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What our users say:

July 12
Excellent service
The lowest rates agent called me right after I finished the initial question and...
D-Glenn Surgenor
July 11
Professional all the way!
They were able to find the right coverage at the right price in a short time. P...
Jeff
July 7
The name says it all
The name says it all, lowest rates available and very professional service. 5 st...
Adam Koester
July 5
The service I received today 7/4/24 was…
The service I received today 7/4/24 was amazing and swift.
MARIO CLARKE
July 3
Quick results
Quick results, connected with a company in no time at all. Ended up doing busine...
Paul in Calgary
July 2
Prompt reply
Fare and competitive rate
Obaid Khan
June 29
Savings
Saved me $300 a year
Eric Buls
June 29
Amazing service
Amazing service, very quick response and helpful staff
Abdo Antoun
June 28
There was an instant offer and then…
There was an instant offer and then quick follow up.
Dcghelani
June 28
The people I was dealing with were…
The people I was dealing with were knowledgeable and very helpful
Evgenia
June 27
Accurate
Guve us the best what we looking for
Genelyn Tacaisan
June 27
When I booked a time to call me
When I booked a time to call me, they were right on time - no waiting with eleva...
DH
June 26
Easy process
Easy process, very helpful
Shauni Needham
June 25
Great
Great customer service, friendly staff.
RS
June 24
He answered all my questions
He answered all my questions
Marcia Atkins
June 24
Mark was very helpful
Mark was very helpful
Liloutie Jairam
June 20
Good
Good rates using
Sharma
June 10
The service was quick and convenient.
The service was quick and convenient.
Eddy
June 2
Great customer service!
Great customer service!
Owen Thompson
May 23
There going to help you be covered as long as you keep keep up with your monthly payments against somebody else s fire and flood damage if you started the fire or flood by no fault of your own doing .
My sister refused me to cooperaters in hamilton for apt fire insurance .they gav...
Cindy Lou
May 15
The Hope of a more cost saving policy
The Hope of a more cost saving policy
Caroline m Fremont
May 14
They went through the insurance…
They went through the insurance information with me , and allowed me to save hun...
Kevin Jessome
May 5
I was so impressed with your…
I was so impressed with your representative- Bhakti Joshi for her help in walkin...
Maureen Driscoll
May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
Leona Toner
May 4
Very Helpful when time you need it
I have been using lowest rate.ca to find the best raye for any of my insurance a...
Eli
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 6
Easy and friendly process.
Easy and friendly process.
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Learn more about sports car insurance in Canada.

No matter what type of vehicle you decide to drive in Canada, you’re going to need insurance for it. The catch? Your vehicle type will impact how much you pay to insure it — and if you want a sports car, it won't be cheap to insure it.

Because of their sophisticated technology and expensive design, sports cars don’t come with low insurance rates. In fact, they’re generally more expensive to insure than SUVs, cars, or trucks.

But don’t worry. We’ve got all the information you need about how to insure a sports car — and how to save money while doing it. Read on to find out more.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from July 14, 2024
Customer
Male, 48 years old
Location
ontario
Vehicle
2008 MASERATI GRAN TURISMO 2DR
Lowest Rate
$239/mth
$2,873/yr
Average Rate
$432/mth
$5,180/yr
Saved
$192/mth
44.54%
Quote from July 14, 2024
Customer
Male, 29 years old
Location
ontario
Vehicle
2013 PORSCHE PANAMERA 4DR
Lowest Rate
$262/mth
$3,142/yr
Average Rate
$370/mth
$4,442/yr
Saved
$108/mth
29.27%
Quote from July 13, 2024
Customer
Female, 59 years old
Location
alberta
Vehicle
2006 PORSCHE CAYENNE V6 4DR AWD
Lowest Rate
$128/mth
$1,535/yr
Average Rate
$167/mth
$1,999/yr
Saved
$39/mth
23.21%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about sports car insurance, answered

What is sports car insurance?

Sports car insurance is intended for high-performance vehicles. It’s similar to that of regular cars in terms of coverage. You’ll still get liability and accident benefits, with the option of purchasing collision and comprehensive. But where sports car insurance differs is in the limits of these coverages. Because sports cars are more expensive to buy and, therefore, more expensive to repair, the limits tend to be higher for coverage, which can drive up your premium.

Do sports cars have higher insurance rates?

Yes. Sports cars are built for speed. Because of that, they feature fewer safety features and are generally seen as riskier to insurance companies. Because of their sleek design and advanced technology, sports cars are more expensive to repair, which means they come with a higher price tag on insurance. That price tag can increase even further if you’re under the age of 25. Sports car insurance is expensive for young drivers since you’re combining fewer years of driving experience with an expensive vehicle that’s costly to repair.

The good news is that you can still save money by comparing sports car insurance rates online.

How much is insurance for a sports car?

It’s not possible to pin down the exact cost of insurance for a sports car because it will vary greatly depending on the make, model, and year of your sports car. But we can tell you that it’s going to be challenging to find sports cars with cheap insurance rates. You should expect to pay more than those who drive traditional vehicles, like cars, trucks, and SUVs.

What cars are considered sports cars for insurance?

Every insurance company will define what constitutes a sports car a little differently, but typically, sports cars can be classified as light-weight, low-profile vehicles that feature only two doors, and have more horsepower and higher performance capabilities than traditional vehicles. Sports cars are also more expensive to purchase than regular cars.

Do all insurance providers offer sports car insurance?

Yes, all insurance providers offer car insurance for high-performance vehicles. But what you pay will differ from company to company. In order to ensure you’re getting the best insurance rate for your sports car, use the LowestRates.ca quoter.

How can I get cheap car insurance for my sports car?

It can be challenging to secure low insurance rates with a sports car. But the good news is: it’s not impossible. The best way to lower the cost of insurance on your sports car is by not taking the first offer that’s presented to you.

Every insurance company will have different insurance rates for sports cars. Your job is to shop around for the best one that fits your needs. At LowestRates.ca, you can get a quote for sports car insurance from more than 30 insurance providers.

And while it’s true that fast cars don’t come with low insurance, that doesn’t mean there aren’t other ways to save.

There are other ways you can lower your rates, too:

  • Buy a used sports car instead of a brand new one
  • Maintain a clean driving record/be claims-free
  • Wait until you’re over the age of 25 to buy a sports car
  • Opt for a higher deductible
  • Install an anti-theft device on your sports car
  • Maintain low mileage

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