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March 27
I had a really fantastic company…
I had a really fantastic company representative by the name of Tristan Palser......
Janice Penney
March 27
Very satisfied
Very satisfied, easy and worth switching 😀
Joanna Hogan
March 27
Jennifer was very helpful and…
Jennifer was very helpful and knowledgeable. Very good experience so far.
Jeremy Allin
March 25
Very professional friendly and…
Very professional friendly and genuine....they made me feel like I mattered
Charles D Bedard
March 25
Immediate response
Immediate response
Donald Henderson
March 19
It was quick and easy and saved me over…
It was quick and easy and saved me over $400.00...
Dennis Coulson
March 19
It is easy to make the quotes with the…
It is easy to make the quotes with the cheap price.
Thuy Nguyen
March 15
Absolutely amazing!
Absolutely amazing! Got a great deal and the best agent possible! Thank you very...
Adam Michael Peters
March 15
I found the representative a good…communicator
I found the representative a good communicator and he help me to feel comfortabl...
James Mirowski
March 15
Very friendly voice o the other end
Very friendly voice o the other end, and very happy with my quote
Joe Moreira
March 15
It was a professional and fast answer…
It was a professional and fast answer to my request, it couldn’t be more perfe...
Mahrez Djellouli
March 15
very satisfied
agent was very very helpful explain a lot of things we dint know very happy wit...
Joao Medeiros
March 13
Great service
Very helpful
Jessica
March 8
Easy to use and logical site
Easy to use and logical site
keith houghton
March 8
Fast and knowledgeable response to…
Fast and knowledgeable response to enqueries
Andrew Leung
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon
October 13
prompt respond
prompt respond, knowledgable
Brano Lapin
September 27
The agent was Patient and knowledgeable…
The agent was Patient and knowledgeable answered all my questions
Richard Young
August 31
The agent (Jan) was most professional
The agent (Jan) was most professional, courteous, and friendly.
Kewal Khanna
July 27
They gave me a lot of important…
They gave me a lot of important information
Liliana FERNANDEZ
July 13
THE PERSON ANSWERED ALL MYY QUESTIONS
THE PERSON ANSWERED ALL MYY QUESTIONS
Antonio

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Mazda car insurance: what you need to know.

Remember those advertisements with the little kid whispering “zoom zoom”? That was for Mazda and that tagline was one of the longest-lasting and most memorable advertisements in automotive history. It also cemented Mazda’s image as a car that’s easy to handle with a quality feel — it’s no wonder why it’s one of the most popular car brands in Canada.

Are you in the market for an insurance policy for a Mazda? Car insurance prices in Canada vary depending on which insurer you choose. You’re more likely to secure the cheap Mazda car insurance by comparing quotes for policies. Arming yourself with a bit of knowledge about what influences car insurance prices helps a lot, too.

You see, there are a lot of aspects of a vehicle that insurers take into account when they set prices — everything from the year the car was made to the model’s safety record.

To learn more, keep scrolling. We’ll review all the things that might have an impact on your insurance premiums if you buy a Mazda, as well as the different types of coverage (mandatory and optional) offered by insurance companies.

Ready to compare quotes and find the best car insurance rates for your Mazda? Just enter your postal code and click ‘Get Started’. We’ll show you results from 50+ of Canada’s leading insurance providers and connect you with the right insurance company or broker for your Mazda.

Compare Mazda insurance quotes in under three minutes with LowestRates.ca — just like that.

How much is insurance for a Mazda?

The way insurance companies determine car insurance rates for a Mazda — as with any other car brand — is a complex process with many variables taken into account.

The formulas insurers use — also known as the insurer’s underwriting standards — are considered trade secrets. We, the public, don’t enjoy much transparency about what goes into calculating insurance rates for a Mazda vehicle.

That's why it’s hard for us to say what the price of Mazda car insurance will be for you without knowing the specifics of your driving and insurance histories. 

But insurance companies have disclosed some details about their underwriting process. For instance, we know that driver behaviour strongly influences rates. Having a clean driving record and no history of filing insurance claims for your Mazda will ensure that you get the preferred rate.

Car make also plays a big part, too. If keeping insurance costs to a minimum is important to you, then choosing a car with a good safety rating is a must. Insurance companies pay attention to safety ratings and cars with positive scores can often have a positive impact on your rates.

Newer Mazda models like the Mazda 3 and the Mazda CX-3 have received high scores from the U.S.-based Insurance Institute of Highway Safety and the National Highway Traffic Safety Association. Both organizations are widely regarded in North America as credible providers of consumer car safety ratings.

However, you may lose some savings if you chose a car model that’s a target of theft. The Insurance Bureau of Canada updates its list of the top 10 stolen cars annually. Luckily, Mazda cars do not rank on the list.

Due to all these factors, we can’t provide the exact average cost of Mazda insurance in Canada. The best way to find out how much car insurance for your Mazda will cost is to apply for a quote.

In the meantime, we can help by showing you car insurance rates for Mazdas from real Canadians who compared quotes on LowestRates.ca.

