Johnson customers can also earn one Air Miles reward mile for every $20 paid on their premium— including taxes. Last but not least, the company offers a range of discounts on rates, including: Bundling auto and home insurance policies together. Insuring multiple vehicles with Johnson. Discounts for safe and experienced drivers. Discounts for groups, including associations, employers, and academic institutions.

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Learn more about Johnson Insurance Canada.

Boasting over 100 years of experience, this St. John’s-based company provides auto, home, and travel insurance to most of Canada, with the exception of British Columbia, Saskatchewan, Manitoba, and the territories.

Johnson Insurance products are now entirely web-based. That means policyholders can purchase insurance and manage their policy through Johnson’s members-only website without ever going through an agent or broker. And customers like it this way: in 2017, Johnson was rated the second best auto insurer in Alberta, according to J.D. Power.

Johnson offers customers a wide array of coverage options and perks. These include discounts for policyholders who renew with Johnson and extra rewards through its corporate partnership with Air Miles.

The company offers a variety of discounts, all of which reward safe driving. For instance, drivers with clean driving records will pay lower rates, as will drivers who have more years of driving experience under their belt.

Is Johnson car insurance right for you? Get car insurance quotes online from 50+ Canadian insurance providers to find out.

Consumer reviews for Johnson car insurance Canada.

Province	User satisfaction rating
Alberta	—
Atlantic
Ontario	—
Quebec	—

What other products does Johnson Insurance offer?

Besides insuring cars and motorcycles, Johnson Insurance offers several types of home and travel coverage for individuals, along with a wide range of group policies.

Home insurance: Policies tailored to houses, condos, cottages, rental units and tenants. Standard home policies cover you for home-sharing and other small-scale rental agreements if you live in the same building or unit. Optional add-ons cover a variety of needs for small-scale landlords (covering the mortgage in case a rental unit is unlivable, for instance, or landlord-owned equipment stored at the rental property). Other home insurance add-ons cover home businesses, seasonal or secondary homes, boats and additional sources of water damage.

Travel insurance: One simple, annual travel insurance policy covers you for an unlimited number of short trips during the year. Johnson’s MEDOC travel insurance covers medical and dental emergencies, expenses for returning your vehicle or pet home in certain emergencies, and trip cancellation and disruption. You can opt for add-ons to cover baggage, children’s travel (even if they travel on their own) and extended stays outside of Canada.

Group insurance: Johnson offers a broad selection of group plans for organizations, including home, auto, health, dental, disability, critical illness, life insurance and more. Packages can be tailored to meet the needs of any business or group.

The Johnson advantage.

Discounts

Johnson customers can also earn one Air Miles reward mile for every $20 paid on their premium— including taxes. Last but not least, the company offers a range of discounts on rates, including:

Bundling auto and home insurance policies together.
Insuring multiple vehicles with Johnson.
Discounts for safe and experienced drivers.
Discounts for groups, including associations, employers, and academic institutions.

Special programs

First accident forgiveness - If your driving record is otherwise stellar, the company won’t increase your premium rate after your first accident.

Members-only website - Manage your policy at your own convenience using Johnson’s website for policyholders.

Is there an app?

Yes, there is. The Johnson Insurance app is available for Android and iOS devices. You can view your policy documents, claims history, as well as any correspondences you’ve had with the company.

How to submit a claim with Johnson

To file a claim, contact Johnson Insurance by phone or by logging into your online Johnson profile. Representatives are available to process claims 24-7. When you file a claim, they’ll confirm what kind of coverage you have, explain your options, and make arrangements for repairs and replacements at a reliable repair facility. We’ve included the phone number for Johnson Insurance, as well as information about making a claim online, below.

Phone number to file car insurance claims with Johnson Insurance:

Call: 1-800-804-0087

Hours of availability:: Use this number to reach a Johnson Insurance claims agent, who are on call 24-7.
To file a claim online: Login to the Johnson Insurance secure Claims Point portal.

Hours of availability:: File a claim online anytime; the Claims Point portal is open 24-7.

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Customer	Location	Vehicle	Lowest rate	Average rate	Saved
Quote from June 30, 2025 Customer Female, 53 years old	Location ontario	Vehicle 2011 HYUNDAI TUCSON GL 4DR 4WD	Lowest Rate $147/mth $1,763/yr	Average Rate $181/mth $2,170/yr	Saved $34/mth 18.76%
Quote from June 30, 2025 Customer Male, 23 years old	Location ontario	Vehicle 2020 FORD ECOSPORT SE 4DR 2WD	Lowest Rate $668/mth $8,015/yr	Average Rate $824/mth $9,891/yr	Saved $156/mth 18.97%
Quote from June 30, 2025 Customer Male, 31 years old	Location alberta	Vehicle 2014 FORD FUSION TITANIUM 4DR	Lowest Rate $195/mth $2,345/yr	Average Rate $408/mth $4,891/yr	Saved $212/mth 52.05%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.