Compare Sonnet car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

Learn more about Sonnet Insurance.

Sonnet Insurance is a direct writer of auto and home insurance, which means it underwrites policies and sells them online direct to consumers. Sonnet doesn't have agents that earn a commission on each policy they sell. In fact, you don't even have to speak with an agent when you buy insurance with Sonnet, though they do have support if you need it. You can reach licenced agents by phone, email, or chat.

Sonnet tries to set itself apart in the Canadian marketplace by positioning itself as a solution for consumers who want buying and maintaining insurance to be as uncomplicated as possible. By leveraging its proprietary analytics and platform, Sonnet customers can quote, buy, and manage their policies online. Sonnet also promises to write Canadians competitively priced policies in easy-to-understand language in five minutes.

Sonnet offers car and home insurance in Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Home insurance is available to B.C. residents.

 

 

What other types of insurance does Sonnet offer?

Sonnet offers more kinds of property insurance.

Home insurance: Sonnet provides home insurance coverage to homeowners in B.C., Alberta, Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I. Home insurance covers the structure of your home, its contents, and your personal liability.

Condo insurance: Coverage for condo dwellers is available in the same provinces in which Sonnet writes home insurance policies. Condo insurance is slightly different from home insurance in that it only insures your unit and its contents. However, it does protect against the same insurable perils that home insurance covers.

Tenant insurance: Renters can also take advantage of Sonnet’s streamlined approach to buying and managing insurance. Tenant insurance is available in all the regions where Sonnet provides home insurance. Tenant insurance protects your personal effects if an insurable peril damages your rental. Tenant insurance offers liability coverage, as well.

Landlord insurance: Standard home insurance won’t protect your income property against a loss – only landlord insurance will. Sonnet offers landlord coverage to the same regions it underwrites home insurance.

Pet insurance: Sonnet also offers pet insurance. Standard coverage includes medical procedures, dental care, some prescription medication, and some types of therapy and medical devices. The company says it will cover up to 80% of a vet bill in case of an accident or illness. A Sonnet policy also covers boarding, kennel fees, and lost pet advertising.

Group insurance: Looking to offer property insurance to your employees? Sonnet now offers group plans. Professional associations also qualify.

Sonnet savings

Nissan and Infiniti discount: Interestingly, Sonnet advertises an exclusive discount for Nissan and Infiniti drivers. While it's well-established that car make and model influences insurance rates, it's uncommon for an insurance company in Canada to favour a car manufacturer openly. The discount also entitles you to an enhanced claims experience, where you'll, be outfitted with original equipment manufacturer parts, provided your vehicle is three years old or less.

Claims-free discount: If you haven't filed a claim in the last six years, you could save with Sonnet.

Multi-vehicle discount: Sonnet will apply a discount if you insure more than one vehicle with them. 

Multi-policy discount: You could save up to 20% on insurance by bundling your home and auto insurance.

Winter tire discount: Ontario drivers could save by keeping winter tires on between November and April. Discounts are usually in the 5% range. 

Alumni discount: You could benefit from a group discount if you're an alumnus of one of the schools Sonnet recognizes.

Sonnet does not currently offer a usage-based insurance (UBI) program. UBI is often framed as a savings program by the Canadian insurance providers that do offer it.

The Sonnet car insurance advantage.

Discounts

Sonnet car insurance offers pricing that’s competitive and personalized. They combine your unique information with a whole lot of math and analytics to build a price that is just for you — savings included. Bundle your home and auto insurance to save even more. Beyond bundling, Sonnet now offers other discounts.

Is there an app?

Sonnet doesn’t have an app, but its responsive website is designed specifically for use on your mobile browser.

How to submit a claim with Sonnet

Sonnet offers 24/7 claims support with 600 claims professionals and a network of certified partners across Canada.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

27,101 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

March 15
Absolutely amazing!
Absolutely amazing! Got a great deal and the best agent possible! Thank you very...
Adam Michael Peters
March 15
I found the representative a good…communicator
I found the representative a good communicator and he help me to feel comfortabl...
James Mirowski
March 15
Very friendly voice o the other end
Very friendly voice o the other end, and very happy with my quote
Joe Moreira
March 15
It was a professional and fast answer…
It was a professional and fast answer to my request, it couldn’t be more perfe...
Mahrez Djellouli
March 15
very satisfied
agent was very very helpful explain a lot of things we dint know very happy wit...
Joao Medeiros
March 13
Great service
Very helpful
Jessica
March 8
Easy to use and logical site
Easy to use and logical site
keith houghton
March 8
Fast and knowledgeable response to…
Fast and knowledgeable response to enqueries
Andrew Leung
March 7
The best thing that they follow up.and…
The best thing that they follow up.and they are honest. Adel
Adel Almousa
March 6
Very helpful team !
Very helpful team !
Shivali Patel
March 5
Shilakha Dhawan was a pleasure
Huge thanks and appreciation Shilakha Dhawan for making this so quick and easy!!...
Chris
March 2
Good rates quick and easy
Good rates quick and easy
Gina Cauz
March 1
Great phone service
Great phone service
Joseph William Toland
February 27
Gave honest advice
Gave honest advice, no push for higher price.
Frank Gerzsenyi
February 24
Great customer service
Great customer service. Informative. Educated and fast service.
Adounis Hamade
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon
October 13
prompt respond
prompt respond, knowledgable
Brano Lapin
September 27
The agent was Patient and knowledgeable…
The agent was Patient and knowledgeable answered all my questions
Richard Young
August 31
The agent (Jan) was most professional
The agent (Jan) was most professional, courteous, and friendly.
Kewal Khanna
July 27
They gave me a lot of important…
They gave me a lot of important information
Liliana FERNANDEZ
July 13
THE PERSON ANSWERED ALL MYY QUESTIONS
THE PERSON ANSWERED ALL MYY QUESTIONS
Antonio
June 23
One Stop Shop - best rates with multiple companies
Found great rates with multiple companies which made it very easy to quickly ass...
Maryann O

*LowestRates.ca is not an insurance brokerage.

Front view of a car. Illustration.

See how our customers in Ontario save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from March 18, 2024
Customer
Male, 31 years old
Location
north york
Vehicle
2009 TOYOTA VENZA V6 5DR AWD
Lowest Rate
$434/mth
$5,209/yr
Average Rate
$553/mth
$6,630/yr
Saved
$118/mth
21.43%
Quote from March 18, 2024
Customer
Male, 29 years old
Location
oshawa
Vehicle
2021 MERCEDES-BENZ CLA250 4MATIC 4DR COUPE
Lowest Rate
$204/mth
$2,447/yr
Average Rate
$283/mth
$3,400/yr
Saved
$79/mth
28.03%
Quote from March 18, 2024
Customer
Male, 20 years old
Location
mississauga
Vehicle
2023 CHEVROLET CAMARO LT1 2DR
Lowest Rate
$685/mth
$8,224/yr
Average Rate
$914/mth
$10,963/yr
Saved
$228/mth
24.98%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

Read More

Auto insurance news

Read More Like This