The following are real Mazda car insurance rates offered to LowestRates.ca users.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from March 27, 2024
Customer
Female, 57 years old
Location
ontario
Vehicle
2023 MAZDA CX-5 SIGNATURE TURBO 4DR AWD
Lowest Rate
$96/mth
$1,155/yr
Average Rate
$210/mth
$2,520/yr
Saved
$114/mth
54.17%
Quote from March 27, 2024
Customer
Male, 27 years old
Location
ontario
Vehicle
2024 MAZDA CX-30 GT 2.5T 4DR AWD
Lowest Rate
$540/mth
$6,479/yr
Average Rate
$830/mth
$9,954/yr
Saved
$290/mth
34.91%
Quote from March 27, 2024
Customer
Male, 24 years old
Location
ontario
Vehicle
2011 MAZDA MAZDA3 GX 4DR
Lowest Rate
$222/mth
$2,665/yr
Average Rate
$307/mth
$3,681/yr
Saved
$85/mth
27.60%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Mazda auto insurance rates, answered.

What is the cheapest Mazda to insure?

Mazdas are a popular car brand in Canada, which means they’re cheaper to insure relative to luxury vehicles; spare parts are easy to find, don’t require specialized mechanics to fix, and they’re not frequent targets of theft.

However, you can find even more savings by choosing a lower-end model without custom trim. These typically cost less to insure than fully-equipped models.  In case of an accident, fewer advanced technological options, like backup cameras, flat screens, car alarms, and other technologies can potentially reduce repair costs.

Your vehicle’s age, make, model, value, and potential repair costs are taken into account when insurance companies offer you quotes. Compare quotes to see how much you can expect to pay for insurance before you purchase your new or used Mazda. A comparison tool like the one on LowestRates.ca instantly offers drivers seeking insurance dozens of quotes to compare and review.

While it’s important to compare rates before choosing a policy, you should only do so when your Mazda insurance is up for renewal. If you decide to switch car insurance companies long before your renewal date you can wind up owing money to your last insurer. Also, be sure to find out whether your current insurer plans to lower your rates in the future. Car insurance companies often lower premiums for renewing customers.

Used vs. new Mazdas: which is cheaper to insure?

The old rule of thumb is that the cheapest Mazda to insure is a used model as opposed to a new one. Pre-owned Mazda models that are five years or older generally don’t require extra insurance coverage.

Meanwhile, leased new Mazdas usually require both comprehensive and collision insurance. Collision insurance is recommended for new vehicles as well, but there’s a plus side to it. Aside from the deductible or possibly the cost of a rental car, there’s generally no out-of-pocket payment for the policyholder.

Mazda used car insurance can cost less than what it costs to insure a new model. Mazda dealerships offer ‘certified pre-owned models with a minimum of one year of warranty coverage for those seeking a pre-owned vehicle. Buyers can also purchase used Mazdas from other auto dealerships or from private sellers. An online comparison tool like LowestRates.ca can be used to compare cheap Mazda car insurance for new and pre-owned models to help you understand the true cost of insuring your vehicle.

What is the best car insurance for a Mazda?

There isn’t one car insurance company that specializes in insuring Mazda cars, so you need to review rates from multiple companies to find the insurer that can offer you the cheapest policy. That’s where a tool to compare Mazda insurance rates like LowestRates.ca comes in.

However, as a driver, you are required by law to carry two types of insurance everywhere in Canada:

  • Third-party liability insurance: and it covers the costs of damaging someone else’s property or causing them injury or death.
  • Accident benefits insurance: This covers a variety of expenses if you are in an accident, such as medical treatment, rehabilitation costs, attendant care, and even income replacement.

Finally, there are also a variety of other types of insurance coverages for Mazdas available, some of which are optional in certain provinces:

  • Collision: If you want to be covered for any kind of damage to your car resulting from a collision with another vehicle or with an object, you’ll want this kind of insurance, which is optional everywhere except Saskatchewan and Manitoba.
  • Comprehensive: As its name suggests, this kind of coverage will protect you in the event of damage that occurs from other kinds of incidents, such as theft, vandalism, natural disasters, falling objects, or even things like riots or civil disobedience. It is optional everywhere in Canada except in Saskatchewan and Manitoba. In Manitoba and Saskatchewan, all perils auto insurance coverage is required, which incorporates comprehensive insurance coverage.
  • Direct compensation for property damage: This coverage will pay you for damage to your vehicle if you’re in an accident where the other party is found to be at fault. Note that it will only pay for that percentage of the cost of repair or replacement that equals the proportion of responsibility assigned to the other driver—and it’s only valid in your home province. It is mandatory in Ontario, Quebec, New Brunswick, Nova Scotia, and Prince Edward Island.
  • Uninsured auto: If you’re in an accident with someone who has no insurance, or who flees the scene before you can identify them, this coverage will protect you—provided the other driver was at fault. It is mandatory in B.C., Newfoundland, and Labrador, New Brunswick.

How are auto insurance quotes for Mazdas calculated?

More important than what you drive is how you drive. A recent history of at-fault accidents will bump your premiums up a fair amount, along with driving infractions such as speeding or running a red light. Age and experience are also factors. If you’re under 25 or haven’t had a license for a long time, expect to pay higher rates, since insurers view inexperienced drivers as representing an elevated risk.

Even though it’s an affordable car brand insurance-wise (especially with older models), it’s important for young Mazda drivers to plan for hefty insurance premiums.

Finally, there is a range of other attributes that insurance companies look at when calculating your rates. The age of your car matters, for example, since older cars are cheaper to replace than newer ones. Where you live also makes a difference because drivers who live in an urban area are more likely to get into an accident or have their car broken into or stolen. And your premiums will also be lower if you opt for a higher deductible or install an anti-theft system in your car.

Is it safe to buy Mazda insurance online?

Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs, collectively. Get a quote for Mazda car insurance on LowestRates.ca and start saving today.

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