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On average, Quebec City drivers save hundreds of dollars per year by comparing quotes with us.

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What our users say:

April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
Stefan Ciucas
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
Steve Miller
April 6
Easy and friendly process.
Easy and friendly process.
April 5
So good service ,,
So good service ,,, Tammy service me so so good
Son Nguyen
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

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When you find the best quote, secure your Quebec City auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Quebec City.

Quebec City may be one of Canada’s most walkable cities, but many residents find that a car is still a necessity.

If this is you, you'll definitely need a great auto insurance plan. Luckily, there are lots of auto insurance companies in Quebec City and one may even be a perfect fit — and you can find it in less than 5 minutes by comparing the market.

That's where we can help. makes buying car insurance easier by letting you compare quotes from 50+ of Canada's top insurance providers. We’ll also set you up with a Quebec car insurance broker who can secure your new, lower car insurance rate.

At you can find affordable car insurance from Quebec City car insurance brokers and providers in your area.

Best of all, our service is free, secure, and it takes us 3 minutes to fetch your results.

Front view of a car. Illustration.

See how our customers in Quebec save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 24, 2024
Male, 34 years old
Lowest Rate
Average Rate
Quote from April 24, 2024
Male, 29 years old
2021 LEXUS NX300 4DR AWD
Lowest Rate
Average Rate
Quote from April 24, 2024
Male, 23 years old
Lowest Rate
Average Rate

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Focus on

Driving in Quebec City.

Most popular cars in Quebec City

Here’s a snapshot of the kinds of cars Quebec City residents drive based on data pulled from

Popular Brands

  1. Toyota
  2. Hyundai
  3. Honda
  4. Mazda
  5. Kia

Who shops for auto insurance quotes in Quebec City?

Take a look at some information we pulled from the database to get a glimpse of who’s shopping for cheap auto insurance quotes in Quebec City.

Gender of our users


Average Age


years old

Tickets & Accidents

Have Tickets
Have Had Accidents

What can I do to get cheap car insurance in Quebec City?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about car insurance in Quebec City, answered.


How much is car insurance in Quebec City?

While a number of factors determine what you’ll pay for auto insurance in Quebec City, including postal code, your driving history and your age, according to data from, car insurance in Quebec City costs are about 60% higher than what the Insurance Bureau of Canada says is the provincial average ($717).

How do Quebec City car insurance rates compare to other cities in Quebec?

Location is a major determining factor in how much you’ll pay for car insurance in Quebec down to your home address.

Why does your address matter? Let’s say an insurance company has customers who all reside in one neighbourhood. This particular set of customers have filed a lot of insurance claims recently. In response, the insurance company will raise rates for its customers for existing and new customers from this neighbourhood.

Conversely, other areas will experience lower monthly premiums as a result of these same factors. In fact, in nearby Levis, insurance costs about 11% more than what drivers are paying in Quebec City.

Where do I get the cheapest car insurance quotes in Quebec City?

This is a tricky question to answer as car insurance is such a customized product, and no one company will provide the cheapest automobile insurance in Quebec City to all drivers who apply for coverage.

Your policy and your rates will be specific to your circumstances. While some of the factors that influence your auto insurance premiums are within your control, others are not.

Factors that are within your control include:

  • The type of car you drive.
  • Your driving record.
  • The amount of kilometres you drive each year.
  • Your eligibility for discounts.
  • The amount of coverage you decide to buy.

Some of the things that are out of your control include:

  • The driving histories of other policyholders.
  • Your insurance company’s underwriting standards.

Generally speaking, there are some steps you can take to help ensure you’re getting the best rate possible, including:

  • Buying a car that is not known to be targeted by thieves (the Insurance Bureau of Canada puts out a list of the top 10 most-frequently stolen cars annually).
  • Purchasing a vehicle with good safety ratings.
  • Being a defensive driver.
  • Opting for a standard car insurance policy.
  • Taking advantage of discounts offered for things such as installing winter tires and maintaining a high GPA if you’re a student.

Because you can’t do anything about factors that are outside your control, we recommend you focus on keeping a clean driving and insurance history and comparing Quebec City auto insurance rates.

Every insurance company will have a different risk tolerance, which means that one may offer you a better rate than another. This is why it’s so important to compare rates each and every year to ensure you’re getting the best car insurance price for you in Quebec City.

