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On average, Ford drivers save hundreds of dollars per year by comparing quotes with us.

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What our users say:

September 21
Promp response upon filling…
Promp response upon filling questionnaires,courteous representative.
arturo morales
September 21
They were really quick
They were really quick, and very helpful.
Katrina
September 20
On rate
The rates are very interesting
Georges Joseph
September 19
Very skilled people
Very skilled people Answered all my questions
Mike Walter
September 19
Amazing company.
Very professional company. So easy to use 5 ⭐️
Paul
September 15
well informed agent and fast respond.I…
well informed agent and fast respond.I can say one of the better one in the indu...
aj azma
September 14
Fast response
Fast response, great price!
Thuan Nguyen
September 10
The representative was very sweet and…
The representative was very sweet and understanding.
Faouzi Idrissou
September 9
responsive to what I need was calling…
responsive to what I need was calling me while I was still on the website, I tho...
Curtis Leong
September 9
Convenient way to do something that can…
Convenient way to do something that can be a pain in the b.... Thank you
Rick
September 8
I received all the information i was…
I received all the information i was interested in. Very nice service.
Wlodzimierz Wojtysiak
September 8
Most of the staff was very prompt and…
Most of the staff was very prompt and knowledgeable. The online application is e...
Karen Hall
September 7
Easy to use and call back promptly
Easy to use and call back promptly
Donna DAmore
September 6
Very helpful
The company is doing great. They tell you what is the best for you to do
Susan Paradero
September 3
Great Service! …
The person I spoke with was incredibly helpful and very polite. He was also pati...
Catherine White
August 31
The agent (Jan) was most professional
The agent (Jan) was most professional, courteous, and friendly.
Kewal Khanna
July 27
They gave me a lot of important…
They gave me a lot of important information
Liliana FERNANDEZ
July 13
THE PERSON ANSWERED ALL MYY QUESTIONS
THE PERSON ANSWERED ALL MYY QUESTIONS
Antonio
June 23
One Stop Shop - best rates with multiple companies
Found great rates with multiple companies which made it very easy to quickly ass...
Maryann O
June 22
Very professional polite & knowledgeable
Very professional polite & knowledgeable
Raymond Beaudoin
June 18
Easy and fast
Easy and fast. Saved $1000
Olga Baldin
June 11
Very prompt response
Very prompt response. Instructions were very clear. Had my best interest at hear...
Shairoz Kherani
June 10
Great dealings
Great dealings. Very pleased
Tim Cote
May 17
questions answered
questions answered
Aaron Ridsdale
May 10
Easy & Professional
Easy, fast, efficient & professional.
Nancy
May 8
Fast, friendly and knowledgable service.
I was still completing the online search form for new insurance when my phone ra...
Bonnie Wilson
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
April 26
Very little time on hold
Very little time on hold Easy to understand Friendly Really got a great deal
Melanie
April 26
My consultant Anees took me through the…
My consultant Anees took me through the whole process from my initial call, to r...
D.A.
April 22
My agent was easy to understand so the…
My agent was easy to understand so the process went well.
Jeffrey Kirkham

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When you find the best quote, secure your rate by talking to a licensed broker or agent.

Ford auto insurance: what you need to know.

Ford is one of the most well-known car brands in the world, with models that range from SUVs to pickup trucks to hybrid sedans. Given Ford’s popularity, how expensive are their vehicles to insure?

Insurance rates can vary widely depending on who is purchasing the vehicle, where the vehicle will be driven and what kind of car it is.

Finding the best car insurance for your Ford begins with comparison shopping.

To help you secure the best policy and price, LowestRates.ca’s free online quote tool will provide multiple quotes from 50+ insurance providers across Canada.

We zero-in on the best policy for you and your Ford by comparing insurance policies from each of them. Whether for a new policy or to renew an existing one for your Ford vehicle, an insurance broker can help you through the process.

How much does insurance cost for a Ford?

With so many different types of models on the market, “how much is insurance for a Ford?” is a tough question to answer. To determine rates, insurance companies look at a range of variables to gauge how likely an applicant is to make a claim.

What can drive up car insurance rates for Fords? Vehicle type and model are two variables that are closely considered, along with safety rating and the vehicle’s safety features.

Canadian insurance companies rely on the Claims Loss Experience Automobile Rating system to measure how likely various vehicles are to be involved in a claim and what that claim is projected to cost.

Incidents that initiate a claim include collisions, injury and theft.

While Ford vehicles are widely considered safe, they’re overrepresented for another variable that can lead to higher insurance premiums: theft. According to the Insurance Bureau of Canada (IBC), in every year since at least 2013, Ford cars have been named on the Top 10 Most Stolen Vehicles list. For 2020, the Ford F-150 was reported as the fifth most stolen vehicle.

IBC estimates that each year, insurance carriers spend more than $540 million fixing or replacing stolen cars. In one way or another, these costs are passed on to the consumer.

If you’re looking for the best insurance rates for a Ford, start with a quote. LowestRates.ca will help you find an insurance policy for your Ford that meets your needs, for free.

