate.

It can be challenging for new drivers to find cheap car insurance in Barrie. However, we’ve found that the demographic that finds the most savings on are young drivers — the more you’re expected to pay, the more dramatic the savings you can find when you compare Barrie car insurance quotes.

What are car insurance rates for new immigrants in Barrie?

If you’ve recently immigrated to Ontario, you cannot drive without the proper licencing and insurance.

You must trade-in your licence from the country you’ve emigrated from within 60 days for an Ontario driver’s license. The provincial government recognizes licences from several countries as equivalent to an Ontario license, which makes your transition smoother and spares you from going through Ontario’s graduated licencing system. Ask your old insurance company to provide a reference to your new Ontario insurer. This will go a long way to nab you a lower car insurance rate and you’ll have a better chance at securing a lower car insurance rate because you have proof of your insurance and driving history.

What are car insurance rates for high-risk drivers in Barrie?

Having several traffic convictions will put you in the high-risk category with most insurance companies. If you’ve ever had your licence revoked, you are pushed further into the high-risk category. Being high-risk means that insurance companies think that the likelihood of you needing to file a claim is high.

Since insurance companies are betting that they will need to provide you financial assistance, they will charge you more. It’s hard to find cheap auto insurance rates in Barrie as a high-risk driver. There are, however, insurance companies that cater to high-risk drivers.

Failing that, you can purchase facility insurance, which is a pool that is funded by Canadian insurance companies to offer coverage to high-risk drivers.

How to keep your car insurance rates low in Barrie

Owning and driving a vehicle is an important part of life in Barrie. According to the 2016 National Household Survey, 81% of Barrie residents commute to work by vehicle. A car is basically a necessity in Barrie. Here are some ways you can keep your rates down if you live and drive in Barrie:

  • If you're driving in Barrie during the winter, buy snow tires — now. Barrie lies in Ontario's snow belt, and it regularly gets over 100 inches of snow annually — that's more than on some ski slopes. Ontario auto insurance companies offer discounts for havings snow tires.
  • Barrie is one of the seven train lines of the GO Transit system in the Greater Toronto Area. To keep your annual mileage low, try substituting some of your out-of-town trips with public transit.
  • When you know your car insurance is up for renewal, compare car insurance quotes from new insurance companies. A car insurance calculator for Barrie drivers won’t provide an accurate quote, since they only require minimal information about your driving history. Insurance companies need more data than that. Take three minutes to complete a quote on and we’ll connect you with a Barrie car insurance broker.
Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

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