What factors affect the cost of car insurance in Quebec City?

There are a number of different factors insurance companies will take into account when calculating your rate. This includes:

  • How much time you spend behind the wheel: The more time you spend on the road, the greater the chance you could be involved in an accident. Whenever possible, combine your trips to cut down on the amount of times you’re getting behind the wheel.
  • Your daily commute: If you’re using your car to commute on a daily basis, you will have higher premiums than someone who drives less often. Conversely, if you’re only using your vehicle to run the occasional errand, you’ll likely have lower monthly premiums.
  • Your driving record: Driving history is one factor that will weigh heavily on how much you pay for car insurance. If you have a history of tickets or accidents on your record, you’ll likely pay more than someone with a clean abstract due to being considered higher risk. Additionally, having less driving experience (approximately less than 10 years) can also push your rates up. If you have any driving convictions on your record, you’re also likely to face increased insurance rates.
  • Your insurance history: In addition to your driving history, your insurance history will also play a role in determining your rates. Those who’ve filed multiple claims or who’ve missed making their insurance payments may be given a higher rate as they’re deemed higher risk. New drivers looking for car insurance in Quebec City will face higher premiums as a result because their insurance history is limited. New immigrants might also face higher premiums if they have no Canadian insurance history at all.
  • Your age: According to actuarial data, you’re at a higher probability of being in a collision as a young driver. This is because you are inexperienced and are likely going to make some mistakes. Conversely, car insurance in Quebec City for seniors is likely more affordable simply because they have more experience, especially with a driving record that is clear of accidents and convictions.
  • Your gender: Like it or not, men pay more for insurance than their female counterparts, as they are more likely to engage in risky driving behaviours such as drinking and driving and speeding.
  • Your postal code: Your location has a lot of bearing on what your insurance rates are like. In general, urban dwellers tend to pay more than drivers in rural areas. Additionally, those who live in an area with a higher concentration of claims will find themselves paying more for insurance than those who live even the next postal code over.
  • The amount of coverage you purchase: Your policy itself is also a major factor in how much you’ll pay for insurance premiums. While everyone in Canada is required to have a minimal amount of insurance coverage, buying coverage that exceeds the mandatory minimums will raise your rates.

What are car insurance rates in Quebec City for students?

Car insurance rates for students in Quebec are likely to be higher than the rates for most drivers. This is because students don’t have as much driving experience as some drivers, in addition to having less insurance history. One way for students to get more affordable insurance is to maintain a high GPA, as some providers offer a discount for achieving minimum grades.

What are car insurance rates in Quebec City for new immigrants?

Like students, new immigrants are likely to pay higher insurance premiums than those born and raised in Canada. This is because they won’t have the insurance and driving history in Canada that can make it easier to secure an affordable rate. One way to lock in a better rate as a new immigrant is to get a letter of insurance history from your previous insurance company, as this can help prove to an insurer that you are a safe and trustworthy driver.

What are car insurance rates in Quebec City for high-risk drivers?

Car insurance rates for high-risk drivers will be higher than the rates offered to other drivers.

Being classed as a high-risk driver means that insurance companies think it likely they’ll need to pay out a claim on your behalf at some point. Having multiple traffic convictions or a shoddy payment history puts you in the high-risk category with most insurance companies. This results in higher premiums for you as a driver.

There are some car insurance companies in Quebec City that cater specifically to the high-risk demographic. You might also be able to purchase facility insurance, which is a pool that is funded by Canadian insurance companies to offer coverage to high-risk drivers.

How can I reduce my car insurance premiums in Quebec City?

While there are many things out of your control when it comes to securing an affordable car insurance rate in Quebec City, there are some things you can do to reduce your car insurance premium.

One way to save is to compare rates from multiple insurance companies with the help of an online comparison website such as After you review your Quebec City car insurance estimates from over 50 providers, we’ll set you up with the Quebec City car insurance broker or agent offering your cheapest rate.

Most importantly, maintain a good driving record, as this has the greatest impact on your insurance premiums. Ensure you make payments on time, and ask your insurance company about any discounts such as bundling, driver’s education, or student GPA. Opting for basic coverage and driving only when necessary will also help to keep your premiums low.

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