Learn more about Sonnet Insurance.
Sonnet Insurance is a direct writer of auto and home insurance, which means it underwrites policies and sells them online direct to consumers. Sonnet doesn't have agents that earn a commission on each policy they sell. In fact, you don't even have to speak with an agent when you buy insurance with Sonnet, though they do have support if you need it. You can reach licensed advisors by phone, email, or chat.
Sonnet positions itself as a solution for consumers who want buying and maintaining insurance to be as uncomplicated as possible. By leveraging its proprietary analytics and platform, Sonnet customers can quote, buy, and manage their policies entirely online.
Sonnet offers car and home insurance in Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Home insurance is available to B.C. and Alberta residents.
What other types of insurance does Sonnet offer?
Sonnet offers more kinds of property insurance.
Home insurance: Sonnet provides home insurance coverage to homeowners in B.C., Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. Home insurance covers the structure of your home, its contents, and your personal liability.
Condo insurance: Coverage for condo dwellers is available in the same provinces in which Sonnet writes home insurance policies. Condo insurance is slightly different from home insurance in that it only insures your unit and its contents. However, it does protect against the same insurable perils that home insurance covers.
Tenant insurance: Renters can also take advantage of Sonnet’s streamlined approach to buying and managing insurance. Tenant insurance is available in all the regions where Sonnet provides home insurance. Tenant insurance protects your personal effects if an insurable peril damages your rental. Tenant insurance offers liability coverage, as well.
Landlord insurance: Standard home insurance won’t protect your income property against a loss – only landlord insurance will. Sonnet offers landlord coverage to the same regions it underwrites home insurance.
Pet insurance: Sonnet also offers pet insurance. Standard coverage includes medical procedures, dental care, some prescription medication, and some types of therapy and medical devices. The company says it will cover up to 80% of a vet bill in case of an accident or illness. A Sonnet policy also covers boarding, kennel fees, and lost pet advertising.
Group insurance: Looking to benefit from an employee or professional discount on your Home and Auto insurance? Over 2,000 organizations have a group discount with Sonnet.
Sonnet savings
Sonnet SHIFT (usage-based insurance): Usage-based insurance allows your insurance company to adjust your premium based on how much and how well you drive. Safe drivers save up to 35% on car insurance by enrolling in Sonnet’s SHIFT program.
Claims-free discount: If you haven't filed a claim in the last six years, you could save with Sonnet.
Multi-vehicle discount: You may qualify for multi-vehicle savings if you are insuring more than one vehicle with Sonnet.
Multi-policy discount: You can save when you insure both your home and your vehicle with Sonnet.
Winter tire discount: Ontario drivers could save by having winter tires on your vehicle during the required period.
Alumni discount: You could benefit from a group discount if you're an alumnus of one of the schools Sonnet recognizes.
The Sonnet car insurance advantage.
Discounts
Sonnet car insurance offers pricing that’s competitive and personalized. They combine your unique information with a whole lot of math and analytics to build a price that is just for you — savings included. Bundle your home and auto insurance to save even more. Beyond bundling, Sonnet now offers other discounts.
Is there an app?
Sonnet has an app for its usage-based insurance program, Sonnet SHIFT.
How to submit a claim with Sonnet
Sonnet offers 24/7 claims support with 600 claims professionals and a network of certified partners across Canada.
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