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July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 7
Great and honest service !!!
Meaghan Ford was amazing with her service and very patient in explaining all the...
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July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 18
Chelsea was very helpful
Chelsea was very helpful, answered all my questions and set me up hassle free. S...
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 9
Simple, fast, affordable!
Took a little longer than expected for the billing to go through, but otherwise...
Jonathan C
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 27
Excellent customer service
This is the first time I got insurances from Direct Rate.I have nothing but good...
Tejas Patel
May 26
Quick service
Quick service, good price
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 21
Imad Harrouk helped me get the best…
Imad Harrouk helped me get the best home and auto bundle insurance quote. He was...
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May 20
Excellent !!! Very competitive rates !!
Excellent customer services also they have very competitive rates !!
Eliza Gallant
May 20
Excellent Service
Sonia was patient with all of my questions, helpful and cheerful through the ent...
Cori Thompson
May 18
I was treated fairly and walked through…
I was treated fairly and walked through my purchase.I enjoyed the agent was exce...
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May 14
Highly recommend
Great experience, simple to use and they gave me a lot of options at prices that...
Chandra Wilson
May 11
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee
May 6
Very friendly and professional
Very friendly and professional. She always try to help. Really appreciate.
Binod Shrestha
May 5
He was so amazing
He was so amazing. He went out his way to help me. He deserves a raise Very po...
Shahin Abbaskhan
April 27
Great rates!
Ryan was very helpful and polite.He went all out to find me the best rate. He wa...
Linda Shelton
April 22
The service was excellent
The service was excellent. Emad provided awesome service for me.
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April 19
Fast and professional customer service
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Chrysler auto insurance: what you need to know.

Chrysler is famous as one of America’s “Big Three” automakers, offering sedans and minivans that are mainstays for many families. Whether you own or plan to purchase a Chrysler, you’ll want to ensure that your auto insurance policy fits your needs and budget.

The make and model of your vehicle are some of the main factors that insurers use to set your insurance rates. Insurance companies look at the vehicle’s value, safety history and typical repair costs. Your location, age and driving record also factor into your policy’s premium, as well as the level of coverage you need. In other words, insurance for Chrysler vehicles can vary significantly depending on all these other factors.

Insurance rates and coverage options vary from one auto insurance company to the next, so it’s important to shop around before you choose an insurance policy for your Chrysler.

At, we make it easy to compare Chrysler insurance online. We streamline the process for you by letting you quickly and conveniently compare quotes from 75+ insurance providers. We work with top providers offering Chrysler auto insurance in Canada, so you can be sure you’re getting the best policy for your needs.

How much is insurance for a Chrysler?

It certainly makes sense to seek out the best car insurance rates for your Chrysler. However, knowing the average Chrysler insurance cost won’t necessarily tell you how much you can expect to pay for your vehicle insurance policy.

That’s because Chrysler insurance rates can vary based on the model of the vehicle you drive, how new it is, and other factors. Differences in vehicle model and year can make the auto more or less likely to be stolen and can impact repair cost as well. Safety ratings are another important factor related to the type of vehicle that can affect your insurance rates.

The characteristics of the driver also affect the policy premium. For example, younger male drivers (under age 30) are more likely to be involved in insurance claims than older female drivers. Insurance companies typically factor these differences into the rates offered for their car insurance policies, even for the same type of vehicle. Your individual driving and insurance history are also very important.

How much driving you do matters as well. More driving usually results in more claims and more expense for insurance companies, so insurers tend to offer lower rates to drivers who put lower mileage on their vehicles each year.

The area where you live is an additional factor in the price of Chrysler car insurance. Drivers in areas with heavy traffic and more accidents can expect to pay more for their auto insurance. Having a private space to park your car can also reduce your insurance cost, since this tends to protect your vehicle from vandalism, passing traffic and other activity in public places that can lead to damage.

As you can see, the question “How much is insurance for a Chrysler?” doesn’t have one simple answer. Instead, a better question is, “What’s the best insurance rate available for my situation?” To answer this question, you’ll need to get quotes from different insurers so that you can compare their policies and rates. Fortunately, makes this process easy.

Estimated Premium

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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from August 02, 2021
Male, 51 years old
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Average Rate
Quote from August 02, 2021
Male, 88 years old
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Your questions about Chrysler auto insurance rates, answered.

What is the cheapest Chrysler to insure?

Overall, you’ll pay lower Chrysler car insurance rates for models that are less luxurious, without custom trim, and with good safety ratings and safety features that can help prevent accidents and injuries.

As an example, if you are shopping for a 2021 Chrysler minivan, the Chrysler Pacifica Touring-L model includes higher-end features than the Chrysler Grand Caravan SE: leather seats, a leather-wrapped, heated steering wheel and heated front seats. These kinds of features are appealing, but it’s important to be aware that they are likely to increase your insurance costs.

On the other hand, safety features that reduce your chance of collisions and injuries are likely to lower your Chrysler car insurance rate. Going back to the previous example, the 2021 Chrysler Pacifica Touring-L offers two safety features that could potentially lower your insurance rate: forward collision warning with active braking, and ParkSense Rear Park Assist with Stop.

