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What our users say:

October 2
Contact was very helpfull in going over…
Contact was very helpfull in going over my reguirements and explaning any questi...
Jim Kloepfer
September 27
Very good service
Very good service. I received a competitive quote for my insurance.
Maksym Marusenko
September 20
I appreciate the kind and welcoming…
I appreciate the kind and welcoming service I received.
Shawn M
September 20
Good
Very good 👍 experience with people 👌 very good experience I am coming with...
Gurmail Gosal
September 19
Easy and fast quote
Easy and fast quote. great customer service experience.
Maryanne Mooney
September 18
Can't think of anything else
Can't think of anything else. Very user friendly
Steve McFarlane
September 16
Good price
I'm good professional very fest response Quotes with good price
Karel Ferenc
September 16
Website is easy to use with quick and easy follow up
Website was simple and easy to use. The follow up with a live representative was...
Luc Dumouchel
September 12
the agent was very friendly and helpful
the agent was very friendly and helpful
Juerg Schmutz
September 8
Fantastic job
Fantastic job
Fikremariam Mengesha
September 4
Jen was super supportive and…
Jen was super supportive and knowledgeable and took the time to explain everythi...
Gail Chambers
September 3
Friendly and reliable
Friendly, efficient and reliable information was fgiven by the agent
Nondescfipt
September 2
Efficient service with excellent…explanations.
Efficient service with excellent explanations.Will definitely recommend you to f...
Norman Hunt
August 31
Great customer service
It felt like the person on the other side of the phone was going above to find m...
Dan Miller
August 31
The agent Mike Jericho was very helpful…
The agent Mike Jericho was very helpful & did his best to get us the best quotes...
Garry Stevenson
August 31
Very quick follow up and prompt advice
Very quick follow up and prompt advice
Alice Fonseca
August 28
I had a positive experience withhe…
I had a positive experience with the company that would be able to help me.
Beverley
August 19
Program efficiency
The program is user friendly, and information is helpful.
Yanling Sun
August 18
friendly, fair prices and time efficient
Sandra, Robert and the price per month! Wonderful
Shannon Carter
August 8
I got all the information I needed to…
I got all the information I needed to make a quick decision. The agent is knowle...
Denis Fernandes
August 4
Quick n easy
Quick n easy
Terry
August 2
Easy and fast
Easy and fast
Chealsey
July 31
Professional People
Professional People
Analyn Abendan
July 29
Quick response and reply to my messages
Quick response and reply to my messages
David
July 27
Fast response and found a lower rate.
Fast response and found a lower rate.
William Clifford
July 19
Saved over $700
Saved over $700. That says it all.
Tim

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Ram auto insurance: what you need to know.

A favourite among those looking for a heavy duty truck, Ram offers the comfort and the capability today’s truck driver looks for. Proudly made in North America, the Ram 1500 model has been named Motortrend’s Truck of the Year for the last three years — a feat unmatched by any other automaker.

If you’re looking to get behind the wheel of a Ram, make sure you’re comparing the cost of Ram insurance in Canada beforehand.

Insurance rates for your Ram will vary depending on a number of factors, including: who is driving the truck, how old your Ram is, what model Ram you purchase, and where you’re driving.

Don’t just settle for the first Ram car insurance quote you’re given — make sure you’re shopping around for the best deal possible. A broker for Ram insurance can help you get a good deal, and you can always use a rate comparison site such as LowestRates.ca to ensure that you’re getting the best car insurance rates for Ram.

Whether you’re looking for a new Ram insurance policy or a Ram insurance renewal, our comparison tool can help you find the best Ram car insurance price.

Keep scrolling to learn more about Ram insurance coverage.

How much is insurance for a Ram?

With several different models to choose from, it can be tough to answer questions like, “how much is insurance for a Ram?” or “what’s the cheapest Ram to insure?”

Determining Ram insurance costs will depend on a number of variables. Insurance companies have complex algorithms and tools to determine Ram car insurance rates. These algorithms consider factors such as a driver’s driving history, whether you live in the city or country, what province you’re in, as well as vehicle type and model.

Car insurance providers will also look at your insurance history to see whether you’ve made any claims prior. Ram insurance for new and young drivers, for example, is likely a higher price than the Ram vehicle insurance offered to seasoned drivers.

It’s important to note that only the Atlantic provinces, Ontario, Alberta, Quebec, and the territories have private insurance markets. In all other provinces, insurance is provided by the government. This is why the average Ram insurance cost isn’t a reliable benchmark to base your budget on and you’re better off applying for quotes.

If you’re looking for the best insurance rates for a Ram, start with a free quote from our LowestRates.ca comparison tool. We’ll help you compare Ram insurance costs online in just 3 minutes.

To get a better sense of the average cost of Ram auto insurance, we pulled together some Ram insurance premium comparisons below.

