About Fort McMurray car insurance


The name's McMurray — Fort McMurray. This town needs little introduction: over the past decade, Fort McMurray gained national prominence as Alberta and Canada's oil production capital. Meanwhile, a rapidly expanding population added more drivers to the road. But, according to most drivers, Fort McMurray's infrastructure struggled to keep pace with all the extra motorists.

Add in the heavy industrial traffic coming from the oil sands on Highway 63, and the result is challenging driving conditions. That's why Fort McMurray drivers need a great auto insurance plan. Luckily, insurance rates in the city are very competitive, and they're probably headed lower. At LowestRates.ca, you can compare quotes from all the top auto insurers — just like that.

Most popular brands


According to our data, Fort McMurray motorists prefer North American vehicles.

Most popular automotive brands - Fort McMurray

Who shops for auto insurance in Fort McMurray?


Based on data collected at LowestRates.ca, here's who's shopping for auto insurance in Fort McMurray.

Our users' gender
Who is shopping for insurance - Fort McMurray - By Gender
Tickets and accidents in Fort McMurray
Who is shopping for insurance - Fort McMurray - By Tickets and Accicdents
Average age of our users
Who is shopping for insurance - Fort McMurray - By Average Age

Driving in Fort McMurray: facts and myths

Fun facts
  • Highway 63 carries more heavyweight trucks per day than any other road its size in Canada does.
  • Construction work to twin Highway 63 is now complete, with the highway running the full 240 km distance between Fort McMurray and Grassland. The final 3 km section of the highway was completed in May 2016 and the entire project cost $1.2 billion.
  • Following the 2014 land transfer agreement between the Province of Alberta and Wood Buffalo, improvements to Saprae Creek Trail (formerly Highway 69) were officially completed in October 2016.
  • Winter driving in Fort McMurray isn't different from winter driving in downtown Calgary. False. Fort McMurray's location in Alberta's far north brings a whole new meaning to the word 'cold'. There's more ice, more snow, and a longer winter driving season.
  • Fort McMurray is an industrial town. False. Fort McMurray has thriving neighbourhoods and communities like any other other city its size. Just look at Beacon Hill, Thickwood Heights, and Timberlea.
  • Fort McMurray doesn't get traffic jams. False. With the influx of people and all the industrial activity in this small city, Fort McMurray roads get packed. Highway 63 alone is known for its Los Angeles-like traffic jams.

Fort McMurray driving tips

  1. Winterize your vehicle. Fort McMurray drivers are no strangers to snow, ice, or cold weather. Outfit your vehicle with winter tires, spare tires, extra anti-freeze, and blankets.
  2. Don't let your gas tank get too low. Because of the extremely cold winter temperatures in Fort McMurray, local road authorities recommend that drivers keep their tank more than half full. That way, if you run into trouble on the road, you can keep your heater on for a sustained period of time.
  3. Give snow plows lots of room. When you drive in Fort McMurray, be patient with snow plows and stay well back. Plow operators will pull over to let vehicles pass after every 5 to 8 km.
  4. Watch out for newbies. Fort McMurray gets thousands and thousands of newcomers every year, so be careful when you change lanes, drive through intersections, and turn. You know Fort McMurray roads, but others might not.
  5. Drive cautiously on Highway 63. Running from Fort McMurray to the Athabasca oil sands, this stretch of road is packed day and night with transports and oil tankers, making this road one of the most dangerous places to drive in all of Canada. Stay out of truckers' blind spots and distance yourself from other vehicles.
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