
The 10 least reliable vehicles of 2019, from Consumer Reports
These vehicles rated worst for things like brake failure, peeling paint, and wind noise due to poor seals.
Compare ride-sharing insurance quotes.
Get StartedYes, we know: you enjoy making good money as a driver with Uber or another ride-sharing service, but you're worried about your insurance coverage. Now you don't have to be. As of February 2016, LowestRates.ca offers insurance plans for ride-sharing drivers in select Canadian provinces.
Fill out the form above to learn more about ride-sharing insurance and to get a quote. One of our trusted broker partners will find you the right ride-sharing insurance coverage and help you set up your policy.
Unfortunately, your personal car insurance policy doesn't cover you if you transport passengers for money. Your insurer can refuse to pay your claim if you get into an accident or it can cancel your coverage entirely.
Your insurer calculates your rate based on factors like your driving record, when and where you drive, and how much time you spend per week ride-sharing. If you only spend a few hours per week ride-sharing, you can tailor your coverage to reflect that fact and to help reduce your premium. At LowestRates.ca, finding cheap ride-sharing insurance in Canada is easy.
The ride sharing insurance that we offer currently has a ride-sharing limit of 10 or 20 hours per week, depending on which plan you select.
No. To be eligible for the ride-sharing insurance we offer, drivers must meet several key tests:
Other restrictions also apply. Call for details.
No. Our ride-sharing insurance plans are separate add-ons or 'endorsements' attached to your standard car insurance policy. These add-ons extend your car insurance coverage so that it applies even when you're transporting paying customers.
Because the ride-sharing insurance available on our site is an add-on, you maintain the coverage limits that apply to your main auto insurance policy. Here's what standard coverage includes:
Ride-sharing coverage is currently available in Ontario, Quebec, Alberta, and Atlantic Canada (N.B., N.L., N.S., P.E.I.) — the provinces where Uber and other ride-share services have been legalized by some municipalities. As ride-share becomes more popular in other locations, expect coverage to become increasingly accessible.
Check back to find out when your area is getting ride-sharing insurance.
Ride-sharing insurance availability in Canada | |
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Province / Territory | Ride-sharing insurance available? |
Alberta | |
British Columbia | |
Manitoba | |
New Brunswick | |
Newfoundland | |
Northwest Territories | |
Nova Scotia | |
Nunavut | |
Ontario | |
PEI | |
Quebec | |
Saskatchewan | |
Yukon |
These vehicles rated worst for things like brake failure, peeling paint, and wind noise due to poor seals.
It's often just based on observational evidence, but police officers can also rely on photographic proof.