To give you a general sense of the average insurance cost for a Ford, some estimated premiums are below.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from September 24, 2023
Customer
Male, 33 years old
Location
alberta
Vehicle
2022 FORD EXPLORER ST LINE 4DR AWD
Lowest Rate
$471/mth
$5,649/yr
Average Rate
$575/mth
$6,894/yr
Saved
$104/mth
18.06%
Quote from September 24, 2023
Customer
Male, 43 years old
Location
ontario
Vehicle
2023 FORD TRANSIT 250 WB 130 CARGO VAN
Lowest Rate
$91/mth
$1,093/yr
Average Rate
$149/mth
$1,791/yr
Saved
$58/mth
38.97%
Quote from September 23, 2023
Customer
Male, 18 years old
Location
alberta
Vehicle
2023 FORD ESCAPE PLATINUM 2.0T 4DR AWD
Lowest Rate
$656/mth
$7,874/yr
Average Rate
$1,429/mth
$17,153/yr
Saved
$773/mth
54.10%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Ford car insurance rates, answered.

What is the cheapest Ford to insure?

Comparison shopping is the first important step to finding the best car insurance rates for your Ford.

By examining available rates each year, you’ll get a sense how insurance companies regard year-over-year changes in your profile. For example, as your driving experience increases, you may be eligible for a lower rate.

By regularly comparison shopping for your rate, you’ll see a shift in how much it costs to insure a Ford vehicle.

Used vs. new Ford: which is cheaper to insure?

Car insurance for a used Ford is often less expensive than coverage for a new one. This is because repair and replacement costs for used cars tend to be less expensive.

If you’re considering buying a used car, review the vehicle’s history—any reported accidents or damage could raise the cost of insurance.

Any previous insurance claims for a used Ford can be verified on the IBC website. Their free service, Verify Vin, will show if a vehicle has previously been reported by an IBC insurance company partner for flood damage or significant damage.

What is the best car insurance for a Ford?

Central to finding good car insurance for Fords in Canada is making sure you’re only paying for the coverage you need.

For example, are you using your car differently than you did last year? Are you working from home rather than commuting daily? Are you now over age 40, which is when rates tend to go down?

Comparison shopping for a new rate will force you to review your Ford insurance and to consider what variables could lead to a higher premium.

How car insurance quotes for Ford are calculated

To set insurance rates for Ford vehicles, insurance companies most closely consider the following details:

Driver:

  • Age and gender – Young males tend to pay higher car insurance rates.
  • Annual mileage – If you’re using your Ford daily for work, you’ll have a different rate than if you use it occasionally.
  • Primary location – Where you’re based
  • Record – Any claims or violations will impact your premiums.

Vehicle:

  • Age – And, associated replacement value.
  • Safety rating. Does the Ford have safety features which make it more safe?
  • Type – Brand and model.

Policy:

  • Coverage type, limits and deductibles.
  • Whether you’re looking for a new policy for your Ford or an insurance renewal.

To get the best vehicle insurance for Fords at the lowest rate, use LowestRate.ca’s free online tool to compare Ford insurance costs from more than 50+ Canadian insurance providers.

How can I reduce the price of car insurance for my Ford?

Car insurance coverage requirements vary by province and territory. For example, Ontario drivers are legally required to have the following: third-party liability, accident benefits, direct compensation-property damage coverage (DCPD) and uninsured automobile coverage.

In other provinces, car insurance is administered through public programs, or, in some instances through a combination of public programs and private insurance companies.

Additional optional coverage is also available to drivers across the country. Adjusting the details of your policy, including coverage types, can help you bring down your rate.

To find the cheapest car insurance for your Ford, start with a quote.

In addition, consider the following tactics:

  • Age – As drivers age, their premiums go down in large part because they can reflect more experience driving.
  • Bundling – Drivers who package more than one policy with a single insurance company may be eligible for savings.
  • Clean driving record – Carriers often recognize drivers with clean driving records with favourable rates.
  • Credit score – In some provinces, drivers who opt to have their credit score considered as part of their insurance application, may be eligible for savings.
  • Raising your deductible – Drivers willing to pay a higher deductible may be able to reduce their premiums. However, it’s important that drivers only do so if they’re confident they’ll be able to pay a higher deductible in the event of damage.
  • Telematic programs – Drivers who opt into telematics programs which track their driving behaviour may be eligible for savings. Insurance carriers can personalize your premiums based on your driving behaviour.

If you’re seeking Ford insurance for a young driver, you could reduce your costs by being insured on one of your parents’ policies.

Completing a driving course can result in savings. And, in some instances, schools offer insurance discounts to students who maintain good grades.

Is it safe to buy Ford insurance online?

Absolutely, online shopping for Ford insurance coverage is 100% safe. It’s also fast.

Our free online tool will provide quotes from more than 50+ Canadian insurance providers. 

We’ve helped Canadians save millions on their insurance costs, collectively.

Get a quote to start saving today.

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