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What our users say:

Excellent
Based on 322 reviews
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 27
Excellent customer service
This is the first time I got insurances from Direct Rate.I have nothing but good...
Tejas Patel
May 26
Quick service
Quick service, good price
dl
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 21
Imad Harrouk helped me get the best…
Imad Harrouk helped me get the best home and auto bundle insurance quote. He was...
Amanda Moskowitz
May 20
Excellent !!! Very competitive rates !!
Excellent customer services also they have very competitive rates !!
Eliza Gallant
May 20
Excellent Service
Sonia was patient with all of my questions, helpful and cheerful through the ent...
Cori Thompson
May 20
Imad Harrouk helped us with getting a…
Imad Harrouk helped us with getting a car insurance quote. He was very friendly ...
Barry
May 18
I was treated fairly and walked through…
I was treated fairly and walked through my purchase.I enjoyed the agent was exce...
paul neville
May 17
Highly Recommended !
I spoke with Mr. Imad Harrouk of DirectRate for quotes on my car and condo insur...
HL
May 14
Highly recommend
Great experience, simple to use and they gave me a lot of options at prices that...
Chandra Wilson
May 13
Amazing service
Amazing service, Sonia is patient and helpful. Can not complain. I am happy with...
Miroslav Adalbert Elias
May 12
Meghan Ford helped me and she was…
Meghan Ford helped me and she was amazing. I saved $160/month between home and a...
Bruce
May 11
Easy
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee
May 6
Very friendly and professional
Very friendly and professional. She always try to help. Really appreciate.
Binod Shrestha
May 5
He was so amazing
He was so amazing. He went out his way to help me. He deserves a raise Very po...
Shahin Abbaskhan
April 27
Great rates!
Ryan was very helpful and polite.He went all out to find me the best rate. He wa...
Linda Shelton
April 22
The service was excellent
The service was excellent. Emad provided awesome service for me.
John Bowden
April 19
Fast and professional customer service
Fast and professional customer service. All of my questions were answered and I...
P COSTANTINI
April 16
Chelsea was very helpful and a pleasant…
Chelsea was very helpful and a pleasant person to deal with.
Keith Tarala
April 16
simple quick and easy
simple, quick and easy
tony palumbo

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Secure your rate by talking to a licensed Newmarket car insurance broker or agent.

We can help you find cheap car insurance in Newmarket.

North of Toronto, in the heart of York Region, lies the tranquil town of Newmarket.

But even though getting around town is easy, Newmarket drivers still need the right auto insurance for their vehicles. As a city on the outskirts of the GTA, many residents find them commuting for work. With so many regular drivers, it’s no wonder that car insurance is such a big part of life in Newmarket. Luckily, LowestRates.ca has you covered.

You can get quotes from the top insurance providers quickly and easily just by using LowestRates.ca.

Front view of a car. Illustration.

See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from June 12, 2021
Customer
Female, 23 years old
Location
newmarket
Vehicle
2013 TOYOTA COROLLA S 4DR
Lowest Rate
$1,600/yr
Average Rate
$2,452/yr
Saved
35.00%
Quote from June 12, 2021
Customer
Male, 31 years old
Location
newmarket
Vehicle
2015 DODGE DART GT 4DR
Lowest Rate
$1,447/yr
Average Rate
$2,110/yr
Saved
31.00%

Focus on

Driving in Newmarket.

Most popular cars in Newmarket.

Based on tens of thousands of car insurance quotes at LowestRates.ca, here's a snapshot of the kind of cars Newmarket auto insurance shoppers are driving:

Popular Brands

  1. Honda
  2. Toyota
  3. Hyundai
  4. Ford
  5. Nissan

Who shops for auto insurance in Newmarket?

Our data reveals that three-quarters of auto insurance shoppers from Newmarket are male and that the average shoppers is in their late 20s:

Gender of our users

Male
60%
Female
40%

Average Age

39

years old

Tickets & Accidents

Have Tickets
17%
Have Had Accidents
12%

What can I do to get cheap car insurance in Newmarket?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about driving in Newmarket, answered.

How much is car insurance in Newmarket?

If you just recently moved to Newmarket or are planning to in the near future, you might be wondering: what does car insurance in Newmarket actually cost?

It’s tricky to determine the average price of car insurance in Newmarket, because car insurance is such a customized product. Car insurance calculators geared for Newmarket drivers may require less information, but this actually makes them less accurate. A better option is to spend a little bit more time filling out a quote.

