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What our users say:

February 12
They know what they are talking about
They know what they are talking about
Pearl Barnes
February 12
Great help and very knowledgeable
Great help and very knowledgeable
Eric Carlson
February 12
Your representative I spoke to (she… SEE ABOVE
Your representative I spoke to (she called me on the phone) was very professiona...
Lajos Arendas
February 8
Great experience.
Great experience. Rashid from Scoop Insurance really helped me a lot! He was ve...
Nadia Li Smirnova
February 6
Great people to work with they get you the best quotes
Great place to get best quotes friendly and fast
Christopher Dolland
February 5
Quick response and knowledgeable with…
Quick response and knowledgeable with the information that was requested.
Ronald
February 4
Great on line
Great on line
William
February 4
Brianna was very kind & polite
Brianna was very kind & polite. She also spoke English very well, which help.
Madia Fiume
February 3
Timely response and thorough…
Timely response and thorough communication
Alan.Trafford Trafford
January 31
Compare many providers quickly.
Compare many providers quickly.
William Badinszky
January 31
Saved Big time
Very short wait time to speak to a human. Very knowledgeable and curious represe...
Carolyn
January 31
There was an immediate response
There was an immediate response, then hand-over . I gave my info. and was offere...
marie
January 30
The rep was very helpful.
The rep was very helpful. Answered all of my questions and was extremely polite...
David Kerfoot
January 30
The person I spoke with was very…very nice.
The person I spoke with was very professional and patient. She made me feel com...
Dawn
January 30
Christine is an awesome agent
Christine is an awesome agent. She didn't waste time and understood my needs
Aston George Gregory Walters
January 30
easy to use web site, contact person was every informative
easy to use web site
Ron Peters
January 29
fast and seamless
fast and seamless
NICHOLAS

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When you find the best quote, secure your Sherbrooke auto insurance rate by talking to a licensed broker or agent.

We can help you find cheap car insurance in Sherbrooke.

Looking for affordable car insurance? In Sherbrooke, like in the rest of Quebec, your best bet is to shop around and compare rates before making a decision.

With LowestRates.ca, this is a quick and easy process. Within moments of typing in your Sherbrooke postal code, we'll show you auto insurance quotes from 50+ Canadian providers. After you've locked in your new policy with the insurer providing your best rate, you can take off, perhaps for dinner in the centro (downtown) or to visit a nearby borough. The open road awaits.

Compare Sherbrooke car insurance quotes now with LowestRates.ca.

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See how our customers in Sherbrooke save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from February 17, 2025
Customer
Male, 27 years old
Location
brampton
Vehicle
2021 LEXUS IS 300 4DR AWD
Lowest Rate
$760/mth
$9,120/yr
Average Rate
$1,127/mth
$13,519/yr
Saved
$367/mth
32.54%
Quote from February 17, 2025
Customer
Male, 28 years old
Location
etobicoke
Vehicle
2025 TOYOTA CAMRY SE HEV 4DR AWD
Lowest Rate
$290/mth
$3,485/yr
Average Rate
$419/mth
$5,025/yr
Saved
$128/mth
30.65%
Quote from February 17, 2025
Customer
Male, 56 years old
Location
gloucester
Vehicle
2020 MITSUBISHI RVR SE 4DR 4WD
Lowest Rate
$147/mth
$1,759/yr
Average Rate
$214/mth
$2,570/yr
Saved
$68/mth
31.56%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Focus on

Driving in Sherbrooke.

Most popular cars in Sherbrooke

As you shop around for insurance, consider the car manufacturers Sherbrooke residents are most likely to choose. While this information does not directly impact your personalized rate, when developing insurance premiums, brokers do review and take into account accident benefit claims for the most popular vehicle models.

Popular Brands

  1. Honda
  2. Toyota
  3. Hyundai
  4. Ford
  5. Volkswagen

Who shops for auto insurance quotes in Sherbrooke?

It’s handy to know the demographics of people in Sherbrooke looking for cheap auto insurance. Brokers base premiums on a variety of factors, including gender, average age, and driving record. Combine that information with geography, as insurance brokers do, and you may have a better understanding of how car insurance estimates in Sherbrooke are determined.

Gender of our users

Male
75%
Female
25%

Average Age

33

years old

Tickets & Accidents

Have Tickets
10.2%
Have Had Accidents
9.9%

What can I do to get cheap car insurance in Sherbrooke?

It's easy — if you know how. Here are some of the best ways to lower your auto insurance premiums:

Shop around

We'll show you the most competitive rates from all the top insurers. Now you can compare quotes all in one place.

Buy the right coverage

Avoiding extra frills in your policy and paying for only the coverage you need will lower your premiums.

Drive responsibly

Your driving record impacts your rate. Fewer infractions and fines equals cheaper insurance.

Pay on time

Prompt payments can save you money on late fees and lower your premiums. Insurers love a good customer.

Bundle up

Adding a house, motorcycle, RV, or other type of insurance policy to your car insurance plan can lower your rates.

Be safe, not sorry

Safety features like winter tires and alarm systems can help reduce your insurance premium.

Stick with one insurer

Most auto insurance companies give special discounts to customers who stay with them for a number of years.

Take a course

A defensive driving course makes you a better driver and can significantly reduce your car insurance premiums.

Keep driving

The math is clear: more experience on the road equals lower car insurance premiums. Young drivers almost universally pay higher rates for car insurance. While it’s difficult for new drivers to secure cheap car insurance rates, you may be able to lower your rates by maintaining good grades and attending driving school.

