Johnson customers can also earn one Air Miles reward mile for every $20 paid on their premium— including taxes. Last but not least, the company offers a range of discounts on rates, including: Bundling auto and home insurance policies together. Insuring multiple vehicles with Johnson. Discounts for safe and experienced drivers. Discounts for groups, including associations, employers, and academic institutions.

Compare Johnson car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Learn more about Johnson Insurance Canada.

Boasting over 100 years of experience, this St. John’s-based company provides auto, home, and travel insurance to most of Canada, with the exception of British Columbia, Saskatchewan, Manitoba, and the territories.

Johnson Insurance products are now entirely web-based. That means policyholders can purchase insurance and manage their policy through Johnson’s members-only website without ever going through an agent or broker. And customers like it this way: in 2017, Johnson was rated the second best auto insurer in Alberta, according to J.D. Power.

Johnson offers customers a wide array of coverage options and perks. These include discounts for policyholders who renew with Johnson and extra rewards through its corporate partnership with Air Miles.

The company offers a variety of discounts, all of which reward safe driving. For instance, drivers with clean driving records will pay lower rates, as will drivers who have more years of driving experience under their belt.

Is Johnson car insurance right for you? Get car insurance quotes online from 50+ Canadian insurance providers to find out.

Consumer reviews for Johnson car insurance Canada.

Province	User satisfaction rating
Alberta	—
Atlantic
Ontario	—
Quebec	—

What other products does Johnson Insurance offer?

Besides insuring cars and motorcycles, Johnson Insurance offers several types of home and travel coverage for individuals, along with a wide range of group policies.

Home insurance: Policies tailored to houses, condos, cottages, rental units and tenants. Standard home policies cover you for home-sharing and other small-scale rental agreements if you live in the same building or unit. Optional add-ons cover a variety of needs for small-scale landlords (covering the mortgage in case a rental unit is unlivable, for instance, or landlord-owned equipment stored at the rental property). Other home insurance add-ons cover home businesses, seasonal or secondary homes, boats and additional sources of water damage.

Travel insurance: One simple, annual travel insurance policy covers you for an unlimited number of short trips during the year. Johnson’s MEDOC travel insurance covers medical and dental emergencies, expenses for returning your vehicle or pet home in certain emergencies, and trip cancellation and disruption. You can opt for add-ons to cover baggage, children’s travel (even if they travel on their own) and extended stays outside of Canada.

Group insurance: Johnson offers a broad selection of group plans for organizations, including home, auto, health, dental, disability, critical illness, life insurance and more. Packages can be tailored to meet the needs of any business or group.

The Johnson advantage.

Discounts

Johnson customers can also earn one Air Miles reward mile for every $20 paid on their premium— including taxes. Last but not least, the company offers a range of discounts on rates, including:

Bundling auto and home insurance policies together.
Insuring multiple vehicles with Johnson.
Discounts for safe and experienced drivers.
Discounts for groups, including associations, employers, and academic institutions.

Special programs

First accident forgiveness - If your driving record is otherwise stellar, the company won’t increase your premium rate after your first accident.

Members-only website - Manage your policy at your own convenience using Johnson’s website for policyholders.

Is there an app?

Yes, there is. The Johnson Insurance app is available for Android and iOS devices. You can view your policy documents, claims history, as well as any correspondences you’ve had with the company.

How to submit a claim with Johnson

To file a claim, contact Johnson Insurance by phone or by logging into your online Johnson profile. Representatives are available to process claims 24-7. When you file a claim, they’ll confirm what kind of coverage you have, explain your options, and make arrangements for repairs and replacements at a reliable repair facility. We’ve included the phone number for Johnson Insurance, as well as information about making a claim online, below.

Phone number to file car insurance claims with Johnson Insurance:

Call: 1-800-804-0087

Hours of availability:: Use this number to reach a Johnson Insurance claims agent, who are on call 24-7.
To file a claim online: Login to the Johnson Insurance secure Claims Point portal.

Hours of availability:: File a claim online anytime; the Claims Point portal is open 24-7.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

29,285 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

See how our customers with collision coverage save big on auto insurance.

Customer	Location	Vehicle	Lowest rate	Average rate	Saved
Quote from May 19, 2025 Customer Male, 30 years old	Location alberta	Vehicle 2010 MAZDA MAZDA3 GT 4DR	Lowest Rate $318/mth $3,812/yr	Average Rate $394/mth $4,726/yr	Saved $76/mth 19.34%
Quote from May 19, 2025 Customer Male, 34 years old	Location ontario	Vehicle 2010 BMW 328I XDRIVE 4DR AWD	Lowest Rate $532/mth $6,383/yr	Average Rate $718/mth $8,620/yr	Saved $186/mth 25.95%
Quote from May 19, 2025 Customer Female, 24 years old	Location ontario	Vehicle 2025 SUBARU CROSSTREK 5DR AWD	Lowest Rate $293/mth $3,516/yr	Average Rate $358/mth $4,294/yr	Saved $65/mth 18.12%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.