About Red Deer car insurance


Located mid-way between Alberta's two biggest cities, you might wonder if Red Deer suffers from a bit of an identity crisis. But this city of 99,000 has a lot going for it, including great parks and a charming downtown. In a way, Red Deer drivers get the best of both worlds: they have lots of city amenities, they're close to Edmonton and Calgary, but they don't have to contend with day-to-day gridlock.

Driving in Red Deer does have its challenges though. Motorists have to navigate occasional rush hour traffic and tricky winter weather that makes even the hardiest Canuck want to stay in bed. But rain, shine, or 12 inches of snow, Red Deer drivers always need auto insurance. At LowestRates.ca, you can get the most competitive quotes from all the top providers in Red Deer quickly and easily.

Most popular brands


According to our data, Red Deer drivers like these vehicle brands the most:

Most popular automotive brands - Red Deer

Who shops for auto insurance in Red Deer?


Based on LowestRates.ca data, here's who's shopping for a car insurance policy in Red Deer.

Our users' gender
Who is shopping for insurance - Red Deer - By Gender
Tickets and accidents in Red Deer
Who is shopping for insurance - Red Deer - By Tickets and Accidents
Average age of our users
Who is shopping for insurance - Red Deer - By Average Age

Driving in Red Deer: facts and myths

Fun facts
  • Get a smart-card. Red Deer offers smart-cards that can be pre-loaded with cash so you don't have to fish for change when you pull up to a parking meter.
  • Fight your traffic ticket — in a hotel. In an effort to free up space at the courthouse, the city moved its traffic court to the Red Deer Lodge hotel. The proceedings currently take place in either the hotel lobby or the Gull Lake conference room.
  • Alberta winters are nothing to scoff at. The coldest recorded temperature in Red Deer is a frigid -43.3°C.
  • Red Deer's historic downtown offers fantastic shopping, dining, theatre, and festivals year round. Parking downtown costs anywhere from $0.60 to $1 per hour.
  • Radar detectors are illegal in Red Deer. False. Radar detectors are legal in Red Deer and in the rest of Alberta.
  • This city's named after the red deer that roam the land. False. Ironically, there are no red deer in Red Deer. The name came about from a misunderstanding. The Cree people named the river Waskasoo Seepee, meaning "Elk River," but the British traders called it Red Deer River after mistaking elk for European red deer.
  • Red Deer has no public transportation. False. Red Deer Transit has 12 bus routes that operate every day.
  • You can park trailers or RVs anywhere in Red Deer. False. You can only park your trailer or RV on a constructed parking pad in your front yard between April 1 and October 31.

Red Deer driving tips

  1. Buy snow tires if you're going to drive in Red Deer during the winter. Red Deer gets pounded by snowstorms, so invest in a set of snow tires for your safety and the safety of others. You won't regret it.
  2. Watch where you park. If you're parking on the street in Red Deer, your vehicle must be at least 1.5 metres away from the driveway.
  3. Gearing up for your daily commute?​ Check out local traffic conditions on the Alberta traffic camera site: http://www.amaroadreports.ca/cameras/red-deer
  4. Be extra vigilant at the intersection of Gaetz Avenue and 32 Street. This is one of the busiest and most dangerous intersections in the city. Keep both hands on the wheel and keep your eyes wide open as you make your way through.
  5. If you're driving on Highway 2 just south of Red Deer, watch for photo radar. This is a favourite spot for law enforcement to nab motorists and even a few km over the limit can cost you.
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