There can be competing factors at work in the same car model that can impact your insurance rate. To understand which vehicles are most likely to result in claims, insurance companies rely on historical claims data gathered by the Insurance Bureau of Canada (IBC). According to the IBC data, Chrysler Sebrings, PT Cruisers and Grand Caravans are models that were less likely to be involved in insurance claims in 2020 than other Chrysler models. Older Chrysler 300s were also less likely to generate claims than newer Chrysler 300s.

If you’re considering buying a vehicle and want to know the cheapest Chrysler to insure, the best strategy is to get quotes for different vehicles you’re considering from a range of insurance providers. On, you’ll just need a few minutes to provide information on your car, location, and a few personal details. Comparing quotes based on a full picture of your situation is the only way to get a realistic idea of what your auto insurance policy will cost.

Used vs. new Chrysler: which is cheaper to insure?

You’ll typically find the cheapest Chrysler car insurance for used and older vehicles, and vehicles you own rather than lease.

The price of car insurance for a used Chrysler (one that is more than five years old) will generally be lower because the vehicle’s value is lower. You may decide that for a vehicle of lower value, comprehensive and/or collision coverage isn’t worth the investment. If so, removing these coverages can lower your insurance premium — but remember, you’ll have to pay for any damage to your car.

Lease agreements for newer cars are likely to require comprehensive and collision coverage. A higher level of coverage will drive up the insurance cost for your Chrysler.

Keep in mind that as your vehicle ages, you may be able to save money by reviewing your Chrysler insurance policy to see if there is any optional coverage you don’t need anymore. In general, using the insurance renewal for your Chrysler as a moment to review your policy and get updated quotes from different insurers can help you continue to get the best rates for insurance throughout your vehicle’s lifespan.

What is the best car insurance for a Chrysler?

There is no one-size-fits-all best car insurance for every Chrysler vehicle and driver. The best Chrysler insurance coverage is a policy that meets your coverage needs and fits into your budget. Before you decide what coverage is right for you, you’ll want to compare quotes to make sure you’re taking advantage of the lowest rates available.

To get coverage that meets your needs, consider what level of coverage you’re looking for. All drivers in Canada are required to carry third-party liability insurance that covers expenses related to injuring another person in an auto accident. Some other types of coverage may be required depending on the province or territory you live in.

Beyond the legal minimum requirements, many drivers opt for additional coverage to protect them from financial risk as a personal preference. Types of additional insurance protection include:

Collision coverage: This compensates you for the cost of repairs to your vehicle if it’s damaged during an accident. If the cost of repairs would exceed the car’s value, or if your car is so severely damaged it can’t be repaired, collision coverage would provide you with money to put toward the price of a replacement vehicle.

Comprehensive coverage: This type of insurance coverage protects you if there is damage to your car from something besides a collision. Examples include fire, attempted theft, a natural disaster, fallen tree branches and vandalism.

To find a policy that’s a great match for you and your vehicle without breaking your budget, get several Chrysler car insurance quotes directly from Insurance companies vary in their underwriting practices, so it’s possible that two companies may offer you similar policies at different prices.

Comparing rates for Chrysler auto insurance is the only way to guarantee you’re getting the best possible value, regardless of the level of coverage you settle on.

How are auto insurance quotes for Chrysler calculated?

Along with the make of your Chrysler, insurance brokers and companies will collect information on other variables they use in calculating your rates. It’s essential to provide accurate information about these factors to get realistic quotes on your auto coverage.

These factors include:

Age and gender: Statistically, older female drivers tend to drive more cautiously and cause fewer accidents than younger male drivers. For this reason, Chrysler auto insurance rates — even for vehicles of the same model and year — can vary based on these driver characteristics.

Insurance for young drivers of Chrysler vehicles does tend to be more expensive than for older drivers, but there’s a limit to this rule. As drivers get into their senior years, especially above age 70, they are likely to be considered higher risk by insurance companies and pay higher rates as a result.

Your driving record: How much experience you have as a licensed driver and whether you’ve been in an accident in recent years will factor into the insurer’s calculations about how risky you are to insure. This will influence your insurance rates.

Geography: The area where you drive and park your car can affect the odds that you’ll file a claim. For example, locations with more severe weather conditions or heavier traffic can make accidents more likely. Some cities may have more frequent instances of theft or vandalism. The more likely your location is to generate insurance claims for Chryslers, the higher your insurance cost is likely to be.

Vehicle qualities: The manufacturer, model, age and specific features of your vehicle impact your insurance costs. The cheaper your car is to repair or replace, the cheaper your insurance is likely to be. Luxury features, newer cars and hard-to-find replacement parts are all likely to increase your insurance rates. Older vehicles, high safety ratings, great safety features and readily available parts for repairs are all likely to make your insurance cheaper.

Company underwriting policies: Insurance companies all have their own internal policies to help them assess risk when providing coverage to their customers. These underwriting standards help companies compete in the marketplace by offering insurance products that are appealing to consumers without placing the company at serious financial risk from paying out too many claims.

Insurance companies take many of the same factors into account when creating their underwriting standards. However, companies also try to gain an edge over the competition by doing their own analysis and developing their own insights. One insurance company might differ from another in its willingness to cover high-risk drivers, for example. Companies might have slight variations in how they calculate risks associated with driver age.

These differences in underwriting standards between insurance providers are one reason Chrysler vehicle insurance rates can vary depending on the source of the quote. This is why comparison shopping is crucial if you’re seeking the best value on your policy.

Is it safe to buy Chrysler insurance online?

Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on and start saving today.

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