Look at location

Where you drive affects your premiums. Some areas are associated with higher rates of car accidents and theft.

Choose the right car

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates.

Track your driving

With a usage-based car insurance policy, you can turn your low-risk driving habits into lower premiums.

Your questions about car insurance in Sherbrooke, answered.

How much is car insurance in Sherbrooke?

Thanks to data we’ve gathered from drivers who've used LowestRates.ca, we know that car insurance prices in Sherbrooke are about 74% higher than the Quebec average, which is $717 for an annual premium, according to the Insurance Bureau of Canada.

The average isn't a great indicator of what your insurance will cost. First, there are so many other factors that determine the cost of insurance, such as your driving record, how often you use your car, and your claim history (to name a few). Second, it's just an average, taking the premiums of a wide swath of drivers into account. 

The only way to know for sure is to compare quotes from multiple insurance companies serving Sherbrooke.

How do Sherbrooke car insurance rates compare to other cities in Quebec?

When we compare the average annual cost of automobile insurance in Sherbrooke with that of other nearby cities, we see that rates vary from place to place. For instance, the average quote received by residents in Magog showed that annual premiums are 125% higher on average. Meanwhile, in the towns of Granby and Asbestos, costs are about 22% and 35% cheaper, respectively.

Keep in mind, though, this is just one of many points of consideration when it comes to the price of an auto insurance policy in Sherbrooke. You won’t know what the specific insurance cost for your vehicle might be until you search and compare quotes.

Where do I get the cheapest car insurance quotes in Sherbrooke?

The private vehicle insurance market in Quebec is very competitive. This is a great situation for consumers because healthy competition means there’s a broad range of insurance options to compare and choose from –– and also that there’s no single insurance company that stands out for offering the cheapest auto insurance to all Sherbrooke drivers.

Plus, there are so many other elements that impact the cost of a premium, which is calculated on a case-by-case basis.

To find the cheapest available rates for your vehicle and profile (age, driving record, where you live, etc.), your best option is to find and review quotes via LowestRates.ca.

What factors affect the cost of car insurance in Sherbrooke?

Your home address is one determinant of your auto insurance quote, as a Sherbrooke-based driver. But car insurance brokers (for Sherbrooke and elsewhere in Canada) base their rates on multiple factors related to an individual’s personal circumstances, including:

  • Age
  • Gender
  • Driving record
  • Type of vehicle
  • Where you use your car
  • What you use your car for

This might seem like a daunting list of features to be judged by. But no matter your personal scenario –– whether you are a new driver, a daily commuter, or a senior looking for car insurance in Sherbrooke –– we can find an option that works for you by comparing quotes on LowestRates.ca.

What are car insurance rates in Sherbrooke for students?

As a student or new driver looking for cheap car insurance in Sherbrooke, one thing that will almost certainly affect your rates is age. Drivers under the age of 25 are often charged more for insurance, and prices are especially high if you’re male, rather than female. The reason? Many insurers are concerned that new and/or young drivers are a liability.

However, completion of a driving school certificate program might lower the cost of car insurance for newer drivers from the Sherbrooke region.

Review insurance quotes now on LowestRates.ca.

What are car insurance rates in Sherbrooke for new immigrants?

As a newcomer to Canada, all of the same standard personal details that inform car insurance costs in Sherbrooke for other drivers, apply to you. They include age, driving record, where you live, and your past driving experience.

Speaking of experience, a driver’s licence is necessary to be eligible for vehicle insurance. If you have recently arrived in the country, you may be able to use a (valid) driver’s licence from your previous home to apply for and access insurance. Eventually,  you will need to acquire a driver's licence from Quebec.

If you’ve got your licence handy now, search LowestRates.ca for competitive auto insurance quotes.

What are car insurance rates in Sherbrooke for high-risk drivers?

If you are considered high-risk, insurance premiums will cost you more than other drivers. That said, a company offering auto insurance to Sherbrooke-based high-risk drivers will be looking for indicators that you can lower your risk profile in other ways.

For instance, if you are a young driver without a lot of experience to back you up, you could look into the possibility of being placed on your parents' car insurance policy, most likely as an occasional driver.

Or, you could choose to take on an increased deductible. This means, if you are in any way at fault for a collision, resulting in a claim, you will have to pay more out of pocket to cover the cost of the accident.

Having several traffic convictions will also put you in the high-risk category. If you’ve ever had your licence revoked, you are pushed further into the high-risk category.

It’s hard to find cheap auto insurance rates as a high-risk driver. There are, however, insurance companies that cater to high-risk drivers. Failing that option, you can purchase facility insurance, which is a pool that is funded by Canadian insurance companies to offer coverage to high-risk drivers.

Ultimately, you can’t negotiate solutions that minimize risk until you find out what rates are available. Search LowestRates.ca today.

How can I reduce my car insurance premiums in Sherbrooke?

If you understand the factors that increase insurance premiums, then you may be able to make strategic decisions that help lower rates.

If you have an older car, for example, you could opt-out of collision coverage. Or if you own a vehicle that is a popular make and model (and is potentially a greater target for theft), you could install anti-theft security. You could also talk to your broker about a discount if multiple insurance services are bundled.

Before you can reach a bargaining point, though, you need to review your quote options.

LowestRates.ca is a speedy calculator of car insurance rates in Sherbrooke –– try it today.

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