Compare the best Ram car insurance quotes for free.

On average, Ram drivers save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

22,713 Canadians

have compared rates and saved money over the last 24 hours

What our users say:

July 18
Responsive helpful
Very helpful thank you
Karel Ferenc
July 17
Great Customer service
I was very happy and please with the outcome of the call, all my questions were ...
Santo
July 17
Quick and easy
Quick and easy. Very helpful broker
Peter Deeprose
July 17
Very knowledgeable and helpful sales…
Very knowledgeable and helpful sales staff.
Lisa Rucha
July 17
Mark was very informative and not…
Mark was very informative and not pushy. He was very helpful and I appreciate it...
Brenda Hanzuk
July 16
Super helpful
Super helpful, quick and easy!
Mandy J
July 12
Excellent service
The lowest rates agent called me right after I finished the initial question and...
D-Glenn Surgenor
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
Jeff
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester
July 5
The service I received today 7/4/24 was…
The service I received today 7/4/24 was amazing and swift.
MARIO CLARKE
July 3
Quick results
Quick results, connected with a company in no time at all. Ended up doing busine...
Paul in Calgary
July 2
Prompt reply
Fare and competitive rate
Obaid Khan
June 29
Savings
Saved me $300 a year
Eric Buls
June 29
Amazing service
Amazing service, very quick response and helpful staff
Abdo Antoun
June 28
There was an instant offer and then…
There was an instant offer and then quick follow up.
Dcghelani
June 28
The people I was dealing with were…
The people I was dealing with were knowledgeable and very helpful
Evgenia
June 20
Good
Good rates using
Sharma
June 10
The service was quick and convenient.
The service was quick and convenient.
Eddy
June 2
Great customer service!
Great customer service!
Owen Thompson
May 23
There going to help you be covered as long as you keep keep up with your monthly payments against somebody else s fire and flood damage if you started the fire or flood by no fault of your own doing .
My sister refused me to cooperaters in hamilton for apt fire insurance .they gav...
Cindy Lou
May 15
The Hope of a more cost saving policy
The Hope of a more cost saving policy
Caroline m Fremont
May 14
They went through the insurance…
They went through the insurance information with me , and allowed me to save hun...
Kevin Jessome
May 5
I was so impressed with your…
I was so impressed with your representative- Bhakti Joshi for her help in walkin...
Maureen Driscoll
May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
Leona Toner
May 4
Very Helpful when time you need it
I have been using lowest rate.ca to find the best raye for any of my insurance a...
Eli
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Ram auto insurance: what you need to know.

A favourite among those looking for a heavy duty truck, Ram offers the comfort and the capability today’s truck driver looks for. Proudly made in North America, the Ram 1500 model has been named Motortrend’s Truck of the Year for the last three years — a feat unmatched by any other automaker.

If you’re looking to get behind the wheel of a Ram, make sure you’re comparing the cost of Ram insurance in Canada beforehand.

Insurance rates for your Ram will vary depending on a number of factors, including: who is driving the truck, how old your Ram is, what model Ram you purchase, and where you’re driving.

Don’t just settle for the first Ram car insurance quote you’re given — make sure you’re shopping around for the best deal possible. A broker for Ram insurance can help you get a good deal, and you can always use a rate comparison site such as LowestRates.ca to ensure that you’re getting the best car insurance rates for Ram.

Whether you’re looking for a new Ram insurance policy or a Ram insurance renewal, our comparison tool can help you find the best Ram car insurance price.

Keep scrolling to learn more about Ram insurance coverage.

How much is insurance for a Ram?

With several different models to choose from, it can be tough to answer questions like, “how much is insurance for a Ram?” or “what’s the cheapest Ram to insure?”

Determining Ram insurance costs will depend on a number of variables. Insurance companies have complex algorithms and tools to determine Ram car insurance rates. These algorithms consider factors such as a driver’s driving history, whether you live in the city or country, what province you’re in, as well as vehicle type and model.

Car insurance providers will also look at your insurance history to see whether you’ve made any claims prior. Ram insurance for new and young drivers, for example, is likely a higher price than the Ram vehicle insurance offered to seasoned drivers.

It’s important to note that only the Atlantic provinces, Ontario, Alberta, Quebec, and the territories have private insurance markets. In all other provinces, insurance is provided by the government. This is why the average Ram insurance cost isn’t a reliable benchmark to base your budget on and you’re better off applying for quotes.

If you’re looking for the best insurance rates for a Ram, start with a free quote from our LowestRates.ca comparison tool. We’ll help you compare Ram insurance costs online in just 3 minutes.

To get a better sense of the average cost of Ram auto insurance, we pulled together some Ram insurance premium comparisons below.

