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On average, Ram drivers save hundreds of dollars per year by comparing quotes with us.

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What our users say:

April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
Phyllis
April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
ct
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
KAREN FOBERT
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
Stefan Ciucas
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
mark
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
Steve Miller
April 6
Easy and friendly process.
Easy and friendly process.
shr
April 5
So good service ,,
So good service ,,, Tammy service me so so good
Son Nguyen
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

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Ram auto insurance: what you need to know.

A favourite among those looking for a heavy duty truck, Ram offers the comfort and the capability today’s truck driver looks for. Proudly made in North America, the Ram 1500 model has been named Motortrend’s Truck of the Year for the last three years — a feat unmatched by any other automaker.

If you’re looking to get behind the wheel of a Ram, make sure you’re comparing the cost of Ram insurance in Canada beforehand.

Insurance rates for your Ram will vary depending on a number of factors, including: who is driving the truck, how old your Ram is, what model Ram you purchase, and where you’re driving.

Don’t just settle for the first Ram car insurance quote you’re given — make sure you’re shopping around for the best deal possible. A broker for Ram insurance can help you get a good deal, and you can always use a rate comparison site such as LowestRates.ca to ensure that you’re getting the best car insurance rates for Ram.

Whether you’re looking for a new Ram insurance policy or a Ram insurance renewal, our comparison tool can help you find the best Ram car insurance price.

Keep scrolling to learn more about Ram insurance coverage.

How much is insurance for a Ram?

With several different models to choose from, it can be tough to answer questions like, “how much is insurance for a Ram?” or “what’s the cheapest Ram to insure?”

Determining Ram insurance costs will depend on a number of variables. Insurance companies have complex algorithms and tools to determine Ram car insurance rates. These algorithms consider factors such as a driver’s driving history, whether you live in the city or country, what province you’re in, as well as vehicle type and model.

Car insurance providers will also look at your insurance history to see whether you’ve made any claims prior. Ram insurance for new and young drivers, for example, is likely a higher price than the Ram vehicle insurance offered to seasoned drivers.

It’s important to note that only the Atlantic provinces, Ontario, Alberta, Quebec, and the territories have private insurance markets. In all other provinces, insurance is provided by the government. This is why the average Ram insurance cost isn’t a reliable benchmark to base your budget on and you’re better off applying for quotes.

If you’re looking for the best insurance rates for a Ram, start with a free quote from our LowestRates.ca comparison tool. We’ll help you compare Ram insurance costs online in just 3 minutes.

To get a better sense of the average cost of Ram auto insurance, we pulled together some Ram insurance premium comparisons below.

The following are Ram car insurance rates offered to real LowestRates.ca users.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 22, 2024
Customer
Female, 25 years old
Location
ontario
Vehicle
2008 DODGE/RAM SPRINTER 2500 WB 144
Lowest Rate
$463/mth
$5,554/yr
Average Rate
$667/mth
$8,007/yr
Saved
$204/mth
30.64%
Quote from April 22, 2024
Customer
Male, 30 years old
Location
nova scotia
Vehicle
2014 DODGE/RAM AVENGER SE 4DR
Lowest Rate
$215/mth
$2,585/yr
Average Rate
$446/mth
$5,352/yr
Saved
$231/mth
51.70%
Quote from April 22, 2024
Customer
Female, 58 years old
Location
ontario
Vehicle
2017 DODGE/RAM CHARGER SXT 4DR
Lowest Rate
$303/mth
$3,640/yr
Average Rate
$490/mth
$5,875/yr
Saved
$186/mth
38.04%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Ram auto insurance rates, answered.

What is the cheapest Ram to insure?

If you’re looking for cheap Ram car insurance, your best bet is to choose the lowest level trim available. For example, the Ram 2500 would be more expensive to insure than a Ram 1500, but less than the Ram 3500. The more expensive your vehicle is at the point of sale, the more expensive it will be to replace in the event of a claim.

Because the Ram 1500 was one of the 10 most stolen vehicles in 2020, car insurance on a Ram is likely to be more expensive than other vehicles. It’s also important to note that for its size and class, Ram is one of the most expensive vehicles to insure.

Comparing and reviewing your Ram insurance rates annually will ensure you’re always getting the best rate possible. Using a tool like LowestRates.ca comparison tool takes less than 5 minutes and compares more than 50 different rates to help you find the best deal.

Used vs. new Ram: which is cheaper to insure?

Insurance on used Ram cars is usually cheaper than insurance for new Rams. This is because it is more expensive to replace a newer model Ram than an older model. Newer Rams will also require more insurance coverage than older or used Rams.

Whereas liability and accident benefits are mandatory whether your vehicle is new or used, coverage for physical damage is not. If you own your vehicle outright, then collision coverage is optional in many provinces (though it is still highly recommended as it covers damage that happens to your vehicle while in motion.) Comprehensive coverage will cover your vehicle when stationary and is also optional if you own your vehicle outright. It’s recommended to have comprehensive and collision insurance on newer cars, and it will likely be a requirement if you’re leasing your vehicle.

It’s important to note that the Ram is one of the most expensive trucks in its size and class to insure, despite being named a Top Safety Pick by the IIHS. This is likely due to the high theft rates for this model. 

What is the best car insurance for a Ram?

The key to getting the best insurance rate on a Ram is to ensure you’re only paying for the coverage you need, and that your driving history is in top shape. Also ensuring that your insurance coverage doesn’t have any gaps can help you to get the best rate possible. There’s no single insurance provider that’s best for one particular make — which is why comparing quotes is essential.

The LowestRates.ca comparison tool is one of the fastest ways to ensure you’re getting the best online price for Ram insurance. You can also reach out directly to a broker near you to discuss insurance for a Ram. Brokers work with multiple insurance companies to help get you the best rate possible for your coverage needs.

How are auto insurance quotes for Ram calculated?

Factors that will affect your Ram insurance cost include your location, your age, and your driving history.

To ensure you’re always getting the best insurance rate for your Ram, use LowestRate.ca’s free online tool to compare costs from more than 50+ Canadian insurance providers.

  • Location: Rates are often more expensive in Ontario than in other provinces, and more expensive in large cities compared to small towns. Your insurance may even depend on the neighbourhood you live in within a particular city.
  • Age: Provinces such as Alberta and Ontario allow insurance companies to use age as a factor in calculating insurance premiums. This means that those under the age of 25 are likely to have higher rates than more experienced drivers. Once you’ve proven yourself as a safe driver, your rates will likely drop.
  • History: Your driving history and whether or not you’ve made any insurance claims in the past are two of the biggest factors in determining your insurance rate. Should you find yourself in a position where you need to make a claim, weigh the potential premium increases against the current costs carefully.
  • Customer loyalty: Some insurance companies offer discounts for customer loyalty — such as having more than one insurance product with a particular company, or being with them for many years. There may even be discounts for those who have completed a driver education course.
  • Insurance company’s own underwriting. Finally, your coverage limits as well as whether or not you’re setting up a new policy or renewing will also impact the rate you get.

Is it safe to buy Ram insurance online?

Yes, it’s totally safe to buy Ram insurance online. Our tool is free, unbiased, and secure — we only ask for the details we need to find you the best quotes in your area, and we’ll never give your information to a third party. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.

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