Compare the best Nissan car insurance quotes for free.

All variables being equal, car insurance for a used Nissan is likely to be less expensive than for a newer one. This is because the cost of repairs or replacement is often less.

However, a used Nissan is likely to be more expensive to insure than a new one is if it’s considered a classic car, which often requires a special type of insurance coverage.

An important consideration if you’re buying a used car: check to see if there are any previous insurance claims for a used Nissan by using the Insurance Bureau of Canada’s free service. Verify Vin will reflect claims reported by an IBC insurance company partner.

Car insurance is regulated by the provinces, so where you live will determine the type of coverage you have.

For example, in Ontario, your coverage must include a minimum of third-party liability, accident benefits, direct compensation-property damage coverage (DCPD) and uninsured automobile coverage.

Elsewhere in Canada, different coverages are mandatory and may be administered by a private company, the government, or a combination of both.

Insurance carriers consider a range of variables when setting a rate. In general, they’re trying to gauge:

• The likelihood of an applicant making a claim
• What that claim may cost

Generally speaking, you’re likely to save money on insurance if you can reflect that:

• Your vehicle is at low risk of being involved in a claim
• You, the driver, are also low risk

Vehicle type and model, as well as safety rating, can also increase your insurance rates.

Canadian insurance companies use the Claims Loss Experience Automobile Rating system to measure how likely various vehicle types and models are to be involved in a claim.

Carriers tend to quote lower premiums for vehicles with lower CLEAR ratings.

Experienced drivers who have clean records and drive safe cars are likely to enjoy lower insurance rates compared to new drivers who have infractions on their record and drive cars considered high risk.

You can reduce the car insurance rate for your Nissan by adjusting aspects of your application.

For example, some drivers are tempted to get the same coverage they’ve had on a previous Nissan insurance policy, not realizing that coverage is no longer relevant for how they use their new vehicle.

Driving fewer kilometres each year, having more driving experience, maintaining a consistently clear driving record and even bundling your policies with a single provider are some ways to bring down insurance rates.

Other variables that affect car insurance rates include:

• Age – As drivers age, their premiums go down in part because they can reflect additional driving experience.
• Bundling – Drivers who bundle their insurance policies with a single carrier may be eligible for savings.
• Clean driving record – Insurance companies may offer lower rates to drivers with clean driving records.
• Credit score – In provinces where it’s legal, drivers who elect to have their credit score considered as part of their insurance application may secure savings.
• Raising your deductible – Drivers willing to pay a higher deductible may pay lower rates. However, drivers should only do so if they’re confident they’ll be able to pay a higher deductible in the event of damage.
• Telematic programs – Drivers who opt in to telematics programs which track their driving behaviour may be able to save. Carriers can personalize premiums based on driver behaviour.

If you’re a young driver looking for Nissan insurance, you may be able to bring down costs by being insured on one of your parents’ policies.

Other ways young drivers can bring down their rates include:

• Completing a driving course.
• Being enrolled at a school that offers insurance discounts to students who maintain good grades.

Yes, it’s 100% safe to get insurance coverage for a Nisssan online. It’s also fast and convenient.

Start with our free online tool for more than 75+ quotes from the leading insurance companies in Canada.