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What our users say:

July 18
Responsive helpful
Very helpful thank you
Karel Ferenc
July 17
Great Customer service
I was very happy and please with the outcome of the call, all my questions were ...
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 17
Very knowledgeable and helpful sales…
Very knowledgeable and helpful sales staff.
Lisa Rucha
July 17
Mark was very informative and not…
Mark was very informative and not pushy. He was very helpful and I appreciate it...
Brenda Hanzuk
July 16
Super helpful
Super helpful, quick and easy!
Mandy J
July 12
Excellent service
The lowest rates agent called me right after I finished the initial question and...
D-Glenn Surgenor
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester
July 5
The service I received today 7/4/24 was…
The service I received today 7/4/24 was amazing and swift.
July 3
Quick results
Quick results, connected with a company in no time at all. Ended up doing busine...
Paul in Calgary
July 2
Prompt reply
Fare and competitive rate
Obaid Khan
June 29
Saved me $300 a year
Eric Buls
June 29
Amazing service
Amazing service, very quick response and helpful staff
Abdo Antoun
June 28
There was an instant offer and then…
There was an instant offer and then quick follow up.
June 28
The people I was dealing with were…
The people I was dealing with were knowledgeable and very helpful
June 20
Good rates using
June 10
The service was quick and convenient.
The service was quick and convenient.
June 2
Great customer service!
Great customer service!
Owen Thompson
May 23
There going to help you be covered as long as you keep keep up with your monthly payments against somebody else s fire and flood damage if you started the fire or flood by no fault of your own doing .
My sister refused me to cooperaters in hamilton for apt fire insurance .they gav...
Cindy Lou
May 15
The Hope of a more cost saving policy
The Hope of a more cost saving policy
Caroline m Fremont
May 14
They went through the insurance…
They went through the insurance information with me , and allowed me to save hun...
Kevin Jessome
May 5
I was so impressed with your…
I was so impressed with your representative- Bhakti Joshi for her help in walkin...
Maureen Driscoll
May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
Leona Toner
May 4
Very Helpful when time you need it
I have been using lowest to find the best raye for any of my insurance a...
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn

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When you find the best quote, secure your Grande Prairie auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance quotes in Grande Prairie.

All Grande Prairie drivers need a good auto insurance plan. At, you can get the most competitive quotes from all the top providers, quickly and easily.

Comparing rates on is a great way to ensure you’re securing the best deal. Luckily, there are lots of auto insurance companies serving Grande Prairie and one of them will be your perfect fit. To find the best auto insurance company, all you have to do is compare the market. At, you can find the cheapest car insurance prices from Grande Prairie car insurance brokers and agents in your area — just like that.

Mandatory Grande Prairie car insurance coverage  

As a driver in Grande Prairie, you must follow the regulations set by the Alberta government. Drivers must have basic auto insurance, which includes:

Comprehensive and collision insurance are not mandatory in Alberta.  


Optional Grande Prairie auto insurance coverage  

Many Grande Prairie drivers prefer to carry additional car insurance protection beyond what Alberta law requires. They can opt to have:  


You can also add endorsements to your policy, which might include the following:  


Factors that determine your car insurance rates in Grande Prairie  

Auto insurance rates in Grande Prairie are derived from many factors. Here are some to consider:  

Front view of a car. Illustration.

See how our customers in Grande Prairie save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 19, 2024
Female, 32 years old
grande prairie
Lowest Rate
Average Rate
Quote from July 17, 2024
Male, 47 years old
grande prairie
Lowest Rate
Average Rate
Quote from July 17, 2024
Female, 28 years old
grande prairie
Lowest Rate
Average Rate

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Focus on

Driving in Grande Prairie.

Most popular cars in Grande Prairie

With almost 70,000 residents and counting, Census Canada has named the northern Alberta town of Grande Prairie one of the fastest growing municipalities in the country.

And according to data, the oil, gas and agriculture hub prefers North American cars.

Popular Brands

  1. Dodge
  2. Ford
  3. Chevrolet
  4. Jeep
  5. Nissan

Who shops for auto insurance in Grande Prairie?

With more than 80 different cultural groups living in the region, the residents of Grande Prairie are diverse. We’ve pulled some numbers to give you a better idea of who’s shopping for cheap auto insurance quotes in Grande Prairie.

Gender of our users


Average Age


years old

Tickets & Accidents

Have Tickets
Have Had Accidents

What can I do to get cheap car insurance in Grande Prairie?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Car insurance rates for Grande Prairie seniors  

For better or for worse, auto insurance providers in Grande Prairie (and everywhere else) discriminate based on age. Older, more experienced drivers, often between 50-60, are considered the safest drivers. As a result, their premiums will be lower than younger drivers with less experience.   

But not all drivers are alike. Even experienced drivers can have bad driving records and, as a result, higher premiums. Grande Prairie insurance companies will look at age but combine it with driving records. Seniors with good records can also find discounts from many Grande Prairie auto insurance providers. It's best to ask your provider about their discount programs and the age at which you can qualify.    

Car insurance rates for students in Grande Prairie  

If you are a young driver, you're part of the demographic group car insurance providers consider higher risk. As a result, Grande Prairie insurance premiums will be high. Younger drivers have little experience behind the wheel, are considered less careful at times, and have difficulty finding discounts until they've put some years (and kilometres) behind them.  

Rates eventually come down in your mid-20s. Talk to your provider about their policies and at what age and experience level you can start seeing discounts.  

Even as a younger, less experienced driver, you can find discounts or lower rates by:  

Car insurance for new immigrants in Grande Prairie  

 If you've recently immigrated to Grande Prairie from another country, you need to get an Alberta driver's licence and car insurance. This must be done up to 90 days after you come to Alberta.  