The following are Ram car insurance rates offered to real LowestRates.ca users.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 19, 2024
Customer
Male, 18 years old
Location
ontario
Vehicle
2007 DODGE/RAM RAM 2500 SLT QUAD CAB 4WD DIESEL
Lowest Rate
$285/mth
$3,421/yr
Average Rate
$440/mth
$5,280/yr
Saved
$155/mth
35.21%
Quote from July 19, 2024
Customer
Male, 26 years old
Location
ontario
Vehicle
2019 DODGE/RAM CHARGER SXT 4DR AWD
Lowest Rate
$200/mth
$2,394/yr
Average Rate
$279/mth
$3,347/yr
Saved
$79/mth
28.47%
Quote from July 19, 2024
Customer
Male, 30 years old
Location
ontario
Vehicle
2021 DODGE/RAM RAM 1500 SLT QUAD CAB 4WD
Lowest Rate
$472/mth
$5,667/yr
Average Rate
$759/mth
$9,104/yr
Saved
$286/mth
37.75%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Ram auto insurance rates, answered.

What is the cheapest Ram to insure?

If you’re looking for cheap Ram car insurance, your best bet is to choose the lowest level trim available. For example, the Ram 2500 would be more expensive to insure than a Ram 1500, but less than the Ram 3500. The more expensive your vehicle is at the point of sale, the more expensive it will be to replace in the event of a claim.

Because the Ram 1500 was one of the 10 most stolen vehicles in 2020, car insurance on a Ram is likely to be more expensive than other vehicles. It’s also important to note that for its size and class, Ram is one of the most expensive vehicles to insure.

Comparing and reviewing your Ram insurance rates annually will ensure you’re always getting the best rate possible. Using a tool like LowestRates.ca comparison tool takes less than 5 minutes and compares more than 50 different rates to help you find the best deal.

Used vs. new Ram: which is cheaper to insure?

Insurance on used Ram cars is usually cheaper than insurance for new Rams. This is because it is more expensive to replace a newer model Ram than an older model. Newer Rams will also require more insurance coverage than older or used Rams.

Whereas liability and accident benefits are mandatory whether your vehicle is new or used, coverage for physical damage is not. If you own your vehicle outright, then collision coverage is optional in many provinces (though it is still highly recommended as it covers damage that happens to your vehicle while in motion.) Comprehensive coverage will cover your vehicle when stationary and is also optional if you own your vehicle outright. It’s recommended to have comprehensive and collision insurance on newer cars, and it will likely be a requirement if you’re leasing your vehicle.

It’s important to note that the Ram is one of the most expensive trucks in its size and class to insure, despite being named a Top Safety Pick by the IIHS. This is likely due to the high theft rates for this model. 

What is the best car insurance for a Ram?

The key to getting the best insurance rate on a Ram is to ensure you’re only paying for the coverage you need, and that your driving history is in top shape. Also ensuring that your insurance coverage doesn’t have any gaps can help you to get the best rate possible. There’s no single insurance provider that’s best for one particular make — which is why comparing quotes is essential.

The LowestRates.ca comparison tool is one of the fastest ways to ensure you’re getting the best online price for Ram insurance. You can also reach out directly to a broker near you to discuss insurance for a Ram. Brokers work with multiple insurance companies to help get you the best rate possible for your coverage needs.

How are auto insurance quotes for Ram calculated?

Factors that will affect your Ram insurance cost include your location, your age, and your driving history.

To ensure you’re always getting the best insurance rate for your Ram, use LowestRate.ca’s free online tool to compare costs from more than 50+ Canadian insurance providers.

  • Location: Rates are often more expensive in Ontario than in other provinces, and more expensive in large cities compared to small towns. Your insurance may even depend on the neighbourhood you live in within a particular city.
  • Age: Provinces such as Alberta and Ontario allow insurance companies to use age as a factor in calculating insurance premiums. This means that those under the age of 25 are likely to have higher rates than more experienced drivers. Once you’ve proven yourself as a safe driver, your rates will likely drop.
  • History: Your driving history and whether or not you’ve made any insurance claims in the past are two of the biggest factors in determining your insurance rate. Should you find yourself in a position where you need to make a claim, weigh the potential premium increases against the current costs carefully.
  • Customer loyalty: Some insurance companies offer discounts for customer loyalty — such as having more than one insurance product with a particular company, or being with them for many years. There may even be discounts for those who have completed a driver education course.
  • Insurance company’s own underwriting. Finally, your coverage limits as well as whether or not you’re setting up a new policy or renewing will also impact the rate you get.

Is it safe to buy Ram insurance online?

Yes, it’s totally safe to buy Ram insurance online. Our tool is free, unbiased, and secure — we only ask for the details we need to find you the best quotes in your area, and we’ll never give your information to a third party. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.

Auto insurance news

Read More Like This