Furthermore, the average car insurance rate in Newmarket most likely isn’t what you’ll pay. Ask your insurance broker about potential discounts, maintain a safe driving record to keep your premiums low, and compare auto insurance rates across different car insurance companies in Newmarket to secure the best price.

Car insurance for new drivers in Newmarket

Are you new to the city and to driving? No problem. We’ve got helpful tips for new drivers looking for cheap car insurance in Newmarket.

If you’re a new driver looking for affordable car insurance in Newmarket, your first step should be to compare rates among the different auto insurance companies in Newmarket.

This will help you secure the best rate based on your needs, and give you an estimate for car insurance in Newmarket. You’ll have to confirm your details with a broker before your rate is guaranteed.

Car insurance in Newmarket for students

If you’re a student looking for car insurance in Newmarket, there’s a good chance you’re going to face higher rates. That’s because you haven’t acquired enough of a driving history to signal to insurers that you’re a trustworthy driver.

That said, there are still ways to get cheap auto insurance in Newmarket.

  • Start by obtaining a quote for auto insurance in Newmarket. You can do this by using a rate comparison website.
  • Avoid getting your own car, if you can. Instead, opt to get listed as the secondary driver of your parents’ car. Insurance for secondary drivers costs less than it does for the primary driver.
  • Keep up good grades in school. Some insurance companies offer discounts to students who maintain a certain GPA.
  • Take driver’s ed. Being able to show an insurance company a certificate of completion can help you get lower auto insurance rates in Newmarket.

Car insurance in Newmarket for seniors

If you’re a senior, chances are you have a long history of being insured. That’s a good thing! Auto insurance companies look fondly on years of experience, and clean driving records.

That said, those over 70 tend to see their rates creep up because they belong to a demographic that’s more likely to file a claim, statistically speaking. So if you start to see your rates increase, it’s time to shop around and compare rates to get the best price.

Car insurance in Newmarket for high-risk drivers

A high-risk driver is someone who’s received several traffic convictions, such as careless driving, distracted driving, or speeding. When that happens, insurance companies will deem you “high risk” and increase your rates to reflect the risk you pose to them.

There are some insurance companies who will insure high-risk drivers, but it’s possible that you can be turned away. If that happens, your last option is something called facility insurance, which is seen as an insurer of last resort — and facility premiums are much higher than traditional premiums.

Car insurance in Newmarket for new immigrants

If you recently immigrated to Ontario, you have 60 days to trade in the licence from the country you emigrated from and obtain an Ontario driver’s licence and insurance.

Next, you need to start the search for auto insurance. Ask your old insurance company to provide a reference to your new Ontario insurer. This could help lower your car insurance rate because you’ve got proof of past insurance and driving history.

Factors that impact car insurance rates in Newmarket

  • Traffic violations: In Newmarket, there are a number of things to keep an eye out for when it comes to abiding by the rules of the road. Firstly, this town uses radar speed boards to monitor speeding. According to data pulled from town radar speed signs, some streets, like Harry Walker Parkway, Main Street North, and Eagle Street, are much busier than others. As traffic violations can lead to increases in your car insurance rates, you’ll want to pay special attention to staying under 50 km/h in these areas.
  • Congestion: As Newmarket neighbours the city of Toronto, the city’s main highways are heavily trafficked. It’s important to keep this in mind when navigating Newmarket roads, as traffic often leads to collisions - which often lead to higher car insurance rates.

How to keep your car insurance rate low in Newmarket

  • Be a safe driver: Maintaining a clean driving history is one of the most surefire ways to ensure you’re getting a competitive car insurance rate. Luckily, Newmarket residents have a Safety Cone Sam to remind them to drive safely. Safety Cone Sam teaches us about good driving. Newmarket drivers have a colourful character that helps them stay safe on the road. Sam the Safety Cone is the official mascot of Safety Driven, Newmarket's public education campaign aimed at reinforcing good driving and discouraging speeding, aggressive driving, and other dangerous driving habits.
  • Use public transit: Another major factor in how much you’ll pay in car insurance is how much you drive. By using Newmarket’s many public transit options, you can reduce your mileage and effectively reduce your car insurance premiums as well. For instance, many Newmarket residents trek to and from Toronto every day, and they have several commuting options to choose from, such as GO Transit.
Lisa Coxon

Lisa Coxon

About the Author

Lisa is an Editor and Writer for LowestRates.ca. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies.

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