The following are Ram car insurance rates offered to real LowestRates.ca users.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from October 05, 2024
Customer
Male, 66 years old
Location
ontario
Vehicle
2015 DODGE/RAM GRAND CARAVAN SE
Lowest Rate
$145/mth
$1,738/yr
Average Rate
$205/mth
$2,459/yr
Saved
$60/mth
29.32%
Quote from October 05, 2024
Customer
Male, 24 years old
Location
ontario
Vehicle
2012 DODGE/RAM JOURNEY CREW 4DR 2WD
Lowest Rate
$215/mth
$2,578/yr
Average Rate
$400/mth
$4,801/yr
Saved
$185/mth
46.30%
Quote from October 05, 2024
Customer
Male, 29 years old
Location
ontario
Vehicle
2012 DODGE/RAM JOURNEY SXT 4DR 2WD
Lowest Rate
$651/mth
$7,808/yr
Average Rate
$845/mth
$10,143/yr
Saved
$195/mth
23.02%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Ram auto insurance rates, answered.

What is the cheapest Ram to insure?

If you’re looking for cheap Ram car insurance, your best bet is to choose the lowest level trim available. For example, the Ram 2500 would be more expensive to insure than a Ram 1500, but less than the Ram 3500. The more expensive your vehicle is at the point of sale, the more expensive it will be to replace in the event of a claim.

Because the Ram 1500 was one of the 10 most stolen vehicles in 2020, car insurance on a Ram is likely to be more expensive than other vehicles. It’s also important to note that for its size and class, Ram is one of the most expensive vehicles to insure.

Comparing and reviewing your Ram insurance rates annually will ensure you’re always getting the best rate possible. Using a tool like LowestRates.ca comparison tool takes less than 5 minutes and compares more than 50 different rates to help you find the best deal.

Used vs. new Ram: which is cheaper to insure?

Insurance on used Ram cars is usually cheaper than insurance for new Rams. This is because it is more expensive to replace a newer model Ram than an older model. Newer Rams will also require more insurance coverage than older or used Rams.

Whereas liability and accident benefits are mandatory whether your vehicle is new or used, coverage for physical damage is not. If you own your vehicle outright, then collision coverage is optional in many provinces (though it is still highly recommended as it covers damage that happens to your vehicle while in motion.) Comprehensive coverage will cover your vehicle when stationary and is also optional if you own your vehicle outright. It’s recommended to have comprehensive and collision insurance on newer cars, and it will likely be a requirement if you’re leasing your vehicle.

It’s important to note that the Ram is one of the most expensive trucks in its size and class to insure, despite being named a Top Safety Pick by the IIHS. This is likely due to the high theft rates for this model. 

What is the best car insurance for a Ram?

The key to getting the best insurance rate on a Ram is to ensure you’re only paying for the coverage you need, and that your driving history is in top shape. Also ensuring that your insurance coverage doesn’t have any gaps can help you to get the best rate possible. There’s no single insurance provider that’s best for one particular make — which is why comparing quotes is essential.

The LowestRates.ca comparison tool is one of the fastest ways to ensure you’re getting the best online price for Ram insurance. You can also reach out directly to a broker near you to discuss insurance for a Ram. Brokers work with multiple insurance companies to help get you the best rate possible for your coverage needs.

How are auto insurance quotes for Ram calculated?

Factors that will affect your Ram insurance cost include your location, your age, and your driving history.

To ensure you’re always getting the best insurance rate for your Ram, use LowestRate.ca’s free online tool to compare costs from more than 50+ Canadian insurance providers.

  • Location: Rates are often more expensive in Ontario than in other provinces, and more expensive in large cities compared to small towns. Your insurance may even depend on the neighbourhood you live in within a particular city.
  • Age: Provinces such as Alberta and Ontario allow insurance companies to use age as a factor in calculating insurance premiums. This means that those under the age of 25 are likely to have higher rates than more experienced drivers. Once you’ve proven yourself as a safe driver, your rates will likely drop.
  • History: Your driving history and whether or not you’ve made any insurance claims in the past are two of the biggest factors in determining your insurance rate. Should you find yourself in a position where you need to make a claim, weigh the potential premium increases against the current costs carefully.
  • Customer loyalty: Some insurance companies offer discounts for customer loyalty — such as having more than one insurance product with a particular company, or being with them for many years. There may even be discounts for those who have completed a driver education course.
  • Insurance company’s own underwriting. Finally, your coverage limits as well as whether or not you’re setting up a new policy or renewing will also impact the rate you get.

Is it safe to buy Ram insurance online?

Yes, it’s totally safe to buy Ram insurance online. Our tool is free, unbiased, and secure — we only ask for the details we need to find you the best quotes in your area, and we’ll never give your information to a third party. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.

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