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What our users say:

Based on 505 reviews
September 22
Was pleasantly surprised by the prompt…
Was pleasantly surprised by the prompt response to my enquiry online. Hope it's ...
Mishu K
August 17
Insurance quote
Within a few hours I received a call from a broker who explained the type of ins...
Louise Olivier
August 5
Received a call before I was even…
Received a call before I was even finished submitting information. Super fast se...
Robert Chiasson
August 4
Insurance Premiums
I got all the information I needed with the lowest Auto and Home insurance premi...
joseph almeida
August 4
A click and I was a few minutes away my 50% savings!!
A click and few answers to questions and I got a quote almost half the price of ...
August 4
Great service!
Great service!
Linda RitaOlivier
August 3
They respond very quickly
They respond very quickly. They are very understandable. The representative I sp...
August 3
They help and did a great job assisting in new insurance
Serena MarieCasto
August 2
The agent name, Justin Farr
The agent name, Justin F. was very helpful, kind, and patient. I will surely get...
August 2
Quick efficient and very helpful 👌
Quick efficient and very helpful 👌
Khalilulla Razzaque
August 2
Web page was quick and easy to use
August 1
Great Customer Service & easy to get a…
Great Customer Service & easy to get a quote in minutes. Car Insurance premium a...
Nadeem Sheikh
July 30
Good experience was pretty quick
Good experience was pretty quick
Grant W.Murray
July 29
The agent was friendly
The agent was friendly, helpful and polite. All in all a good experience.
July 29
Extremely simple
Extremely simple, and fast process.
July 26
excellent, professional service
July 23
Very kind and helpful
Very kind and helpful
April Shannon
July 22
Easy to find easy to use website which…
Easy to find easy to use website which provided me with options.
Randall McLellan
July 22
Excellent service
Excellent service
Sven Zorz
July 21
They were great
They were great
July 21
Excellent pricing
Excellent pricing
pankaj joshi

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When you find the best quote, secure your Cambridge auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Cambridge.

While driving in Cambridge may be easier compared to bigger cities, finding affordable car insurance in Cambridge can still be tough.

Make sure your trips around Cambridge are protected with the proper car insurance. can not only help you find out how much car insurance is in Cambridge but the auto insurance rates best suited for your lifestyle.

Seeing as it’s the second-largest community in the Waterloo region, there are more than a few auto insurance companies available ready to serve you. Taking 3 minutes to look a bit deeper for your best auto insurance quote in Cambridge can save you hundreds of dollars a year. Best of all, it's 100% free to use and your data is always secure. 

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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from September 30, 2022
Male, 71 years old
Lowest Rate
Average Rate
Quote from September 30, 2022
Female, 37 years old
Lowest Rate
Average Rate

Focus on

Driving in Cambridge.

Most popular cars in Cambridge

Like all of Canada, the most popular cars in Cambridge are North American ones. Did you know the Toyota RAV4 and the Lexus RX are both Cambridge-built? Whatever the automobile, we can help you find the best estimates for car insurance across Cambridge.

Popular Brands

  1. Honda
  2. Hyundai
  3. Toyota
  4. Volkswagen
  5. Ford

Who shops for auto insurance quotes in Cambridge?

According to the most recent census, there were almost 130,000 residents in Cambridge, and 83.5% of them old enough to drive. is here to help drivers both new and old find the best price for their car insurance in Cambridge.

Gender of our users


Average Age


years old

Tickets & Accidents

Have Tickets
Have Had Accidents

What can I do to get cheap car insurance in Cambridge?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about car insurance in Cambridge, answered.


How much is car insurance in Cambridge?

The average cost for car insurance in Cambridge is about 75% higher than the provincial average (which is $1,505 according to the Insurance Bureau of Canada). But, since car insurance isn’t a standardized product, each driver's premium will vary. 

Which Cambridge postal code has the highest average car insurance premiums?

The Cambridge postal code with the highest car insurance premiums is N3H, according to user data.

Which Cambridge postal code has the lowest average car insurance premiums?

The Cambridge postal code with the lowest car insurance premiums is N1R, according to user data.

How do Cambridge car insurance rates compare to other cities in Ontario?

Car insurance in Cambridge is on par with Kitchener’s average, but it's 8.95% more than Guelph’s average.

In Hamilton, insurance is 19% more expensive than it is in Cambridge.

Lastly, the average premium in Milton is 28% cheaper compared to Cambridge’s, while Burlington’s is roughly 21% cheaper.

Where do I get the cheapest car insurance quotes in Cambridge?

Many of Canada’s leading car insurance companies serve Cambridge, so you have lots of choices as a consumer. While selecting the right company is important, the rate you’re offered is dependent on your driving and insurance histories as well as your choice of vehicle. Auto insurance companies in Cambridge will be looking at how long you’ve been driving, how old your car is, your driving record, and much more.

What factors affect the cost of car insurance in Cambridge?

There are a number of factors that determine your car insurance rates in Cambridge. Here are some to consider:

  • Your mileage
  • Your postal code
  • Your driving record
  • Your age
  • Your policy type

As is the case everywhere in Canada, cheap auto insurance for young drivers is hard to come by in Cambridge due to their short driving and insurance histories.

In addition, having previous incidents on your driving record certainly won’t do anything to help your automobile insurance in Cambridge.

You can use’s car insurance calculator to figure out Cambridge's best option for car insurance for you.

What are car insurance rates in Cambridge for students?

Cheap auto insurance for students in Cambridge is unlikely, just by virtue of them being new drivers.

That can be helped along by keeping a clean record, choosing the right car, and even taking a driving course.

What are car insurance rates in Cambridge for new immigrants?

If you’ve recently immigrated to Cambridge from overseas or elsewhere, ask your old insurance company to provide a reference to your new Cambridge auto insurance company. You’ll have a better chance at securing a lower car insurance rate because you have proof of your insurance and driving history.

You must trade in your licence from the country you’ve emigrated from within 60 days for an Ontario driver’s license. The provincial government recognizes licences from several countries as equivalent to an Ontario license, which makes your transition smoother and spares you from going through Ontario’s graduated licencing system.

If you’re immigrating from a country other than the ones listed below, you will have to go through Ontario’s graduated licencing system, which means you’ll be considered a new driver.

Here are the countries with which Ontario has a licence exchange agreement:

  • U.S.
  • Australia
  • Austria
  • Belgium
  • France
  • Germany
  • Great Britain
  • Isle of Man
  • Japan
  • South Korea
  • New Zealand
  • Northern Ireland
  • Republic of Ireland
  • Switzerland
  • Taiwan.

What are car insurance rates in Cambridge for high-risk drivers?

Cheap auto insurance in Cambridge for high-risk drivers is going to be difficult to come by, as it would be anywhere. The more dents you have on your record, the likelier it is that your Cambridge car insurance costs are going to take a chunk out of your budget.

How can I reduce my car insurance premiums in Cambridge?

Besides driving safely and responsibly, it helps to stick with your favourite car insurance broker in Cambridge. A lot of car insurance companies tend to give cheap coverage to customers who have stuck with them for a number of years.

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