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Based on 336 reviews
August 31
very quick and reliable rates
very quick and reliable rates
Tracie N
August 15
Don’t hesitate to move your policy
My rates went up again with my current insurance even though I have barely drive...
August 12
I can’t believe how quickly I am…
I can’t believe how quickly I am getting email responses. Very happy with this...
July 25
Awesome 👍😎
Awesome 👍😎
Joshua Leong
July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 7
Great and honest service !!!
Meaghan Ford was amazing with her service and very patient in explaining all the...
Zee Sajid
July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 18
Chelsea was very helpful
Chelsea was very helpful, answered all my questions and set me up hassle free. S...
June 14
its the easiest thing in the world to…
its the easiest thing in the world to find insuance that isn't going to burn the...
ann watson
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 9
Simple, fast, affordable!
Took a little longer than expected for the billing to go through, but otherwise...
Jonathan C
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 27
Excellent customer service
This is the first time I got insurances from Direct Rate.I have nothing but good...
Tejas Patel
May 26
Quick service
Quick service, good price
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 20
Excellent !!! Very competitive rates !!
Excellent customer services also they have very competitive rates !!
Eliza Gallant
May 18
I was treated fairly and walked through…
I was treated fairly and walked through my purchase.I enjoyed the agent was exce...
paul neville
May 14
Highly recommend
Great experience, simple to use and they gave me a lot of options at prices that...
Chandra Wilson
May 11
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee

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Learn more about sports car insurance in Canada.

No matter what type of vehicle you decide to drive in Canada, you’re going to need insurance for it. The catch? Your vehicle type will impact how much you pay to insure it — and if you want a sports car, it won't be cheap to insure it.

Because of their sophisticated technology and expensive design, sports cars don’t come with low insurance rates. In fact, they’re generally more expensive to insure than SUVs, cars, or trucks.

But don’t worry. We’ve got all the information you need about how to insure a sports car — and how to save money while doing it. Read on to find out more.

Front view of a car. Illustration.

See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from September 25, 2021
Male, 24 years old
Lowest Rate
Average Rate
Quote from September 25, 2021
Male, 29 years old
Lowest Rate
Average Rate

Your questions about sports car insurance, answered

What is sports car insurance?

Sports car insurance is intended for high-performance vehicles. It’s similar to that of regular cars in terms of coverage. You’ll still get liability and accident benefits, with the option of purchasing collision and comprehensive. But where sports car insurance differs is in the limits of these coverages. Because sports cars are more expensive to buy and, therefore, more expensive to repair, the limits tend to be higher for coverage, which can drive up your premium.

Do sports cars have higher insurance rates?

Yes. Sports cars are built for speed. Because of that, they feature fewer safety features and are generally seen as riskier to insurance companies. Because of their sleek design and advanced technology, sports cars are more expensive to repair, which means they come with a higher price tag on insurance. That price tag can increase even further if you’re under the age of 25. Sports car insurance is expensive for young drivers since you’re combining fewer years of driving experience with an expensive vehicle that’s costly to repair.

The good news is that you can still save money by comparing sports car insurance rates online.

How much is insurance for a sports car?

It’s not possible to pin down the exact cost of insurance for a sports car because it will vary greatly depending on the make, model, and year of your sports car. But we can tell you that it’s going to be challenging to find sports cars with cheap insurance rates. You should expect to pay more than those who drive traditional vehicles, like cars, trucks, and SUVs.

What cars are considered sports cars for insurance?

Every insurance company will define what constitutes a sports car a little differently, but typically, sports cars can be classified as light-weight, low-profile vehicles that feature only two doors, and have more horsepower and higher performance capabilities than traditional vehicles. Sports cars are also more expensive to purchase than regular cars.

Do all insurance providers offer sports car insurance?

Yes, all insurance providers offer car insurance for high-performance vehicles. But what you pay will differ from company to company. In order to ensure you’re getting the best insurance rate for your sports car, use the quoter.

How can I get cheap car insurance for my sports car?

It can be challenging to secure low insurance rates with a sports car. But the good news is: it’s not impossible. The best way to lower the cost of insurance on your sports car is by not taking the first offer that’s presented to you.

Every insurance company will have different insurance rates for sports cars. Your job is to shop around for the best one that fits your needs. At, you can get a quote for sports car insurance from more than 30 insurance providers.

And while it’s true that fast cars don’t come with low insurance, that doesn’t mean there aren’t other ways to save.

There are other ways you can lower your rates, too:

  • Buy a used sports car instead of a brand new one
  • Maintain a clean driving record/be claims-free
  • Wait until you’re over the age of 25 to buy a sports car
  • Opt for a higher deductible
  • Install an anti-theft device on your sports car
  • Maintain low mileage

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