In addition to personal auto coverage, SGI Canada offers home insurance for owners and renters and business insurance for different industries.
House insurance: Includes typical coverage for your house, yard, personal items and liability, plus identity theft and living expenses if you’re part of a mass evacuation for up to 30 days. Optional coverage is offered for collectors of wine, artwork and antiques. Cottage insurance covering boats, jet skis, RVs and trailers is also available.
Condo insurance: Covers your unit, any private outdoor space like a yard, deck or balcony, and liability, plus the same identity theft and evacuation coverage as SGI Canada’s house insurance. Personal belonging coverage is tailored to the level you need, and add-on coverage for a cottage or valuable collections (wine, jewellery, etc.) is also available.
Tenant insurance: Standard and optional insurance coverage for renters covers what your landlord’s property insurance doesn’t, including your liability, improvements you’ve made to your unit like fresh paint and light fixtures, personal items (at a level you choose), plus identity theft and living expenses for evacuation orders, similar to ScotiaLife’s house and condo coverage. Secondary home coverage can be added to a tenant policy, too.
Business insurance: Packaged coverage for a variety of business types and situations, including business offices, building owners, professional services, retail, 1-2 person contractors and small to medium contractors. Packages can be further tailored with optional add-ons like cyber attack and data breach coverage. For businesses that don’t fit the other packaged offerings, SGI Canada also offers Commercial Pak, a fully customizable business insurance option for a wide range of needs, including large, complex operations.