To exchange a licence, you must:  

Car insurance for high-risk drivers in Grande Prairie  

Insurance companies make decisions based on risk. If you are a higher-risk driver, your rates will also be higher. You are considered high risk if you have many accidents on your record or have not paid your premiums.  

Even so, there are ways for high-risk drivers in Grande Prairie to get auto insurance. partners with the best high-risk car insurance providers to ensure you can obtain the coverage you need at the lowest rate.  


Your questions about Grande Prairie car insurance, answered.


How much is car insurance in Grande Prairie?

Car insurance in Grande Prairie is different for each driver. There are many factors that go into calculating the cost of insurance and your rate will reflect those factors that are specific to you. This can include your driving history, age, location, the type of vehicle you drive, and he type of policy you need. Sites like can help you find the cheapest auto rates in Grande Prairie whatever your specific driving needs are.

Which Grande Prairie postal codes have the most expensive and the cheapest premiums? 

The postal code with the highest average automobile insurance price in Grande Prairie is the region of T8W. This region encompasses lots of green space and a number of recreational centres, including the South Bear Creek Baseball Diamonds and the Grande Prairie Golf and Country Club. 

The T8V region pays the lowest prices for car insurance in Grande Prairie, according to data pulled from This district stretches right through the heart of Grande Prairie and includes main attractions like the Prairie Mall Shopping Centre and the Grande Prairie Airport. 

How do Grande Prairie car insurance quotes compare to other cities in Alberta?

Just like in any city, cheap car insurance can be difficult to find in Grande Prairie. We pulled data from to give you an idea of where in Alberta people pay the most for car insurance.

The most expensive cities to purchase car insurance in Alberta, starting with the highest, are:

  1. Edmonton
  2. Rocky Mountain House
  3. Camrose
  4. St. Albert
  5. Calgary

Grande Prairie doesn’t make the list of the most expensive cities in Alberta to be a driver. That doesn’t mean that it’s the least expensive city, either.

See below for a list of the Alberta cities that pay the least in car insurance, starting with the lowest.

  1. Cochrane
  2. Parkland County
  3. Hinton
  4. Ponoka
  5. Medicine Hat

The location of your primary residence can have an impact on your car insurance rates, but this isn’t the only thing you need to think about. Your premiums can also be affected by your age, your driving history and how often you drive along with several other things.

There are some things you can do to secure an affordable car insurance rate in Grande Prairie. Some of these include buying a car that’s not a known target for thieves and has good safety ratings, being a defensive driver, sticking with a basic insurance policy, and making payments on time.

But some factors are not within your control. These primarily include the insurance company’s loss ratios, which are driven by the claims history of other customers. Furthermore, every insurance company has different underwriting standards.

One thing you can do is make sure to drive safely and always make your payments on time. And don’t forget to compare the market to make sure you’re getting the best deal.

Where do I get cheap car insurance quotes in Grande Prairie?

It’s difficult to answer this question for several reasons. 

First, no insurance provider offers all its customers the cheapest rates. Car insurance is a highly customized product based on your circumstances, driving history and financial history. It’s almost safe to say that no two premiums are precisely alike. 

And while there are many things you can do to become eligible for a cheaper rate, some factors are not within your control. These refer primarily to the loss ratios and the underwriting standards of the provider you’re working with. Don’t get discouraged if you’re having trouble finding a great auto insurance rate. Take a few minutes to fill out a quote on, and we’ll show you the best rate for your situation in no time. 

Facts and myths about driving in Grande Prairie.


  • Grande Prairie's busiest intersection is, arguably, the corner of 100 street and Highway 40. More than 5,000 vehicles pass through it every day.

  • Grande Prairie streets are numbered, not named. It's easy for newcomers to navigate through Grande Prairie because the streets follow a numerical grid pattern.

  • Grande Prairie streets run north-south and avenues run east-west. Notice a theme? Easy-to-understand names are a hallmark of Grande Prairie roads.

  • Grande Prairie is a key stop for drivers headed to Alaska. It's the only major city between Edmonton and Dawson Creek, which is the starting point of the Alaska Highway.


  • The 68 Avenue Twinning project is complete. False. But as of October 2016, the twinning project and the new bridge over Bear Creek are almost done.

  • There's nothing to do in Grande Prairie. False. For starters, Grande Prairie hosts the Reel Shorts Film Festival. And for kids, there's the Eastlink Centre, which boasts a splash park, surf simulator, and indoor pool.

  • You have to drive everywhere in Grande Prairie. False. Grande Prairie has a small, but excellent, bus service that operates routes throughout the city.

  • Grande Prairie doesn't have traffic jams. False. Grande Prairie's rapid growth over the past decade led to more traffic than some of the roads were designed to handle.

Grande Prairie driving tips

  • Buy snow tires. In Grande Prairie, winter comes early and stays for a long time. Snow tires are essential for safely navigating Grande Prairie's roads between the months of October and April.

  • Use the bypass. The Highway 43X bypass, which runs from Highway 43 at the Four Mile Corner Junction with Highway 2, reduces congestion in Grande Prairie and is a great way to get through town.

  • Got a parking ticket in Grande Prairie? Don't leave the comfort of your home. You can pay your ticket online through the city's website.

  • Parking meters charge 25 cents for 30 minutes. They accept quarters, loonies, and toonies, but they don't take nickels or dimes.

Joel Kranc

Joel Kranc

About the Author

Joel Kranc is an award-winning writer, author and journalist.

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*Represents the average saved by shoppers who obtained a Grand Prairie auto insurance quote on and transacted via our contact centre between January and December 2022. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by